Kensington Lending

Kensington Lending Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

NMLS License number: NMLS: 2569909

07/24/2026

🏡✨ HOMEOWNER ALERT! ✨🏡

Congratulations to Ms. Wilson on closing on her very first home! 🎉🔑

After years of saving, planning, and believing in her dream, she officially has the keys to a place she can call her own. We're honored to have guided her through the mortgage process and helped make homeownership a reality.

Here's to new beginnings, building equity, and creating memories in a space that's truly yours. Welcome home, Ms. Wilson! ❤️🏠

07/23/2026

🏡 Property Taxes Matter More Than Most Buyers Realize
When people think about rising housing costs, they usually focus on interest rates.
But property taxes can have a major impact on your monthly payment, too.
Here are a few things every homebuyer should know:
✅ Property taxes can change after reassessments
✅ Renovated homes may see increases in assessed value
✅ Tax exemptions may not transfer to a new owner
That's why we don't just help our clients get approved—we help them understand the complete cost of homeownership before they buy.
And our support doesn't stop at closing. Through our sister company, eligible clients can receive assistance with property tax appeals at a discounted rate.
A little planning today can help avoid expensive surprises tomorrow.
📩 Thinking about making an offer on a home? Send us the address and we'll help you break down the numbers.


This post is for educational purposes only and should not be considered tax, legal, or financial advice. Kensington Lending Services, Inc. NMLS #2569909. Equal Housing Opportunity. 🏠

07/17/2026

Yesterday, we shared the story of a client hoping to purchase a new home while keeping her current one.

The biggest hurdle was qualifying for the new mortgage while retaining ownership of the existing property.

Following a thorough review of her financial situation and successful underwriting review, she received exciting news:

Clear to Close.

This meant all loan conditions had been satisfied and she was approved to move forward with the transaction.

Follow for Day 3 to see how the story ends.



Client scenario shared for educational purposes. Approval is not guaranteed and depends on borrower qualifications, property eligibility, and lender underwriting requirements. Individual results will vary.

Kensington Lending Services, Inc. | NMLS #2569909 | Equal Housing Opportunity

07/16/2026

One of our clients experienced a major life change and needed a new housing solution.

The challenge? She already owned a home and didn't want to sell it before purchasing another property.

After reviewing her financial picture, we explored mortgage options that could help her move forward while retaining ownership of her current home.

Not every homeowner realizes that there may be financing strategies available when transitioning from one home to the next.

Stay tuned for Part 2 to see what happened next.



Kensington Lending Services, Inc. | NMLS #2569909 | Equal Housing Opportunity

07/15/2026

Everyone's talking about Chicago's new HomeGrown program... but it's not the only way to buy a home.

Depending on your situation, a traditional mortgage may actually give you more flexibility.

✅ Debt-to-income ratios up to 57%
✅ Up to 5% down payment assistance
✅ No minimum borrower contribution required
✅ In some cases, buyers can even receive money back at closing

Every buyer's situation is different. The best program isn't the one with the biggest headline—it's the one that gets you to the closing table.

Curious which option fits your situation? Send us a message and we'll help you compare them.

07/13/2026

🏡 Another homeownership dream turned into reality.

In just 3 weeks, the Fishers went from a cozy 2-bedroom apartment to a beautiful 4-bedroom home with the space, privacy, and comfort they were looking for.

Congratulations on this exciting new chapter—we're honored to have been part of the journey.

Since 1999, we've been helping homeowners save money. What started with property tax expertise evolved into mortgage sol...
07/10/2026

Since 1999, we've been helping homeowners save money. What started with property tax expertise evolved into mortgage solutions!!

🏠 25+ Years of Expertise
💰 Millions Saved
🤝 Trusted Relationships

Trusted Lending. Lasting Relationships.

Address

318 W Adams Street, Suite 1913
Chicago, IL
60606

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