Zlatan Hodzic V.P., Mortgage Lending

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Zlatan Hodzic V.P., Mortgage Lending In addition to the technical aspect, Zlatan is also able to identify key economic events that might result in interest rate volatility.

VP of Mortgage Banking at United Home Loans
Zlatan Hodzic is licensed to originate loans in the state of IL | NMLS #1033862
United Home Loans is an Illinois Residential Mortgage Licensee | NMLS #207546
*this is not a commitment to lend* Zlatan is well versed in Illinois mortgage lending and mortgage pre-approvals and is passionate about using that knowledge to help you become a smarter homeowner. Prior to joining United Home Loans, Zlatan worked in the financial markets and is well versed in the fixed income and equity markets, both of which are strong indicators of potential interest rate movement. This knowledge is used to help homeowners lock into an Illinois mortgage loan that best suits their financial needs. Bottom line – Zlatan enjoys helping all homeowners purchase a new home or refinance to save money.

We were able to help our client with an ITIN DSCR product to help finance this beautiful home - congratulations to the n...
09/15/2026

We were able to help our client with an ITIN DSCR product to help finance this beautiful home - congratulations to the new homeowners!

Congratulations to our client on closing on her beautiful new home where we utilized the Chicago HomeGrown Purchase Prog...
08/17/2026

Congratulations to our client on closing on her beautiful new home where we utilized the Chicago HomeGrown Purchase Program. This program provided our client $40,000 in forgivable funds to be used at closing to be used for down payment and closing costs!

Congratulations on your new home and thank you for the kind words!Valerie Schoppen 👏👏👏
07/27/2026

Congratulations on your new home and thank you for the kind words!

Valerie Schoppen 👏👏👏

New construction financing adds a few additional layers to the approval process. Property completion timeline, lock per...
07/07/2026

New construction financing adds a few additional layers to the approval process. Property completion timeline, lock periods, appraisals and future market outlook are all items that should be discussed with clients at the time of offer.

Congratulations to our clients on navigating this process and closing on their beautiful new home!

No better way to end the week. Congratulations to our clients on their beautiful new home and as always, great work fro...
05/29/2026

No better way to end the week. Congratulations to our clients on their beautiful new home and as always, great work from start to finish, Gerald Fuentes!

Our in-house down payment and closing cost assistance program for first-time homebuyers is back! H.O.M.E 6.0 offers no d...
03/05/2026

Our in-house down payment and closing cost assistance program for first-time homebuyers is back! H.O.M.E 6.0 offers no deferments, no re-payments - just 2% (up to $5,000) back to buyers at closing assuming they meet parameters below. Reach out to us if you, or anyone you know, could benefit from this program.

Congratulations to our clients on their recent closings. We utilized a wide range of products for these deals including ...
01/13/2025

Congratulations to our clients on their recent closings. We utilized a wide range of products for these deals including our Physician loan program, DSCR investment program as well as our flexible LTV jumbo program. Feel free to reach out if you have any questions regarding anything we offer at UHL.

Even with the announced 0.25% Fed rate cut today, average rates climbed by 0.20%—what gives?!🔸Mortgage rates spiked toda...
12/19/2024

Even with the announced 0.25% Fed rate cut today, average rates climbed by 0.20%—what gives?!

🔸Mortgage rates spiked today, with the average 30-year fixed rate climbing again above 7%
🔸The Fed's predictable rate cut had little direct impact; instead, mortgage rates were influenced by the Fed's long-term outlook, which markets anticipate and price in advance.
🔸The updated dot plot image revealed higher projected rates for 2025 compared to three months ago, signaling a more hawkish stance and contributing to the increase in mortgage rates.

UHL is Freddie direct meaning we are able to request exceptions for normally ineligible condo projects. Congratulations ...
12/12/2024

UHL is Freddie direct meaning we are able to request exceptions for normally ineligible condo projects. Congratulations to our client and his new River East unit!

Address

1000 N. Milwaukee Suite C1S
Chicago, IL
60642

Telephone

+17735447762

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