Brad Rogers at Guaranteed Rate Affinity NMLS 27552

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Brad Rogers at Guaranteed Rate Affinity NMLS 27552 I am an SVP of Mortgage Lending NMLS # 27552
at Guaranteed Rate Affinity NMLS #1598647

10/15/2026

If your house goes bump in the night, don’t worry. It might just be doing its job. While these sounds are usually perfectly normal, the best way to be sure is by being proactive about routine maintenance.

Check our guide to help you get your home ready for fall … and the trick-or-treaters.
https://myoc.io/b2pfOyMbSzX/mcCYS



NMLS # 27552

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest ...
10/14/2026

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest and declined in the Northeast compared to August. All four regions showed a year-over-year decline in sales, but many buyers are still entering contracts and available inventory is up to 1.60 million homes.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/b2pfOyMbSzX/D9yCv



NMLS # 27552

10/12/2026

Running multiple businesses, or juggling income that shifts by the month or the client? Standard income documentation doesn't always fit that. For eligible business owners, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk about your situation.
https://myoc.io/b2pfOyMbSzX



NMLS # 27552

10/08/2026

Beware of the maxed-out credit card monster. High credit card balances could increase your credit utilization, which may affect your credit score, and ultimately, your mortgage qualification.

When you’re approaching closing, watch your spending and avoid giving this homebuying horror anything else to feed on.
https://myoc.io/b2pfOyMbSzX/3zcpS



NMLS # 27552

10/06/2026

Your growing home wish list may be trying to tell you something. If home improvements are becoming part of your plan, your home equity may be able to help you fund those projects.

Let’s talk through your goals and the financing options worth exploring, like a Home Equity Line of Credit (HELOC).
https://myoc.io/b2pfOyMbSzX/CmYVt



NMLS # 27552

10/05/2026

When it comes to evaluating a mortgage, there’s more to it than a single number. I’m here to help you understand all the moving parts and how they fit together to create a custom financial plan.

So, are you an interest rate expert? Let me know in the comments.
https://myoc.io/b2pfOyMbSzX/RuAfP



NMLS # 27552

10/01/2026

Buying a home isn’t one-size-fits-all. The truth is, the perfect time to buy looks different for everyone. Instead of trying to time the market, talk to me so we can start with your personal goals and financial outlook.

I can help you evaluate your situation against the market to find the timing that makes the most sense for you.
https://myoc.io/b2pfOyMbSzX/3WDDG



NMLS # 27552

09/30/2026

Your income is only one piece of the puzzle. To better understand your buying power, consider your expenses, existing debts, savings and financial goals.

Together, let’s look at what home fits comfortably within your budget.
https://myoc.io/b2pfOyMbSzX/qJmuK



NMLS # 27552

09/28/2026

You may be able to buy a home sooner than you think. Putting 20% down isn’t a hard and fast rule. In fact, PMI (Private Mortgage Insurance) is one of the best ways to balance the scales and help you qualify for funding when you have a lower down payment.

Ready to learn more mortgage lingo?
https://myoc.io/b2pfOyMbSzX/dYcfE



NMLS # 27552

09/24/2026

What do you look for in a home? Is it peace and quiet, stability, flexibility or affordability? Depending on the answer, you may share another generation’s mindset and house-hunting process. Answer a few questions and tally up your results to see which generation you align with. Your match may surprise you!

Tag your friends in the comments so they can take the quiz too.
https://myoc.io/b2pfOyMbSzX/KtmjM



NMLS # 27552

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1800 W. Larchmont Avenue
Chicago, IL
60613

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