Emmett Bullen Financial Services

06/14/2024

Hey - do you feel like you could know more about how money and finances work? I've been hosting Financial Literacy 101 seminars in person for some time, but now am doing it on zoom. You should come join to hear us discussing the basics of personal finance and some common mistakes people make. This is great information if you are earlier in your career and wanting to learn about how to get started with budgeting, retirement, investing, taxes and more.

Join us for Financial Literacy 101, where you'll gain essential money management skills to secure your financial future.

04/18/2024

Hey everybody – I’m hosting a free financial literacy workshop on 4/25 at 6:00pm in the loop. I have done these in the past before and have gotten really good feedback. This is the perfect event if you are looking for education and the chance to ask questions on all things personal finance!
It is free to join, we will have refreshments, and it’s purely educational!

April 25th at 6:00pm in the Loop.
Here is the link to register:
https://www.eventbrite.com/e/financial-literacy-101-tickets-877591719457

12/25/2023

Definitely important to be aware of these pitfalls, but I think it's most important to have a long-term strategy in place to proactively address periods of market volatility. If you need help with your strategy, let's talk.

Managing risk, diversifying and taking emotions out of your decisions can help protect your portfolio and help you sleep better at night.

12/18/2023

"Inflation, rising rates and market gyrations can actually make this a good time to clarify your vision for the future and ensure your portfolio matches those goals and protects against risk." I couldn't agree more!

Inflation, rising rates and market gyrations can actually make this a good time to clarify your vision for the future and ensure your portfolio matches those goals and protects against risk.

12/14/2023

The age that you are required to start taking minimum distributions from your qualified accounts (traditional IRAs, 401k, etc) is going up. That may or may not end up being a positive for your taxes as it also potentially means higher account balances and larger distributions. If you are concerned about taxes in your future, now is the time to talk with your advisors and plan ahead.

Stressing about the taxes you’ll pay in retirement? Here are some ways to help reduce your tax liability when you retire, including managing RMDs.

12/11/2023

I see a lot of articles focusing on the risk of outliving your savings. It's important to be aware of that risk, but more important to have a financial plan in place that reflects your goals. Once you have a plan, THEN you should look at solutions. If you need help building your financial plan, I can help.

Baby boomers are using up their retirement savings too quickly –either because they're underestimating how much they need or are living longer than they'd guessed they would. New research from the Center for Retirement Research at Boston College found that … Continue reading → The post Boomers...

12/09/2023

Answers to a common question - if you are considering an IRA and have questions, let me know.

An IRA (and its corollary, the Roth IRA) is a form of tax-advantaged retirement account that lets you save money during your working years so you can withdraw it during retirement. There is no age limit to contributing to an … Continue reading → The post Can You Contribute to an IRA After Retire...

11/27/2023

Understanding financial risk and, maybe more importantly, your tolerance for it is a good first step in creating a long-term financial plan. If you want to discuss risk exposure or any concerns you have about risk in your investment portfolio, let's talk.

Now is a great time to reassess both the risk within your portfolio and your ability to deal with it. Managing financial risk can increase your odds of success.

11/20/2023

A financial plan can’t stop inflation, but it can help you plan for it. Contact me to learn more about what a financial strategy can do for you in an unpredictable economy.

11/20/2023

Great illustration of the concept of "sequence of returns" risk - now what do you do about it? If you want to talk about safeguarding your portfolio, let's talk.

Adjusting your portfolio to minimize the sequence of returns risk could help your money last well into retirement and beyond.

11/19/2023

Tax tips for all of you entrepreneurs. If you and your CPA are looking for tax-advantaged plans, I'm happy to answer any questions.

There's an array of deductions business owners can use when filing taxes, but not all of them will save you money long term. Don't miss these three tips.