Darinka Lora-Stepan & Associates Financial & Insurance Solutions

10/06/2026

✨ Awards Night ✨ Celebrating an incredible year with the best of the best!

To our wonderful clients, thank you for your continued trust and support. This moment wouldn’t be possible without you!

10/01/2026

Not sure if you're ready for the next step? Consider these indications of retirement readiness and see if you're more prepared than you think.

09/29/2026

Is your estate plan keeping up with your life? Events like births, marriages, or changes in net worth can make your plan outdated, and evolving laws also may impact how your documents function. Read this article to learn more about the importance of regular reviews of your estate documents along with other important disclosures, then let’s get together to make sure you’re protected. https://bit.ly/4AFgYJA

09/24/2026

Preparing to never retire can be a dangerous retirement plan. Here are four potentially better retirement strategies.

Planning to never retire is a dangerous retirement plan. Even if you don’t want to retire, you may not be able to continue working through no choice of your own.

09/22/2026

What is your cash earning right now? Rates like this don't always last. Happy to walk you through how it works and whether it makes sense for you.

09/16/2026

The Social Security decision for the higher earner in an age-gap marriage is tricky. Your claiming age could determine your widowed spouse's income for years.

09/14/2026

Life is unpredictable. That’s why when it comes to safeguarding the future of your children, the selection and designation of a guardian is a pivotal element in your estate plan, one that should be revisited on a regular basis as your estate plan evolves. Read this article to learn more about the importance of this choice and the steps to consider when planning for the well-being and stability of your family, as well as other important disclosures, and reach out if you have any questions or concerns about your own family’s long-term protection. https://bit.ly/4xZRvJg

09/09/2026

For some people, the appeal of retiring abroad lies in the ability to live well for less than it would cost in the U.S. Adventure, lower costs, potentially lower healthcare costs and a richer life can all be yours overseas — but you have to nail the practical details first.

Adventure, lower costs, affordable healthcare and a richer life can all be yours overseas — but you have to nail the practical details first.

09/02/2026

A rising cost of living has Americans tracking their spending more carefully, with millennials leading the charge, according to a recent NerdWallet survey.

09/02/2026

Estate tax and inheritance tax are both often referred to as "death taxes," but they aren’t the same when it comes down to who pays.