Lumeo Mortgage, NMLS# 2706013

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Lumeo Mortgage, NMLS# 2706013 Lumeo means "light." We are an independent mortgage brokerage focused on clarity, guidance, and smarter financial decisions.

We serve homebuyers, investors, and realtors with honesty and education. Lumeo means light—and that’s what we bring to the mortgage process. We’re an independent mortgage brokerage built on clarity, education, and trust. Whether you're buying your first home, investing in real estate, or refinancing, we guide you with facts—not fluff. We proudly partner with Realtors who want more than a transaction—those who value service, speed, and strategic insight. With Lumeo, you're not sending a lead into the dark. You're teaming up with loan officers who understand the full picture and act like true partners. From VA and FHA to DSCR, Conventional and Renovation Loans—if it’s a smart move, we make it happen.

𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗰𝗼𝗻𝗱𝗼? 𝗬𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗶𝘀 𝗼𝗻𝗹𝘆 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗲𝗾𝘂𝗮𝘁𝗶𝗼𝗻.The condo project has to meet the lender's elig...
09/13/2026

𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗰𝗼𝗻𝗱𝗼? 𝗬𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗶𝘀 𝗼𝗻𝗹𝘆 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗲𝗾𝘂𝗮𝘁𝗶𝗼𝗻.

The condo project has to meet the lender's eligibility requirements too.

Updated condo review requirements may mean lenders need more information about the HOA, insurance, reserves, repairs, assessments, and other project details before the loan can move forward.

That’s why starting the condo review early matters.

If a condo is on your radar, talk with your loan officer before you get too far into the process. A little preparation upfront can help avoid surprises later.

👇 We put together this simple Condo Buyer Guide to explain what you should know.

Lumeo Mortgage | NMLS #2706013 | Adam Alvanos NMLS #2384862
Equal Housing Opportunity

For licensing information, go to: www.nmlsconsumeraccess.org

Educational information only. Loan and project eligibility are determined by the lender.



Christina Mapp Tania Diaz Cherry Spivey Melissa Bush- Vasic Sarah Hinks Pamela Partida-Saul Selene Partida Saul

𝗙𝗼𝗿 𝘁𝗵𝗲 𝗽𝗮𝘀𝘁 𝘁𝗵𝗿𝗲𝗲 𝘆𝗲𝗮𝗿𝘀, 𝗜 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝗮𝗽𝗽𝗿𝗼𝗮𝗰𝗵𝗶𝗻𝗴 𝗺𝘆 𝗼𝘄𝗻 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁𝗹𝘆. 𝗡𝗼𝘄 𝗜 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘀𝗵𝗼𝘄 𝘆𝗼𝘂 𝘄𝗵𝘆. When I first ...
09/06/2026

𝗙𝗼𝗿 𝘁𝗵𝗲 𝗽𝗮𝘀𝘁 𝘁𝗵𝗿𝗲𝗲 𝘆𝗲𝗮𝗿𝘀, 𝗜 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝗮𝗽𝗽𝗿𝗼𝗮𝗰𝗵𝗶𝗻𝗴 𝗺𝘆 𝗼𝘄𝗻 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁𝗹𝘆. 𝗡𝗼𝘄 𝗜 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘀𝗵𝗼𝘄 𝘆𝗼𝘂 𝘄𝗵𝘆.

When I first learned about the Shred Your Debt strategy, it changed the way I looked at my income, mortgage, and debt.

I didn’t just learn about the concept, I began using it in my own life. And that personal experience is exactly why I believe more homeowners should have the opportunity to understand it.

On September 16 at 6:30 PM, I am bringing this session back as part of the Lumeo Learning Series.

We will explore how allocating and redirecting existing income differently could potentially help reduce the amount of interest paid over time and/or shorten the repayment period of a mortgage, depending on the homeowner's individual circumstances and how the strategy is implemented.

This is not about promising that every homeowner can pay off a mortgage within a specific number of years. Every household is different.

It is about helping you understand the strategy, see how the numbers may work in an illustrative scenario, and decide whether it deserves a closer look for your own situation.

We’ll work through practical examples and hands-on activities together, because this is something you should be able to see and understand, not simply be told about.

If you have a mortgage, or plan to have one, I would love to have you join us.

🎟️ Learn more and reserve your seat here:
https://www.eventbrite.com/e/shred-your-debt-info-session-tickets-1998821494898?aff=oddtdtcreator

Shred Your Debt
September 16 | 6:30 PM
Hosted by Adam Alvanos, Mortgage Broker
Part of the Lumeo Learning Series by Lumeo Mortgage

Illustrative scenarios only. Individual results will vary based on financial circumstances, loan terms, income, expenses, and implementation. This educational session does not provide individualized financial, tax, or legal advice.

Lumeo Holdings LLC dba Lumeo Mortgage | NMLS #2706013
Adamantios Alvanos | NMLS #2384862
Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org


Tania Diaz Christina Mapp Pamela Partida-Saul Selene Partida Saul Melissa Bush- Vasic Sarah Hinks Adamantios Alvanos

The Lumeo Learning Series in action.We talk a lot about education, collaboration, and creating opportunities for profess...
09/05/2026

The Lumeo Learning Series in action.

We talk a lot about education, collaboration, and creating opportunities for professionals to grow together.

But we also believe in actually doing it.

This week, another group of Realtors and Loan Officers hit the road with us to Pontiac, Michigan for UWM’s Success Track training.

A few days filled with learning, conversations, new ideas, stronger relationships, plenty of laughs and, of course, fun along the way.

We are grateful to our lender partner United Wholesale Mortgage for continuing to invest in the professionals who serve today’s homebuyers and homeowners.

These road trips have become an important part of the Lumeo Learning Series, and we keep doing them regularly.

They are not only for people currently working with Lumeo.

If you are a Real Estate Professional, Loan Officer, or any real estate related professional who believes in continuing to learn, becoming better at what you do, and building stronger professional relationships, we would love to have you join us on a future trip.

Because when we bring good people together, share knowledge, and learn from one another, everyone has the opportunity to become better.

More knowledge.
More connections.
A brighter tomorrow.

That is the Lumeo Learning Series.

Lumeo Holdings LLC dba Lumeo Mortgage | NMLS #2706013
Adam Alvanos | NMLS #2384862
Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org

The Lumeo Learning Series provides educational and professional-development opportunities. Participation does not require or obligate anyone to use the mortgage services of Lumeo Mortgage or United Wholesale Mortgage. United Wholesale Mortgage and Lumeo Mortgage are separate companies.


Christina Mapp Melissa Bush- Vasic Pamela Partida-Saul Linda Luna

MEET CHERRY SPIVEY | Senior Loan OfficerExperience encompasses more than just knowledge; it brings valuable perspective....
09/04/2026

MEET CHERRY SPIVEY | Senior Loan Officer

Experience encompasses more than just knowledge; it brings valuable perspective.

Cherry Spivey brings nearly three decades of mortgage experience to Lumeo Mortgage. Throughout her career, she has navigated changing markets, evolving lending guidelines, and diverse borrower scenarios. This depth of experience has shaped her approach to mortgage lending, characterized by knowledge, attention to detail, and a genuine commitment to helping clients understand their options.

Cherry’s professional journey didn’t stop with mortgage lending. Three years ago, she expanded her expertise into real estate, gaining additional insights into the homebuying experience and a deeper understanding of the professionals, decisions, and relationships involved throughout the transaction.

Her willingness to continue learning and evolving, even after decades in the industry, reflects the values we hold dear at Lumeo: experience and evolution should go hand in hand.

As our Senior Loan Officer, Cherry serves as a valuable resource for our growing team. She shares her experience, collaborates with fellow loan officers, and helps us continually enhance the knowledge and service we provide.

We are incredibly grateful to have Cherry as part of our team.
Meet Cherry Spivey. 💡

Cherry Spivey | Senior Loan Officer | NMLS #1544181
Lumeo Holdings LLC dba Lumeo Mortgage | NMLS #2706013
8735 W. Higgins Road, Suite 150, Chicago, IL 60631
Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org

Cherry’s mortgage services are provided through Lumeo Mortgage. Any real estate brokerage activities are conducted separately through her affiliated real estate brokerage.


Pamela Partida-Saul Melissa Bush- Vasic Selene Partida

𝗧𝘂𝗿𝗻 𝗬𝗼𝘂𝗿 𝗗𝗮𝘁𝗮𝗯𝗮𝘀𝗲 𝗜𝗻𝘁𝗼 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗔 𝗛𝗮𝗻𝗱𝘀-𝗢𝗻 𝗗𝗦𝗖𝗥 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 𝗳𝗼𝗿 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹𝘀This session of the Lumeo...
08/31/2026

𝗧𝘂𝗿𝗻 𝗬𝗼𝘂𝗿 𝗗𝗮𝘁𝗮𝗯𝗮𝘀𝗲 𝗜𝗻𝘁𝗼 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀
𝗔 𝗛𝗮𝗻𝗱𝘀-𝗢𝗻 𝗗𝗦𝗖𝗥 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 𝗳𝗼𝗿 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹𝘀

This session of the Lumeo Learning Series is designed for real estate professionals who want to better understand DSCR financing and how it may fit into conversations with clients interested in real estate investing.

Join us on Wednesday, September 23, from 12:00 PM to 2:30 PM for an interactive workshop where we will discuss:

• The fundamentals of DSCR financing
• How DSCR loans are evaluated
• How to recognize potential investor opportunities within your existing network
• How to review an investment property scenario from a financing perspective
• How to have more informed conversations with clients who are considering real estate investing

This is not intended to be a traditional lecture. We will work through a sample property scenario together and provide practical educational tools that attendees can take with them after the session.

The workshop is designed primarily for real estate professionals, but CPAs, financial advisors, attorneys, and other professional partners who work with clients interested in real estate are also welcome.

No prior DSCR or investment-property financing experience is required, and real estate professionals from all brokerages are welcome.

Complimentary lunch will be provided, sponsored by United Wholesale Mortgage (UWM).

Wednesday, September 23
12:00 PM – 2:30 PM
8735 W Higgins Rd, Suite 150, Chicago
Free parking available.

Registration is required:

https://www.eventbrite.com/e/turn-your-database-into-investor-business-tickets-1998934844931?aff=oddtdtcreator

Lumeo Learning Series by Lumeo Mortgage

Lumeo Holdings LLC dba Lumeo Mortgage | NMLS #2706013
Adamantios Alvanos | NMLS #2384862
Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org

For educational purposes only. This event is not a commitment to lend or an offer of credit. Loan programs, eligibility requirements, and availability are subject to change. All loan applications are subject to underwriting, credit approval, and applicable program guidelines.



Pamela Partida-Saul Christina Mapp Tania Diaz Melissa Bush- Vasic Sarah Hinks

MEET CHRISTINA MAPP | Mortgage Loan OriginatorProfessional growth is about continually looking for ways to deepen our kn...
08/27/2026

MEET CHRISTINA MAPP | Mortgage Loan Originator
Professional growth is about continually looking for ways to deepen our knowledge and bring greater value to the people we serve - and Christina Mapp embodies that mindset.

As a real estate professional, Christina understands the home buying journey and the importance of providing clients with knowledgeable guidance, strong communication, and trusted support throughout the process.

By expanding her expertise into mortgage lending, Christina is developing an even deeper understanding of the financial side of homeownership - giving her another perspective from which to serve consumers and collaborate with fellow real estate professionals.

Her journey reflects something we believe deeply at Lumeo: our roles as professionals should never stand still. We should continually learn, evolve our expertise, collaborate, and look for ways to elevate the experience we provide to others.

We are proud to have Christina as part of the Lumeo Mortgage team and excited to see her continue this journey.

Meet Christina Mapp. 💡

Christina Mapp | Mortgage Loan Originator | NMLS #2734907
Lumeo Holdings LLC dba Lumeo Mortgage | NMLS #2706013
Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org

Mortgage loan origination services are offered through Lumeo Mortgage. Any real estate brokerage services are offered separately through Tania’s sponsoring real estate brokerage. This post is for informational purposes only and is not a commitment to lend or a guarantee of loan approval. Mortgage applications are subject to credit approval, underwriting guidelines, and program eligibility.



Christina Mapp Pamela Partida-Saul Melissa Bush- Vasic

MEET TANIA DIAZ | Mortgage Loan OriginatorGrowth often begins with the decision to expand what we already know - and Tan...
08/27/2026

MEET TANIA DIAZ | Mortgage Loan Originator
Growth often begins with the decision to expand what we already know - and Tania Diaz represents that beautifully.

As an experienced real estate professional, Tania understands that guiding someone through the home buying journey requires more than simply helping them find the right home. It requires knowledge, communication, collaboration, and a genuine understanding of the goals behind the move.

By expanding her expertise into mortgage lending, Tania is adding another important dimension to that knowledge - strengthening her understanding of the financial side of homeownership and becoming an even more valuable resource for the consumers and real estate professionals she serves.

Her journey reflects something we believe deeply at Lumeo: our roles as professionals should never stand still. We should continually learn, evolve our expertise, collaborate, and look for ways to elevate the experience we provide to others.

We are proud to have Tania as part of the Lumeo Mortgage team and excited to see her continue this journey.

Meet Tania Diaz. 💡

Tania Diaz | Mortgage Loan Originator | NMLS #2715965
Lumeo Holdings LLC dba Lumeo Mortgage | NMLS #2706013
Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org

Mortgage loan origination services are offered through Lumeo Mortgage. Any real estate brokerage services are offered separately through Tania’s sponsoring real estate brokerage. This post is for informational purposes only and is not a commitment to lend or a guarantee of loan approval. Mortgage applications are subject to credit approval, underwriting guidelines, and program eligibility.



Tania Diaz Pamela Partida-Saul Melissa Bush- Vasic

What if paying off your mortgage earlier didn’t necessarily require earning more - but learning how to use your existing...
08/26/2026

What if paying off your mortgage earlier didn’t necessarily require earning more - but learning how to use your existing income differently?

On September 16, We are bringing back one of the most popular sessions in our Lumeo Learning Series: Shred Your Debt.

Adam has been personally using this approach for the past three years, and it has changed the way he thinks about income, debt, and my mortgage. That experience is exactly why he wants to share the concept with you.

During this interactive educational session, we’ll explore a practical strategy designed to help you:

- Use your existing income more intentionally
- Understand ways to reduce interest paid over the life of a mortgage
- Approach your mortgage and other debts from a different perspective
- Explore whether substantially accelerating your mortgage payoff - including a possible 7-10-year timeframe - could be realistic for your situation

This will not be a dry financial presentation. We’ll walk through the strategy step by step, complete hands-on activities, and review illustrative examples so you can understand how the concept works - and whether it may fit your own financial circumstances.

If you own a home, plan to own one, or simply want to look at debt from a completely different perspective, I would love to have you join us.

🎟️ Reserve your seat here:
https://www.eventbrite.com/e/1998821494898?aff=oddtdtcreator

Hosted by Adam Alvanos, Mortgage Broker, as part of the Lumeo Learning Series by Lumeo Mortgage.

Educational information and illustrative examples only. A 7–10-year payoff is not guaranteed and depends on factors including income, expenses, debt balances, mortgage terms, interest rates, and consistent implementation. Individual circumstances and results vary. This session does not provide individualized financial, tax, or legal advice.

Lumeo Holdings LLC dba Lumeo Mortgage | NMLS #2706013
Adamantios Alvanos | NMLS #2384862
Equal Housing Opportunity

Introducing the Lumeo Learning SeriesLearn Today. Decide with Confidence Tomorrow.At Lumeo Mortgage, we believe informed...
07/31/2026

Introducing the Lumeo Learning Series
Learn Today. Decide with Confidence Tomorrow.

At Lumeo Mortgage, we believe informed decisions begin with education.

That's why we created the Lumeo Learning Series - an ongoing educational platform designed to bring consumers and trusted professionals together through practical, honest, and easy-to-understand information.

Whether you're a homebuyer, homeowner, real estate investor, Realtor, mortgage professional, attorney, CPA, financial advisor, insurance professional, or simply someone who believes knowledge leads to better decisions, there's a place for you here.

Together, we can create better-informed consumers, stronger professional relationships, and a better real estate experience for everyone.

Welcome to the Lumeo Learning Series.

Lumeo Mortgage | NMLS #2706013 | NMLS # 2384862
Equal Housing Opportunity
This educational session is provided for informational purposes only and is not a commitment to lend or guarantee of loan approval. All mortgage applications are subject to credit approval, underwriting guidelines, and program eligibility.


Address

8735 W Higgins Road Suite 150
Chicago, IL
60631

Telephone

+18003935160

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