411 on Health Insurance

411 on Health Insurance Helping independent contractors, small business owners, and families navigate health insurance Let me help you save money and get a plan that works for you!

I help advise and work with independent contractors, small business owners, and families to navigate the high cost and confusion of today's healthcare reform. In the insurance world I am an adviser to my clients and their families and I work closely with them. I feel great knowing that I am helping people make effective and sound decisions with their health and wealth. I have over 10 years of expe

rience and also specialize in group health insurance assisting employers with providing insurance benefits to their employees. Whether it is Individual, family or group insurance I strive to offer every client the individual care and attention they deserve. Check out my webpage for a full view of what I am all about and for everything related to health insurance! Ghaleb Zayed
Healthcare Solutions Team
☎️ - (708) 502-0169
🌐- 411onhealthinsurance.com
LinkedIn - www.linkedin.com/in/411onhealthinsurance/
Instagram - https://www.instagram.com/411onhealthinsurance/?hl=en

The reality many people are facing right now is deciding how to afford their healthcare. The push to have people elect h...
12/08/2025

The reality many people are facing right now is deciding how to afford their healthcare. The push to have people elect high deductible plans paired with HSA's is not a new concept, but in practice, it's not that straight forward. Let's work together. I'll review all the options with you regarding cost-effective plan selections that actually fit your reality. Schedule here: calendly.com/GZayed

https://www.npr.org/sections/shots-health-news/2025/12/08/nx-s1-5629249/hsa-high-deductible-health-plan

A Republican call to give Americans cash instead of health insurance subsidies revives an old idea that has left millions with medical debt.

If you or someone you care for still requires assistance determining Medicare coverage needs, let's talk ASAP! Hop on my...
12/01/2025

If you or someone you care for still requires assistance determining Medicare coverage needs, let's talk ASAP! Hop on my Calendly.com/GZayed or give me a call 708-502-0169!

Many articles are coming out, speaking to how challenging it is to select health insurance right now. The Marketplace is...
11/17/2025

Many articles are coming out, speaking to how challenging it is to select health insurance right now. The Marketplace is complicated this year, so it might be in your best interest to work with someone who makes demystifying health insurance their job! Hop on my Calendly.com/GZayed for a free health insurance plan review.

https://www.statnews.com/2025/11/17/health-coverage-affective-science-emotions-decisions/

Where logic and reason fail us, emotion takes over — including in choosing health care coverage.

As we watch what unfolds with the Marketplace this year, please know that I work hard to support small business owners i...
11/05/2025

As we watch what unfolds with the Marketplace this year, please know that I work hard to support small business owners in selecting health plans that meet the needs of their small business. If you are a small business owner, let's see what your options are. Schedule at Calendly.com/GZayed

https://fortune.com/2025/11/05/small-business-owners-aca-tax-credits-obamacare-government-shutdown/

Justin Miller’s 113-year-old family fruit farm relies on the Obamacare exchanges for most workers: "We have to look everybody in the eyes every day."

411 on Health Insurance is ready for a busy Open Enrollment. There are many changes happening in the health insurance in...
11/01/2025

411 on Health Insurance is ready for a busy Open Enrollment. There are many changes happening in the health insurance industry, so be sure to schedule your consultation today! Schedule below:

Calendly.com/GZayed

Looking for a breakdown on estimated increases to employer-sponsored health benefits? Take a look at the article below.Y...
10/23/2025

Looking for a breakdown on estimated increases to employer-sponsored health benefits? Take a look at the article below.

You'll see in the next week or so the many reports of how health premiums are skyrocketing. Don't navigate the process alone. Whether you're needing health insurance for yourself, your family, or your small business, let's review all the options together. To schedule a free consultation, visit Calendly.com/GZayed

https://www.cbsnews.com/news/health-insurance-open-enrollment-cost-rising-double-inflation-rate-2026/

With open enrollment starting soon, employees could get sticker shock, with their costs expected to rise 6% to 7% for 2026, a new study says.

There's lots of talk about health insurance nowadays. Here's a helpful breakdown of how some employers continue to incre...
10/18/2025

There's lots of talk about health insurance nowadays. Here's a helpful breakdown of how some employers continue to increase the burden of health insurance onto their workers, as well as other examples of employers attempting to support their employee's health and wellness.

Ready to check out options for your small business? Schedule here: Calendly.com/GZayed

https://www.npr.org/2025/10/16/nx-s1-5561051/health-care-costs-premiums-companies-cost-of-living

As U.S. health insurance costs rise, some companies are paying for all of their workers' premiums. It's a big expense — but they say it pays off.

As we move forward without a guarantee that Affordable Care Act (ACA) Marketplace plans will be offered with subsidies, ...
10/16/2025

As we move forward without a guarantee that Affordable Care Act (ACA) Marketplace plans will be offered with subsidies, projected premiums for 2026 plans are being listed for people to see. For more info, read the article below. It's a scary time right now as many people face the unknown with health benefits. Don't do it alone. Please reach out to 411 on Health Insurance for a free consultation appointment to review your options. Schedule at Calendly.com/GZayed

https://www.axios.com/2025/10/15/poaca-premium-increases-posting-rates-2025sted-rate-hikes-become-a-pain-point-in-aca-drama

Sticker shock could lead many Americans to conclude health coverage is out of reach.

411 on Health Insurance is all about supporting individuals, families, and small business owners with all things health ...
10/08/2025

411 on Health Insurance is all about supporting individuals, families, and small business owners with all things health insurance. Have you considered working with a health insurance specialist amid all the changes occurring in the health insurance industry? Let's review your options since a lot can change in a year's time. Hop on my Calendly.com/GZayed for a free health plan review and supportive services to follow!

The countdown is on...less than 1 month until Open Enrollment. To prime the engines, take a look at major changes come t...
10/02/2025

The countdown is on...less than 1 month until Open Enrollment. To prime the engines, take a look at major changes come to Medicare plans in 2026. Beat the crowd and grab a spot on my Calendly.com/GZayed before Open Enrollment begins. As always, my services are free of charge! Let's get you set up with a health plan that will actually cover your bases.

https://www.investopedia.com/10-major-medicare-changes-coming-in-2026-what-to-expect-with-premiums-drug-prices-and-program-cuts-11819826

Medicare beneficiaries face higher premiums and deductibles, reduced services, and possible cuts to the program at large—but there’s good news about prices for some drugs and the medication payment plan.

Do you know what is designated as a 'medical necessity' under Medicare? It's important to stay informed about the terms ...
09/24/2025

Do you know what is designated as a 'medical necessity' under Medicare? It's important to stay informed about the terms for care and 411 on Health Insurance is always available for a consultation to determine the best fit for you and your health plans. Schedule a chat today through my Calendly.com/GZayed

https://health.usnews.com/medicare/articles/medical-necessity-for-medicare-certificates-and-tips

Here's what "medically necessary" means in the world of Medicare, how to get a Certificate of Medical Necessity and what to do when something is deemed not medically necessary.

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