Certainty Home Lending

05/29/2026

Certainty is headed to Vegas for the Mastermind Summit and we’re bringing the momentum with us!

CEO Franco Terango and leadership team will be busy connecting with top industry minds, sharing ideas, and investing in what matters most: growth, innovation, and stronger partnerships.

Attending? Let's connect.



Team Lerner at Certainty Home Lending NMLS # 395723
Keith Stiles at Certainty Home Lending NMLS #483774
Lance Ludman Craig Thomason at Certainty Home Lending NMLS # 482407 Christina Dattilio at Certainty Home Lending NMLS # 448680 Carley Smith Vijay Lala Franco TerangoEllis-Lumb Team at Certainty Home Lending - NMLS 482295 and 482299 John Loyacono at Certainty Home Lending Shadi Kamran at Certainty Home Lending NMLS # 663711 Andrew Siddon at Certainty Home Lending NMLS # 483523 Fernando Perez - Certainty Home Lending Amber Milkeris Shadi Kamran at Certainty Home Lending NMLS # 663711 Dave Venugopal - SVP at Certainty Home Lending NMLS #484239

I'm thrilled to announce that I'll be at the Mastermind event from June 24–26 alongside my incredible team at Certainty Home Lending!

I truly believe investing in our own growth is one of the best things we can do. Mastermind is where top professionals, thought leaders, and innovators come together to push boundaries, share ideas, and inspire each other to find new ways to serve our clients and communities even better.

Whenever talented people get in the same room to share stories, collaborate, and lift each other up, everyone wins. That’s what I love about Mastermind events. Learning from others while also sharing what we’ve learned along the way.
Our team can’t wait to soak up fresh insights, make great new connections, and bring back strategies that will help us keep delivering the best possible service and results for our clients and business partners.

Curious about Certainty? Just scan the QR code below.
If you want to chat about the event or learn more about us, just drop me a message….I’d love to connect!

05/29/2026

Buying a home comes with countless questions, and this customer shared how Tom McLister made every step feel approachable and clear.

From detailed guidance to quick responses and thoughtful preparation, Tom helped create a process that felt informed, organized, and supportive from beginning to end.

We are grateful for the energy and dedication he brings to the families he serves.

05/28/2026

Certainty Home Lending continues building momentum across Arizona with the addition of Dave Nerland as VP of Mortgage Lending, serving Phoenix and communities throughout the state.

Dave brings a strong commitment to relationship driven lending and personalized mortgage solutions for homebuyers, homeowners, and real estate professionals across the greater Phoenix market. As Arizona’s housing market continues to evolve, his local focus and client first approach make him a strong addition to our growing Southwest presence.

From first time buyers to experienced homeowners, Dave is dedicated to creating a smooth, informed lending experience tailored to each client’s goals.

Connect with Dave and learn more at
www.certaintyhomelending.com/DaveNerland

05/28/2026

Certainty on site in Tampa with George Rivers, SVP of Builder Production, at the Zonda Frame Event focused on the economic outlook for the Tampa new construction market. The visit also included a tour of Danva Construction’s newest Tampa project with Head of Sales, Jessica Scialletti.

Strong insights. Strong partnerships. Strong momentum across Tampa.

05/25/2026

Today, we remember and honor the brave men and women who gave their lives in service to our country.

Their sacrifice secured freedoms that generations continue to enjoy, and their legacy reminds us of the true meaning of service, courage, and commitment.

This Memorial Day, we pause in gratitude and remembrance.

05/22/2026

Relationships built on trust often lead customers back for a second experience. 👏 👏

This customer shared how Jonathan Farook Farook delivered responsive communication, proactive guidance, and dependable follow through from start to finish.

Creating an experience that feels both professional and personal is what makes a lasting impact, and we are grateful for the care Jon brings to every transaction.

05/20/2026

Carley Smith, Producing Sales Manager in San Luis Obispo, has earned her place in Certainty’s President’s Club with a business built on versatility, momentum, and results. From conventional, VA, and FHA lending to even a few HELOCs, Carley delivered across a wide range of client needs this year.

Her business reflected a strong mix of primary residence and investor activity, fueled by both purchases and cash out refinances that kept momentum moving in every market environment. Congratulations to Carley on this outstanding achievement and a remarkable year.

05/15/2026

For many first time homebuyers, confidence comes from having the right guide through the process. This customer shared how Nikki Lamb brought knowledge, responsiveness, and genuine care to every step of their home financing journey.

By making complex decisions feel clear and manageable, Nikki helped turn an overwhelming process into an exciting milestone. We are grateful for the dedication she brings to every customer experience.

05/14/2026

Nick Genovese, VP of Mortgage Lending in the DMV Region, has earned his place in Certainty’s President’s Club through strong ex*****on, trusted relationships, and a sharp focus on delivering results for homebuyers. With a business mix centered around conventional and VA purchase lending, Nick continues to stand out in a highly competitive market.

A strong adopter of Certainty’s Same Day Mortgage process, Nick uses technology, automation, and speed to help clients move through the mortgage process faster and more efficiently than the competition. His ability to combine service with ex*****on makes this achievement well deserved. Congratulations to Nick on an outstanding year.

05/12/2026

Arizona’s real estate market continues to attract buyers from across the country, and Jairo Figueroa is joining Certainty Home Lending at the right time to help meet that demand. Jairo joins the team as VP of Mortgage Lending, serving Phoenix and communities across greater Arizona.

Focused on delivering a smooth and informed mortgage experience, Jairo works with both English and Spanish speaking homebuyers, homeowners, and referral partners throughout the Phoenix metro area and beyond. His commitment to communication, responsiveness, and tailored financing solutions makes him a valuable resource in Arizona’s fast moving housing market.

As Certainty continues expanding across the Southwest, Jairo strengthens our growing presence in one of the nation’s most active real estate regions.

Connect with Jairo and learn more at
www.certaintyhomelending.com/JairoFigueroa