Gustavo Herrera at OriginPoint NMLS 808167

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Gustavo Herrera at OriginPoint NMLS 808167 VP of Mortgage Lending NMLS 808167
at OriginPoint NMLS 2185899.

September housing data showed mixed results, with home sales increasing 1.5% compared to August. Sales increased in the ...
10/14/2026

September housing data showed mixed results, with home sales increasing 1.5% compared to August. Sales increased in the South and West, held steady in the Midwest, and declined in the Northeast. While sales decreased 2.2% year-over-year, many buyers are still entering contracts as more inventory becomes available in the market.

Want to take advantage of the shifting market? Let’s connect.
https://myoc.io/h4lemMdH47V/OvBYC



NMLS # 808167

10/12/2026

There’s more to a mortgage than this percentage. I’m here to help you understand how the different numbers, terms and costs work together to shape your financing options. Let’s talk it through.

Share this post with a friend if you’re an “interest rate insider!”
https://myoc.io/h4lemMdH47V/UOFG6



NMLS # 808167

10/06/2026

An unexpected turn? Perhaps. A home type worth exploring? Absolutely.

Sometimes, taking the road less traveled reveals new possibilities. There’s more than one path to homeownership, and different property types have different financing requirements. I can help you understand the options to bring you one step closer to “home,” whatever that may look like. Comment “trick-or-treat” if the results surprised you.

Tag a friend to keep the fun going.
https://myoc.io/h4lemMdH47V/1BbHP



NMLS # 808167

10/05/2026
10/02/2026

Just like you and your family, your home evolves too. When routines shift and plans for the future begin unfolding, it may be time to reevaluate your situation.

The clues don’t point every homeowner in the same direction, but I can help you understand your unique options for what comes next.
https://myoc.io/h4lemMdH47V/QQkFO



NMLS # 808167

09/30/2026

A home search begins with buyers understanding their financing. Pre-qualification and pre-approval both help clarify the budget and outline loan options, but they serve different purposes.

Let’s discuss what sets them apart (and which one is the most important).
https://myoc.io/h4lemMdH47V/e4xC6



NMLS # 808167

09/28/2026

Buyers don’t always have to put 20% down. Understanding the truth about down payments is one of the most important steps in preparing to buy a home. Let’s create a plan that aligns with your financial goals. But first, here’s the truth behind common mortgage myths.
https://myoc.io/h4lemMdH47V/Wgar5



NMLS # 808167

Knowing the data means you’re always in pole position. Pending home sales increased in August, despite higher mortgage r...
09/18/2026

Knowing the data means you’re always in pole position. Pending home sales increased in August, despite higher mortgage rates. With increased buying power and income growth, there’s more opportunity to negotiate at the offer table.

Ready to make your move? Let’s connect.
https://myoc.io/h4lemMdH47V/Ldxha



NMLS # 808167

Those who use the market to their advantage often score the biggest wins. Increased rates mean more inventory, which may...
09/17/2026

Those who use the market to their advantage often score the biggest wins. Increased rates mean more inventory, which may lead to more competition between sellers. And when sellers are motivated, you have an edge at the offer table. This is precisely the time to make big moves.

Let’s connect on how to make your dream home a reality.
https://myoc.io/h4lemMdH47V/Sm52b



NMLS # 808167

Address

1800 W Larchmont Street Suite #305
Chicago, IL
60613

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