Network Mortgage

Network Mortgage Network Mortgage is a true Mortgage Brokerage offering super-competitive interest rates and flexible lending programs. BRE Lic #01840139 NMLS ID:358237

Network Mortgage is based in Chico, California and is licensed to arrange real estate loans anywhere in California. We are a true mortgage brokerage and have access to a huge variety of loan programs for just about any situation. Our flexibility makes our company so competitive, we invite you to compare our quoted interest rates to any bank or mortgage banker. Network Mortgage processes mortgage l

oans in our office and our professionalism and integrity has been well-known for more than 20 years. CA BRE lic # 01840139 NMLS ID: 358237

We make home loans easier."Network Mortgage makes finding a home loan easy! We have used them twice now and both times t...
10/29/2025

We make home loans easier.

"Network Mortgage makes finding a home loan easy! We have used them twice now and both times they have come through with exceptional, fast service!"

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Reviews: networkmortgageonline.com/reviews
Ask us anything: (530) 899-1870

California DRE: 01840139
NMLS: 358237

Can your neighbors affect the value of your home?As a homeowner, you're likely enjoying the security of rising property ...
10/27/2025

Can your neighbors affect the value of your home?

As a homeowner, you're likely enjoying the security of rising property values. You probably take great care of your home, making sure it's neat, tidy, and well-maintained.

But one concern you may have is whether the condition of your neighbor's property has any impact on the value of your house.

The short answer is yes — A neighbor's property can affect the value of your home. Click the image to learn more.

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Call: (530) 899-1870
Email: networkmortgageonline.com/contact

California DRE: 01840139
NMLS: 358237

Unattractive yards, foreclosures, and constant noise can affect the resale price of your home because they bring down the average home values in the local area.

FAQDo I need great credit to get a mortgage?Not necessarily, but it certainly helps. Keep in mind that lenders don't jus...
10/24/2025

FAQ

Do I need great credit to get a mortgage?

Not necessarily, but it certainly helps. Keep in mind that lenders don't just look at your credit history, but also at your ability and willingness to pay in the future.

However, be aware that the lower your score, the higher your interest rate will be. And if your score's a little low, don't give up. There are plenty of ways you can improve your credit score, though it may take some time.

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More questions? We're always happy to help.

Call: (530) 899-1870
Email: networkmortgageonline.com/contact

California DRE: 01840139
NMLS: 358237

We make home loans easier."My borrowing situation was somewhat complicated. Darin worked with me patiently for seven mon...
10/22/2025

We make home loans easier.

"My borrowing situation was somewhat complicated. Darin worked with me patiently for seven months and helped me get financing to purchase a house in Chico."

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Reviews: networkmortgageonline.com/reviews
Ask us anything: (530) 899-1870

California DRE: 01840139
NMLS: 358237

Beware of mortgage scams.Every homeowner gets offers to refinance, and some can be very aggressive and confusing. Not ev...
10/20/2025

Beware of mortgage scams.

Every homeowner gets offers to refinance, and some can be very aggressive and confusing. Not every offer is deceptive, but when mortgage rates are unpredictable, there's a much greater likelihood of fraud.

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Get a rate quote: networkmortgageonline.com/contact
Give us a call: (530) 899-1870

California DRE: 01840139
NMLS: 358237

All homeowners get offers to refinance, and some can be very vague and confusing. And when mortgage rates are rising, there’s a much greater chance of fraud.

FAQHow much house can I afford?Buying "too much house" can quickly turn your home into a liability instead of an asset. ...
10/17/2025

FAQ

How much house can I afford?

Buying "too much house" can quickly turn your home into a liability instead of an asset. That's why it's important to know what you can afford before you start looking at homes with a real estate agent.

Many financial experts suggest keeping your monthly mortgage payment to 28–31% of your gross income. Conventional underwriting guidelines may allow even higher monthly payments with compensating factors like good credit or financial reserves. However, keeping your payment as low as possible will make default less likely.

Also, with a conservative monthly mortgage payment, you'll have room in your budget to cover additional costs of home ownership — like improvements, repairs, and maintenance — while saving money for other financial goals, including retirement.

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More questions? We're always happy to help.

Call: (530) 899-1870
Email: networkmortgageonline.com/contact

California DRE: 01840139
NMLS: 358237

We make home loans easier."After seeing what a superb job both Darin and Kristen performed for my clients, I chose to us...
10/15/2025

We make home loans easier.

"After seeing what a superb job both Darin and Kristen performed for my clients, I chose to use Network Mortgage for my own personal loan and I am so glad I did. They did an excellent job! It was a perfectly smooth transaction that closed without a hitch."

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Reviews: networkmortgageonline.com/reviews
Ask us anything: (530) 899-1870

California DRE: 01840139
NMLS: 358237

Should your parents get a reverse mortgage?A majority of aging Americans have their wealth tied up in their home equity....
10/13/2025

Should your parents get a reverse mortgage?

A majority of aging Americans have their wealth tied up in their home equity. If your parents are struggling to pay monthly bills or cover healthcare expenses, then accessing that equity might be a good solution.

A reverse mortgage is a popular financial product that allows them to do just that. In most cases, parents prefer to discuss this option with their children before making a decision.

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Get a rate quote: networkmortgageonline.com/contact
Give us a call: (530) 899-1870

California DRE: 01840139
NMLS: 358237

Whether or not a reverse mortgage is the right financial option for your parents is a personal decision that should be weighed carefully.

Mortgage Rates Move DownOver the last few weeks, mortgage rates have settled in at their lowest level in about a year. E...
10/10/2025

Mortgage Rates Move Down

Over the last few weeks, mortgage rates have settled in at their lowest level in about a year. Evidence suggests that homebuyers are accepting the lower rates and are slowly moving forward with buying a home, which is boosting purchase activity.

IMPORTANT: The rates shown are national averages. If you'd like to get a more precise rate quote, just get in touch.

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Call: (530) 899-1870
Get a rate quote: networkmortgageonline.com/contact

California DRE: 01840139
NMLS: 358237

Source: freddiemac.com/pmms

We make home loans easier."Hey Michael — Just wanted to let you know how much we appreciate all the work you've done for...
10/08/2025

We make home loans easier.

"Hey Michael — Just wanted to let you know how much we appreciate all the work you've done for us with these refinance loans. It's been a pretty hectic summer for us, but you came through and saved us a ton once again. Thank you for all your hard work!"

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Reviews: networkmortgageonline.com/reviews
Ask us anything: (530) 899-1870

California DRE: 01840139
NMLS: 358237

Refinancing MythsWhenever mortgage interest rates decline significantly, there's an increase in home loan refinancing. U...
10/06/2025

Refinancing Myths

Whenever mortgage interest rates decline significantly, there's an increase in home loan refinancing. Unfortunately, along with the benefits of refinancing, comes a lot of misinformation about the process.

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Get a rate quote: networkmortgageonline.com/contact
Give us a call: (530) 899-1870

California DRE: 01840139
NMLS: 358237

Whenever mortgage interest rates decline, there’s an explosion in refinancing. Sadly, along with the benefits of refinancing, comes a lot of misinformation.

FAQWhat are current mortgage interest rates?This is a tough question to answer accurately because there are so many vari...
10/03/2025

FAQ

What are current mortgage interest rates?

This is a tough question to answer accurately because there are so many variables involved:

* Income history
* Current debt
* Credit worthiness
* Down payment
* Property value

Also, in constantly changing economic times, mortgage rates can fluctuate on a daily — even hourly — basis. That said, we'd be happy to provide an estimated interest rate quote. No obligation, no strings attached.

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Get a rate quote: networkmortgageonline.com/contact
Give us a call: (530) 899-1870

California DRE: 01840139
NMLS: 358237

Address

155 E. 3rd Ave.
Chico, CA
95926

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15308991870

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We make home loans easier.

We’ve been helping folks finance their homes for over 20 years. Our loan advisors have over 60 years of combined experience finding the perfect loan for families, newlyweds, retirees, first-time home buyers, and veterans.

Founded in 1994

Network Mortgage is an independent residential mortgage brokerage located in Chico, California. Founded in 1994, our vision is to provide mortgage help to our friends, families, and clients all over California — from Crescent City to San Diego.

We are a trusted mortgage brokerage that values long term relationships, with a desire to create clients for life. Our superior service and success are a direct result of our 25-year commitment to the principles of honesty, integrity, and fairness.