American Property Casualty Insurance Association

09/02/2026

Legal system abuse reforms deliver lower insurance costs, reduce litigation, and create a stronger insurance market!

We're seeing proof in Florida, where a new study shows the state's 2022-2023 legal system abuse reforms resulted in policyholders paying nearly $3 billion less for home and auto insurance in 2025.

APCIA is working to pass legislation like this across the country to protect policyholders.

Click the link below to read more about the "Florida’s Legal Reforms: Lower Insurance Costs and Less Litigation" report, commissioned by APCIA and conducted by Moore Actuarial Consulting and James Lynch Casualty Actuary:

American Property Casualty Insurance Association description

09/01/2026

Insurers are committed to supporting families and communities affected by wildfires. The absence of universally accepted standards for evaluating and addressing smoke impacts in residential properties is a fundamental challenge in these efforts.

The California Legislature’s approval of AB 1642 and AB 1795 provides a meaningful step toward clearer guidance on smoke damage claims, but important implementation work remains.

Read our full statement here:

American Property Casualty Insurance Association description

08/28/2026

Have you nominated a rising star in your organization for ?

The Emerging Leaders Conference offers top talent in your organization an opportunity to engage in 2-days of leadership development with executives from across the industry.

Nominate online-
https://bit.ly/4qFYVhL

08/25/2026

Insurers are working to support policyholders impacted by the Hawk Fire. Homeowners who lost homes or suffered property damage should contact their insurance company as soon as it is safe to do so.

Follow the tips below to start the claims process-

apci.org

08/21/2026

The Emerging Leaders Conference offers rising talent in your organization an opportunity to engage in two days of in-depth leadership development and training with executives from across the insurance industry.

Nominate a rising star TODAY-
https://bit.ly/44w2Eox

08/19/2026

Devastating wildfires across the country are highlighting the need for critical legislation that mitigates risk and protects policyholders. Learn more about how some lawmakers are pushing forward critical legislation via -

Wildfire smoke drifting into Washington, D.C., from the Western U.S. and Canada this summer made it hard to ignore the national threat stronger wildfires pose to lawmakers’ constituents across the country. As a result, a bipartisan coalition led by Western lawmakers has a better shot this year at ...

08/18/2026

School is in session! Make sure that you practice safety while driving in and around school zones and remove distractions while behind the wheel.

apci.org

08/14/2026

Insurers are advocating for reforms in California that make insurance products more available and affordable for all policyholders. 's recent article highlights issues in the market and the critical need for reforms.

Read more via :

After enduring 14 of the most destructive wildfires in its history over the past decade, California has started waking up to a related crisis: its dysfunctional and inadequate insurance system. Before the next catastrophe, reform is urgently needed.

08/11/2026

Do you have a student heading to college this year? Make sure renters insurance is on the shopping list!

Learn more via APCIA's recent article: https://bit.ly/4wpbgs7

Protect your belongings and cover your liability

08/10/2026

As construction costs rise, it becomes more expensive to repair and rebuild homes, which increases the cost of claims. Insurers are investing in research, mitigation, and resilience efforts to help lower costs for policyholders.

Homeowners can take additional steps to save:
1. Shop around for insurance and compare quotes from different companies.
2. Ask your insurer about discounts. Some companies may offer discounts if you do things like upgrade your roof, have a security system, install water leak detection sensors, or take steps to mitigate against potential damage, such as installing hurricane shutters.
3. Adjust your deductible to lower your monthly premium.
4. Don’t drop insurance to save money. A home is often your biggest asset. Make sure it is protected.

Learn more: https://www.apci.org/homeowners-insurance-cost-drivers/