Jerry Holliday / The Federal Savings Bank, NMLS# 279194

08/07/2026

Home systems rarely fail at a convenient time.

When unexpected HVAC repairs or replacements become necessary, some homeowners explore a home equity line of credit (HELOC) to help manage costs while keeping long-term plans on track.

Comfort and stability often depend on being prepared for the unexpected.

08/05/2026

Thinking about a Veterans Affairs (VA) cash-out refinance after buying a home?

Read this to learn how seasoning requirements work and when refinancing may become an option.

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08/03/2026

☀️ Some of life's best memories happen in the same place, year after year.

The beach trip your kids look forward to all summer. The sunsets everyone gathers to watch. The traditions that become family stories.

Owning a second home isn't just about having another property—it's about having a place where memories can grow for generations.

30A and Destin, Florida are known for their white-sand beaches and emerald waters, making it easy to see why so many dream of calling it their home away from home.

07/31/2026

Buying a home is one thing. Living in it through your first summer is another.

From the potential for higher-than-expected utility bills to lawn care, maintenance routines and surprise repairs, many first-time homeowners discover new lessons once the temperatures rise.

Learn what first-time homebuyers often wish they knew after their first summer in a home:

Your first summer as a homeowner can come with a lot of surprises. Learn what first-time homebuyers often wish they knew sooner.

07/29/2026

When unexpected expenses show up, homeowners often start looking for practical ways to move forward while protecting the stability they've built over time. Home equity solutions may help provide flexibility for qualified homeowners facing major home-related expenses.

Because homeownership comes with real-life moments — and guidance matters when they happen.

Learn more about home equity options available for your situation.

07/27/2026

Looking for ways to lower your monthly mortgage payment?

If you have a conventional loan, both recasting and refinancing may be worth exploring, but they work very differently.

Learn how each option works and the situations where one may make more sense than the other.

Mortgage recast vs. refinance: Learn how these two options differ, when each may make sense and how they could impact your monthly mortgage payment.

07/24/2026

What is a high interest checking account, and how does it compare to a high yield savings account?

If you're looking for ways to make your money work harder, understanding the differences between these account types can help you choose the right place for your funds.

This article explains how each account works, when to use them and why many consumers consider having both.

Read the full article:

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07/10/2026

Starting a new medical career often means making big decisions in a short amount of time, including where you'll live.

If you're relocating for a residency, fellowship, or new healthcare position, buying a home comes with unique considerations.

This article explores what healthcare professionals often need to prepare for before purchasing a home during a relocation.

Relocating for a medical career? Learn what physicians and healthcare professionals should consider when buying a home in a new city.

07/07/2026

A memorable summer doesn't have to come with airport lines, hotel bookings, or a hefty price tag.

From backyard movie nights to exploring local hidden gems, there are plenty of staycation ideas that can help you make the most of the season right from home.

Read this for inspiration on creating summer memories while keeping your financial goals on track.

Looking for staycation ideas this summer? Here are fun ways to enjoy your home, explore your community and create lasting memories.

07/04/2026

🇺🇸✨ Happy Independence Day! ✨🇺🇸

Celebrating 250 years of American spirit, freedom, and opportunity.

Today, we honor the history that brought us here and the communities that continue to shape our future. Wishing everyone a safe, fun, and memorable Fourth of July! 🎆❤️🤍💙