Steven Michael Somerman at Rate NMLS 1406843

09/03/2026

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options. Let's begin your home search now! Call me at (949) 279-6051! 🙂👍🏡❤

Let’s break down the differences together.

https://myoc.io/stevesomerman/vaY0w

-Approval

NMLS # 1406843

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/stevesomerman/14MEh



NMLS # 1406843

08/31/2026

Renting may offer short-term flexibility, but buying a home might help you build long-term stability. Let’s break down the numbers and see what works best for your situation. Get started at
https://myoc.io/stevesomerman/Jg7Xv



NMLS # 1406843

08/31/2026

Do you know everything your monthly payment covers? Most people are surprised it's more than just principal and interest. Taxes and insurance are in there too, and that's the part most people miss.

If you've got questions about what makes up your payment, reach out to me today, at (949) 279-6051, as I'm happy to walk you through it. 🙂👍🏡❤💯

https://myoc.io/stevesomerman/tNv12



NMLS # 1406843