Certainty Home Lending

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Certainty Home Lending Committed to ensuring confidence throughout your mortgage process, every step of the way. NMLS #2611
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Certainty Home Lending has been helping homebuyers and homeowners for over 20 years, with a focus on providing a simple mortgage process and unparalleled customer service. Whether you’re a first-time homebuyer or an experienced investor, our knowledgeable and accessible teams are here to guide you every step of the way. Welcome to a simple mortgage process that saves time and allows you to purchase or refinance your home as quickly as possible.

Achieving home ownership can feel overwhelming, but it does not have to.That is what one client experienced firsthand wo...
10/16/2026

Achieving home ownership can feel overwhelming, but it does not have to.

That is what one client experienced firsthand working with Ben Lerner and his team, who made sure they felt supported, informed, and cared for at every stage of the lending process. Being treated like family is not something you find with every lender, but it is something you can always expect from our team.



NMLS # 2611

10/15/2026

Every shift in the market brings new possibilities, and Dvin Keshish has shaped his career around seizing them.

As a Senior Lending Officer, he guides a wide range of borrowers, from first time homebuyers and self employed professionals to those pursuing jumbo or government loans. Dvin makes the process feel seamless from beginning to end, pairing a sharp eye for detail with the confidence that keeps every transaction on track.

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NMLS # 2611

10/14/2026

¡Muchas gracias!

Big decisions feel easier when every word is clear. That is the idea behind Cierre con Certeza, Certainty Home Lending’s new approach for Spanish speaking borrowers, led by John Loyacono and Miguel Hawkins. We shape every conversation around what our borrowers need, from the first call to closing day.

As Hispanic Heritage Month wraps up, we are proud to keep growing a lending experience people can truly connect with. Thank you for trusting us with such an important moment.
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Las decisiones importantes se sienten más fáciles cuando cada palabra es clara. Esa es la idea detrás de Cierre con Certeza, el nuevo enfoque de Certainty Home Lending para los prestatarios de habla hispana, liderado por John Loyacono y Miguel Hawkins. Orientamos cada conversación a lo que necesitan nuestros prestatarios, desde la primera llamada hasta el día del cierre.

Mientras concluye el Mes de la Herencia Hispana, nos enorgullece seguir ampliando una experiencia de crédito hipotecario con la que las personas puedan conectar de verdad. Gracias por confiarnos un momento tan importante.



NMLS # 2611

10/13/2026

Across North Carolina, Certainty is showing up everywhere you look.

Our team is expanding in every area, from loan officers to operations to leadership, all working together to serve more families and communities across the state. This growth is not just about numbers. It is about the impact we make in every family we help secure a home

Congratulations to Chris Blount and our North Carolina team for driving this momentum forward.



NMLS # 2611

Buying a home is easier when the people guiding you speak your language and understand your story. During Hispanic Herit...
10/13/2026

Buying a home is easier when the people guiding you speak your language and understand your story.

During Hispanic Heritage Month, we are celebrating the loan officers who make Spanish-speaking homebuyers feel informed, supported, and connected from application to closing.

Congratulations to Carley Smith on being named to the 2026 NAHREP The National Association of Hispanic Real Estate Professionals Top 250 Latino Originators list. This national honor recognizes the dedication and results behind her work, and it reflects the trust families place in her every day.



NMLS # 2611

10/12/2026

Confident decisions begin with clear communication. Emily Riofrio is proud to guide her clients through their loan in Spanish, the language they know the most. It builds trust early and keeps every step easy to follow.

This Hispanic Heritage Month, we offer a full homebuying experience in Spanish so clients can move forward and close with certainty.

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Las decisiones con confianza comienzan con una comunicación clara. Emily Riofrio se enorgullece de guiar a sus clientes a través de su préstamo en español, el idioma que mejor conocen. Esto genera confianza desde el principio y hace que cada paso sea fácil de seguir.

Este Mes de la Herencia Hispana, ofrecemos una experiencia completa de compra de vivienda en español para que los clientes puedan avanzar y cerrar con certeza.



NMLS # 2611

Trust that lasts for years says everything about the level of service behind it.A client shared that they have worked wi...
10/09/2026

Trust that lasts for years says everything about the level of service behind it.

A client shared that they have worked with Ivan Ramirez since 2021, and he remains one of their go to lenders, whether the transaction is being handled in English or Spanish.

Knowledgeable, responsive, and genuinely easy to work with, Ivan communicates every step of the way, making the process feel far less stressful for everyone involved.

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Una confianza que perdura por años lo dice todo sobre el nivel de servicio detrás de ella.

Un cliente compartió que ha trabajado con Ivan Ramirez desde 2021, y él sigue siendo uno de sus prestamistas de confianza, ya sea que la transacción se maneje en inglés o en español.

Conocedor, receptivo y genuinamente fácil de tratar, Ivan comunica cada paso del proceso, haciendo que la experiencia se sienta mucho menos estresante para todos los involucrados.

10/07/2026

In this Hispanic Heritage Month video, Marcela Morales Morales explains how serving her Arlington clients in Spanish helps them understand their loan, trust the path ahead, and feel good about the home they are buying. Her goal is confidence every step of the way.
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En este video del Mes de la Herencia Hispana, Marcela Morales explica cómo atender a sus clientes de Arlington en español les ayuda a entender su préstamo, confiar en el camino que tienen por delante y sentirse bien con el hogar que están comprando. Su meta es que tengan confianza en cada paso del camino.



NMLS # 2611

Congratulations to Zoe Raithel on reaching Certainty's President's Club level! Serving homebuyers and homeowners across ...
10/07/2026

Congratulations to Zoe Raithel on reaching Certainty's President's Club level!

Serving homebuyers and homeowners across California, Zoe has built a diverse book of business that spans Conventional, FHA, and VA purchase loans, HELOCs, refinances, and new construction financing.

That range means every client gets the right solution for their goals, not just the easiest one to offer.





NMLS # 2611

10/06/2026

Better People, Better Results is more than a value, it is how we build our team, and Cyndi Handley is a great example of that.

Joining Certainty to serve homebuyers across Indiana and Michigan, Cyndi brings the dedication and care our clients deserve.

Welcome to the team, Cyndi!



NMLS # 2611

Address

3940 N. Ravenswood Avenue
Chicago, IL
60613

Telephone

+18665995510

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