Steven Michael Somerman at Rate NMLS 1406843

Steven Michael Somerman at Rate NMLS 1406843 On-time closings. Can lend in all 50 states. Offering Conventional, FHA, VA, Jumbo, Non-QM, Reverse, Commercial, Multi-Unit and 2nd TD loans.

VP, Mortgage Lending NMLS 1406843 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611. A mortgage company where homebuying meets well-being. Rate combines your home, financial and personal well-being to spark a more balanced life. I am licensed to originate mortgage loans in the states of California, Arizona, Colorado, Missouri, Nevada, Oregon, Texas and Washington.

06/08/2026

Getting ready to apply for a mortgage? One of the first steps is understanding your credit score—and gathering the documents that help paint a clear financial picture. 📝 From your ID to proof of income, being prepared can help speed up the process and avoid surprises. I’m here to walk you through every step and make financing your home as smooth as possible. Have questions? Let’s connect! Call me at (949) 279-6051. I want to be "Your Lender for Life!" 🙂 👍 🏘️ 🏡 🏠 ❤️ 💯

06/08/2026
06/08/2026

Closing costs are part of both buying and selling. The details can vary based on how each loan is structured. Seeing both sides helps you plan with clarity. Learn how you can structure the costs of your loan so it works best for you. Call me at (949) 279--6051 and let's talk! I want to be "Your Lender for life!" 🙂👍🏘️🏡🏠❤💯
https://myoc.io/stevesomerman/f2v8h



NMLS #1406843

06/04/2026

I don’t just help people win their dream home, I help them build the foundation for their financial future. As a home grows in value, it builds equity, which could be tapped into down the road. If you’re looking to know more about buying or what it could mean long term, let’s talk. Call me at (949) 279-6051. I want to be "Your Lender for Life!" 🙂👍🏘️🏡🏠❤💯
https://myoc.io/stevesomerman/kDZ09

NMLS #1406843

06/03/2026

If you’re on the fence, I’m here to help you out. Sometimes when homeownership feels far off, it’s actually closer than you think. Let’s talk and I’ll walk you through your different options. Call me at (949) 279-6051! I want to be "Your Lender for Life!" 🙂🏘️🏡🏠❤️💯
https://myoc.io/stevesomerman/l6JY9



NMLS #1406843

Address

3940 N. Ravenswood
Chicago, IL
60613

Opening Hours

Monday 7am - 11pm
Tuesday 7am - 11pm
Wednesday 7am - 11pm
Thursday 7am - 11pm
Friday 7am - 11pm
Saturday 7am - 11pm
Sunday 7am - 11pm

Telephone

+19492796051

Website

https://www.rate.com/reverse/form/steve-somerman

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