DeRose Financial Planning Group

08/31/2026

When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.

Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?

08/31/2026

Tea, treats & great company! 🫖✨

Some of our team members gathered for Afternoon Tea at Deer Path Inn in Lake Forest last week. Delicious food, beautiful surroundings, and — most importantly — lots of great conversation and laughs.

Always nice to make a little time for team connection!

08/27/2026

Empty nest budgets don’t always “free up.” Learn which costs shrink, where money shifts, and how to align cash flow with retirement goals.

08/27/2026

🏠 Buying property isn’t just a financial transaction—it's a legal puzzle.

If you aren't actively coordinating your real estate purchases with your asset protection and estate plans, you might be accidentally building a trap door into your wealth.

A single overlooked detail can completely undo your hard work. Here is what is silently at stake:
⚠️ Negating asset protection benefits you think you have.
⚠️ Triggering unnecessary, costly estate and property taxes.
⚠️ Forcing your heirs into months of stressful, expensive probate.

Every state has unique rules. What works for an LLC or Trust in one state can completely backfire in another, especially if you face looming estate tax issues.

Your wealth is a masterpiece. Don't let an uncoordinated property purchase ruin the canvas.
We are here to help you sync your strategy, protect your biggest assets, and secure your legacy. Reach out today to ensure your next move is fully protected.

08/26/2026

What every parent needs to know about insuring his or her teen driver.

Tips on insuring your teen driver.

08/24/2026

A few familiar faces from DeRose Financial Planning Group! 👋

Our Partners love what they do—getting to know our clients, helping them navigate life’s big decisions, and making sure their financial plan reflects what matters most to them.

Because at the end of the day, it’s about more than numbers. It’s about creating your own Masterpiece of Wealth.

08/24/2026

Medicare and Medicaid are two terms that seem interchangeable, but aren’t. Learn more here:

The terms Medicare and Medicaid sound similar but are two very different things. Learn the differences in this informative article.

08/19/2026

There are ways to protect your business in the event of your death or the death of a partner.

It may help your business be better prepared in the event of the death of a principal or key employee.

08/19/2026

Planning for the future means preparing not only for the milestones we look forward to, but also for some of life’s most difficult decisions.

Beginning September 12, 2026, a new Illinois law will expand end-of-life options for qualifying terminally ill adults. Known as Deb’s Law, the Medical Aid in Dying law allows eligible patients with a terminal illness and a prognosis of six months or less to request medication to peacefully end their lives on their own terms, following a detailed process with multiple safeguards in place.

Regardless of personal views on this deeply sensitive issue, the new law is an important reminder of the value of having conversations about your wishes before they are needed.

That can include discussing your preferences with loved ones, reviewing your healthcare power of attorney and advance directives, and making sure the people you trust understand what matters most to you.

These conversations are never easy—but thoughtful planning can provide greater clarity for you and the people you love.

🔗 Learn more about the new Illinois law: Governor Pritzker Signs Bill Expanding End-of-Life Options for Terminally Ill Patients

08/18/2026

At just 14 years old, Sophia Sun turned a deeply personal experience into a mission to help others.

After watching five close family members face cancer — and sadly losing three of them — Sophia saw firsthand that the challenges of cancer extend far beyond physical health. She noticed an especially important gap: while seniors are among those most likely to face a cancer diagnosis, they can also experience profound loneliness and a lack of emotional support throughout treatment.

That realization inspired Sophia to found the Seniors Cancer Foundation, a nonprofit dedicated to making cancer a little less lonely for older adults.
Through cards, gift baskets, meaningful connections and other patient-centered initiatives, Sophia and the foundation's volunteers work to remind seniors facing cancer that they are seen, remembered, and supported.

What makes her story even more remarkable is the community she has built around that mission. The organization has engaged more than 1,000 student volunteers and developed partnerships with hospitals, nonprofits, and organizations throughout the Chicago area!

We are incredibly inspired by Sophia — not only for what she has accomplished at such a young age, but for recognizing a need in her community and having the courage and compassion to act on it.

A wonderful reminder that you are never too young to make a meaningful difference in someone else's life.

Learn more about Sophia's mission and the Seniors Cancer Foundation: seniorscancerfoundation.org