Serpe Insurance Agency

05/07/2026

This National Small Business Week, we’re highlighting a few key risks of being underinsured:

✅ Workers’ compensation claims can strain cash - Missing or inadequate workers’ compensation coverage can lead to fines and penalties, and it can leave you exposed to paying medical and wage costs tied to a workplace injury outright.

✅ Cyber issues can be harder to bounce back from - If you are underinsured for cyber incidents, you may be left paying for response costs, recovery, and customer notifications.
Having the right amount of protection for your small business can prevent a single expense from undoing months or years of hard work.

Want a quick checkup to help you prioritize what matters most without overspending? Call our office, and we’ll identify gaps and offer practical fixes aligned with your budget.

05/07/2026

Taking proactive steps today can lead to a healthier tomorrow. From regular check-ups to healthy lifestyle choices, it's all about prevention and care. Let's make wellness a priority together. Contact me to learn how comprehensive health insurance can support your wellness journey! (773) 871-0808 https://www.serpeinsurance.com

05/06/2026

More riders are choosing e-bikes and scooters every day, but many don’t realize their current insurance coverage may not fully protect them.

Swipe to see the key coverage gaps you should know about, and call our office if you’d like to review your policy. We’re here to help make sure you and your ride are protected.

05/04/2026

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses navigating higher costs.

When budgets are tight, it might seem like a good idea to keep coverage lean, but being underinsured can cause devastating consequences. Here are a few risks of not having enough insurance:

✅ A loss can become an out-of-pocket event - If building, inventory, equipment, or tools are underinsured, you can end up paying the gap between what your policy covers and the actual cost to repair or replace the lost item(s) after a fire, theft, or storm, even if you “have a policy.”

✅ Income can stop, but bills keep coming - Property coverage can help offset repair costs in the event of damage. But without the right business income coverage, payroll, rent, and ongoing bills keep coming even when operations and cash flow have paused.

✅ Liability can spill past your limits - A single claim can bring legal defense costs, settlements, and medical expenses that exceed your limits, creating a significant financial burden.

If you have questions or are interested in adding additional coverages, give us a call. Our team can help find a solution that respects your budget and strengthens your long-term protection.

05/04/2026

Preparedness is the key to peace of mind. Whether it's a storm, fire, or unexpected leak, your property deserves protection that stands strong when you need it most. Is your home ready to weather any storm? Let’s talk and ensure your coverage is as resilient as you are. DM me today to fortify your sanctuary.

05/04/2026

Should You Pause Your Car Insurance When You Head Back North?

Snowbird season is winding down, so you may be packing up, saying goodbye to warm breezes, and pointing one of your cars back home. But before you go, there is one question worth asking: What should you do about the car you are leaving behind?

04/30/2026

You may have heard about saving money for a rainy day, but have you invested in coverage that protects you when life’s storms hit?

Here are a few questions to determine whether you have an umbrella handy:

✅ Do I have life insurance — and if so, enough of it?

✅ Does my current insurance coverage protect me financially if I’m unable to work?

✅ Have I been putting off any riders or additional coverages I might regret if life took a turn?

✅ Has it been a while since I last had a coverage review?

When life gets hard, you deserve to be able to focus solely on the situation at hand. Having the right coverages in place helps make that possible.

Call our office today to review your coverage and make sure you’re protected for life's rainy days!

04/30/2026

Investing in your home goes beyond paint and renovations; it's also about securing its future. Make sure your nest egg is protected from all unforeseen events. I’m here to help you pick the perfect insurance plan for your sanctuary. Let's connect! Inbox me for a personalized property preparation plan. (773) 871-0808 https://www.serpeinsurance.com

04/27/2026

Your home is where your heart is—let's keep it safe. Unlock the door to comprehensive property insurance that covers you from the unexpected. From burglary to natural disasters, we've got you covered. Ready for peace of mind? Click the link in my bio or shoot me a message to get started! (773) 871-0808 https://www.serpeinsurance.com

04/27/2026

Why Your Home's Replacement Cost Is Not the Same as Its Market Value

When homeowners think about how much insurance they need, many make the same logical but costly mistake: they look up their home's value on Zillow or check their latest property tax assessment and assume that number is what they should insure. It feels reasonable, but it can leave you seriously unde...

04/23/2026

A fit body and mind are key to a happy life, but so is having fit coverage for those unexpected health setbacks. Have you reviewed your health insurance lately? Are you sure it fits your current lifestyle? Let's talk and ensure your health coverage is as fit as you are! Click the link in bio or send me a DM to get started. (773) 871-0808 https://www.serpeinsurance.com