Weer Insurance Group

08/30/2026

🔧 Ramping up your HVAC crew for fall and winter? Before you start the season, make sure your workers' comp and commercial auto coverage can back up your certificate of insurance. We broke down what actually drives your premium — and shared a real furnace install claim story — on the blog. Check it out: https://www.weeryouragent.com/blog/essential-auto-and-workers-comp-insurance-for-chicago-hvac/

Questions about your own coverage? Give us a call — 773-545-2001.

08/24/2026

⚡ Bidding electrical work in Chicago this fall? Before you sign with a new general contractor, make sure your workers' comp and commercial auto coverage can back up your certificate of insurance. We broke down what actually drives your premium — and shared a real $38K claim story — on the blog. Check it out: https://www.weeryouragent.com/blog/wired-for-risk-what-chicago-electrical-contractors-need-to-know-about-commercial-auto-workers-comp/

Questions about your own coverage? Give us a call — 773-545-2001.

08/13/2026

We had a great time out on the course last week! 🏌️

Weer Insurance Group was proud to sponsor the Saint Charles North Youth Wrestling Club's golf outing — supporting our local wrestlers and their families.

Our CEO Scott got out there and golfed, and Tiffany, our top commercial producer, held down our sponsorship table at the hole, chatting with everyone who came through — including a bunch of local business owners (shoutout to the contractors, bar, and restaurant owners we caught up with!).

It's always a great day when we get to combine a little friendly competition with supporting the kids in our own backyard and catching up with fellow local business owners from around the Chicago area. Thanks to the SCN Youth Wrestling Club for having us — can't wait for next year!

(Swipe through for photos of Scott golfing and Tiffany at our table!)

07/15/2026

Ever wonder what happens if your condo association has a $50,000 insurance deductible? In Illinois, the board can legally bill that deductible directly to the unit owner whose unit the damage came from — not spread it across everyone's dues. 🏢💧
Our latest post breaks down:
✅ What 765 ILCS 605/12(c) actually allows a board to do
✅ A real Illinois court case that upheld this authority
✅ Why a $1,000 loss assessment limit on your personal policy probably isn't enough anymore
✅ What boards should tell owners before a claim, not after
Read the full breakdown here: https://www.weeryouragent.com/blog/illinois-condo-loss-assessment-coverage-who-pays-the-deductible/
Questions about your condo association's coverage? Give us a call at 773-545-2001.

07/01/2026

Think D&O insurance is optional for your condo board? It's not — Illinois law requires it.
Under 765 ILCS 605/12(a)(3)(D), every Illinois condo association must carry Directors & Officers coverage for its board. Most boards know they need property and liability insurance. Far fewer know D&O is legally mandated too — and even fewer know what the law requires that coverage to actually include.
Our latest guide breaks down:
✅ What the statute requires (and the common citation error competitors get wrong)
✅ What D&O actually protects your board members from
✅ D&O vs. fidelity bond — the two coverages boards mix up most
✅ The 5 most common mistakes we see at renewal
Read it here: https://www.weeryouragent.com/blog/illinois-condo-do-insurance-is-your-board-personally-exposed/
Serving condo associations across Chicago and Illinois — Weer Insurance Group

06/23/2026

Chicago contractors: would your insurance survive a $120,000 claim?
A general contractor near the Loop learned the hard way how fast one uninsured subcontractor can turn into a disaster. The difference between a clean claim and a bankrupting one came down to paperwork he had on file before the job started.
We put together a plain-English guide on the coverage every downtown contractor needs — plus the Workers' Comp audit mistakes that quietly inflate your premiums. Worth 5 minutes before your next bid. 🏗️
👉 https://www.weeryouragent.com/blog/

06/11/2026

Serve on your condo board? Quick question: do you know if your building's master policy covers unit interiors — or just the bare walls? 🏢

Most board members can't answer that, and it's the #1 thing that turns a building claim into a fight between the association and unit owners.

We just published a guide on what every Chicago condo association should check before their next renewal — replacement cost, D&O coverage for board members, water damage rules, and more.

Read it here: https://www.weeryouragent.com/blog/

Want a second set of eyes on your master policy? We review them for free — just send us a message. We serve associations across Chicago and the suburbs, in English, Spanish, Polish, Ukrainian, and Russian.

05/29/2026

✨ TEAM SPOTLIGHT: Meet Halyna Kuzmyn ✨
Commercial Lines Coverage Specialist
Weer Insurance Group
Halyna brings a detail-driven, proactive approach to commercial insurance that our clients rely on every day. With 3 years of industry experience and a Commercial Lines Coverage Specialist (CLCS) designation, she has the knowledge and training to help business owners stay ahead of risk — not just react to it.
Halyna specializes in commercial insurance for contractors, trucking companies, and workers' compensation. Her background includes dedicated trucking insurance experience, giving her strong knowledge of the regulations and compliance requirements that keep our clients protected and on the road.
What makes Halyna stand out? She doesn't wait for problems to happen — she focuses on understanding the risks your business faces and preventing losses before they occur. Fluent in English, Ukrainian, and Polish, she makes communication clear and comfortable for every client she works with.
Outside of work, Halyna enjoys traveling, spending time with friends and family, and her favorite thing — learning something new.
We're proud to have Halyna on the Weer Insurance Group team. If you need a commercial insurance specialist who's thorough, knowledgeable, and always a step ahead, give us a call!
📞 Weer Insurance Group
🌐 www.weerinsurancegroup.com

05/28/2026

Contractors — are you covered on the job?

🔨 Contractors & tradespeople — this one's for you!

Working without the right insurance isn't just risky — it could cost you your entire business.

Here's what every contractor needs:
🛡️ General liability — covers third-party injuries & property damage
🧰 Tools & equipment coverage — replaces stolen or damaged gear
👷 Workers' comp — required in most states if you have employees
🚐 Commercial auto — your personal policy won't cover a work vehicle accident

Don't let one job site incident wipe you out financially.

📞 847-278-1099 | 🌐 weeryouragent.com



📞 847-278-1099 | 🌐 weeryouragent.com

A commercial insurance policy in Illinois is more than just a required policy that all business owners have to get. It's the key to protecting your livelihood. A commercial policy can be the only thing that can save you if you need to close your location for a month, or if your inventory is stolen i...

05/26/2026

Do you really know what your home insurance covers?

🏡 Quick tip for homeowners!

Most people assume their home insurance covers everything — but did you know standard policies often DON'T cover floods or earthquakes?

Here's what a solid homeowners policy should include:
✅ Dwelling coverage — repairs & rebuilds your home
✅ Personal property — replaces belongings after theft or damage
✅ Liability protection — covers injuries on your property
✅ Loss of use — pays for temporary housing during repairs

💡 Review your policy at least once a year — your coverage needs change as your home's value grows!

📞 847-278-1099 | 🌐 weeryouragent.com