Pam Jones / The Federal Savings Bank

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Chicago, IL
Pam Jones / The Federal Savings Bank

Pam Jones is a native Chicagoan and has been in the mortgage industry since 1998. NMLS # 209988 Pam Jones will help guide your path.

She has served in various capacities, including loan originator, team lead, sales manager, and branch manager in both the broker and banker arenas. In an effort to further assist and service her clients in all 50 states she has joined The Federal Savings Bank as a Mortgage Banker. As a graduate of Arizona State University with a Bachelor of Science degree, she has been able to apply those skills and the knowledge she has acquired to her clients, which enables them to complete the loan process expeditiously and with a full understanding of the entire loan process. Pam Jones assists her clients in identifying the mortgage program best suited for their needs. Through her experience in finance and customer service she has always been a “top producer” throughout her career and has been recognized by her clients as the “Michael Jordan of Lending”. The key to a successful business is a happy customer and she makes every effort to maintain a connection with the client from start to finish. In these challenging times, many of us are just simply unaware of what products are available and what avenue is the best route to take. No question will go unanswered and no problem is unsolvable. Her motto is “Stay Focused and Never Give Up”. She looks forward to working with you on any of your mortgage choices.

10/16/2026

Refinancing isn’t just about what rates are doing—it starts with what you want your mortgage to accomplish. 🏡

Your current loan, available equity, future plans, and how long you expect to stay in the home can all shape whether refinancing is worth exploring.

Thinking about your next move? Let’s review the details and see what options may fit your goals.

10/14/2026

Buying an investment property involves more than finding the right address. 🏡

Property type, upfront cash needs, potential rental income, and your long-term ownership plans can all affect the financing conversation.

Thinking about adding a property to your portfolio? Let’s talk through the details before you make an offer.

10/12/2026

Thinking about a second home? 🏡 The search may start with a location, but the planning starts with the right questions.

How you’ll use the property, where it’s located, the full cost of ownership, and available loan options can all be part of the conversation before you start touring homes.

Have a second home on your wish list? Let’s talk through what to consider before the search begins.

10/09/2026

Found a home you like—but already have a list of changes you’d make? 🏡🔨

Renovation financing may allow eligible purchase and improvement costs to be combined, helping you think beyond what a home looks like today and toward what it could become.

Have a property and project in mind? Let’s talk through the plans, contractor details, and financing options that may apply.

10/07/2026

The best routines make room for more than what’s on the calendar. ⛳

Whether it’s a round of golf, time with family, or simply stepping away to recharge, making time for what you enjoy matters.

What’s one activity you always try to make time for?

10/05/2026

Your home equity may give you more than one way to fund what’s next. 🏡

A home equity line of credit (HELOC) and a home equity loan (HELOAN) can both use available equity, but how you access the funds and repay them can differ.

The right fit may depend on what you’re planning, when you need the funds, and your repayment preferences. Let’s compare the options and talk through what may work for your goals.

10/02/2026

Building a home starts long before construction begins. 🏡

From defining your vision and choosing a builder to understanding documentation, draws, inspections, and permanent financing, there are several conversations worth having before the first shovel hits the ground.

Thinking about building? Let’s talk through the financing process so you know what to expect from plans to front door.

09/30/2026

Three Veterans Affairs (VA) loan benefits worth keeping on your radar. 🇺🇸

For eligible borrowers, that may include purchasing with no down payment, no monthly private mortgage insurance, and the ability to use the benefit more than once when eligibility and entitlement allow.

Your VA benefit can play an important role in your homeownership plans. Let’s talk about how it may apply to you.

09/28/2026

For eligible Veterans Affairs (VA) borrowers, the path to homeownership may come with a powerful benefit: the ability to purchase a primary residence without a down payment. 🇺🇸🏡

Your service may have earned you benefits worth understanding. If buying a home is on your radar, let’s talk about your eligibility and what options may be available to you.

09/25/2026

Veterans Affairs (VA) home loan benefits can offer more than you may realize. 🇺🇸

From potential down payment advantages to no monthly private mortgage insurance—and the possibility of using the benefit more than once—understanding what may be available starts with knowing the facts.

Eligibility, entitlement, and individual circumstances all play a role. Have questions about your VA home loan benefit? Let’s talk through how it may apply to your homeownership goals.

Address

300 N Elizabeth Street, Ste 3E
Chicago, IL
60607

Website

http://www.thefederalsavingsbank.com/pamjones

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Contact The Business

Send a message to Pam Jones / The Federal Savings Bank:

Capital for Business
300 N. Lasalle Street Suite 4925

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