Halina Avila at First Centennial Mortgage

Halina Avila at First Centennial Mortgage First Centennial Mortgage | Equal Housing Lender
Comp. NMLS # 132763

NMLS #228280| IL: 031.0027385
h The cornerstone of our company is the team we have built.

First Centennial Mortgage (FCM) is a family owned mortgage banker helping families and individuals realize the American Dream of homeownership. We pride ourselves on our honesty, integrity and the willingness to assure the complete satisfaction of every individual we serve. We assist our customers with products that represent every aspect of the homeowner’s financing needs including FHA, VA, USDA,

IHDA, Conventional and Reverse Mortgages. We have been successful at attracting the best and brightest in the industry and our commitment to responsible lending ensures we offer lending options that are best for the consumer while maintaining the highest ethical standards. We were listed by Goldline Research in Forbes Magazine as one of the Top 10 Lenders in the country in 2007 and 2009. Most recently, FCM was recognized as a LendRIGHT™ lender. Less than 3% of lenders in America carry this seal. As an independent mortgage banker, First Centennial Mortgage possesses several advantages over other lending institutions. We underwrite, close and fund all of our loans in-house, giving us the ability to control the whole process from beginning to end. We pride ourselves on accuracy and turn times to which other companies cannot compare. This quality enables us to get lower rates for our customers.

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies like smar...
08/24/2023

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies like smart thermostats and energy-efficient lighting. Recent updates to these products and technologies can save you money and help you control and understand your energy consumption.

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies.

For a more in-depth understanding of home price trends and reports, let’s connect.
08/22/2023

For a more in-depth understanding of home price trends and reports, let’s connect.

The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow.

Escrow accounts and understanding them is key if you’re considering buying a home in 2023. In this blog post, we’ll expl...
08/19/2023

Escrow accounts and understanding them is key if you’re considering buying a home in 2023. In this blog post, we’ll explain how escrow accounts work in the home-buying process, the role of escrow agents, and their importance in ensuring a smooth home-buying experience.



Understanding escrow accounts is key if you’re considering buying a home in 2023. In this blog post, we'll explain how escrow accounts work.

In today’s world, sustainability and reducing waste are more important than ever. Learning repurposing household items f...
08/18/2023

In today’s world, sustainability and reducing waste are more important than ever. Learning repurposing household items for sustainability can save you money and help the environment. Plus, it adds a touch of eco-friendly living to your home.



In today's world, sustainability and reducing waste are more important than ever. Learn how repurposing for sustainability can save you money

If you are a first-time homebuyer looking to invest in real estate, you are likely intimidated by the process. Purchasin...
08/17/2023

If you are a first-time homebuyer looking to invest in real estate, you are likely intimidated by the process. Purchasing a home is a substantial investment that takes a great deal of preparation and understanding – particularly when it comes to supplying a down payment.

While you have likely heard most lenders look for a 20 percent down payment when potential borrowers apply for a mortgage, that may not be always be feasible. Luckily, this isn’t always necessary.


If you are a first-time homebuyer looking to invest in real estate, you are likely wondering much do you need for a down payment?

Before you can start scoping neighborhoods and exploring online listings, take these steps to make sure you can secure a...
08/16/2023

Before you can start scoping neighborhoods and exploring online listings, take these steps to make sure you can secure a mortgage for a home loan.


First-time home buyers often rush into the homebuying process, excited about securing a mortgage. Buying a home is an exciting experience, requiring a lot of preparation - especially with home financing.

The right outdoor lighting can turn your backyard into the perfect place for summertime relaxation. But what are your op...
08/15/2023

The right outdoor lighting can turn your backyard into the perfect place for summertime relaxation. But what are your options for adding a glow to your outdoor space?


The right outdoor lighting can turn your backyard into the perfect place for summertime relaxation.

Bird watching is one of the most simultaneously relaxing and exciting ways to connect with nature. You don’t even have t...
07/31/2023

Bird watching is one of the most simultaneously relaxing and exciting ways to connect with nature. You don’t even have to go far to encounter delightful birds of many different species — there are steps you can take to make your own yard irresistible to passing birds.

Bird watching is one of the most simultaneously relaxing and exciting ways to connect with nature. Make your own yard irresistible.

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies like smar...
07/30/2023

Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies like smart thermostats and energy-efficient lighting. Recent updates to these products and technologies can save you money and help you control and understand your energy consumption.



Increasing home energy efficiency should be a goal for all of us. We’ll look at some products and technologies.

If you’re looking to buy a home, factor these smaller fees into your housing budget. You’ll be glad you did.
07/28/2023

If you’re looking to buy a home, factor these smaller fees into your housing budget. You’ll be glad you did.



Consider the homebuying fees that often hit near the end of the homebuying process. For some, they can really add up quickly so be informed.

If you’re planning to buy a home, knowing the key factors that impact affordability is important so you can make an info...
07/27/2023

If you’re planning to buy a home, knowing the key factors that impact affordability is important so you can make an informed decision. To stay up to date on the latest on each, let’s connect today.



There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers.

Address

2058 W. Belmont Avenue
Chicago, IL
60618

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