Family Credit Management

10/16/2026

Loyalty doesn't always pay! A quick comparison or a call to your provider could uncover savings you've been missing out on.

A few minutes could mean more in your pocket every month!

10/15/2026

Making your credit card payments every month but barely seeing your balance go down? High interest rates could be a big part of the problem.

Learn how to lower your credit card interest rate with strategies like negotiation and debt management to help you pay off your debt faster.

10/13/2026

When you’re worried about a loved one’s financial decisions, is it better to speak up or stay out of it?

Should you be worried if your family member is supporting someone who you consider lazy?

10/10/2026

A little patience and kindness can make a big difference when you're dealing with debt.

We're so thrilled Heather had such a great experience with Megan, one of our wonderful Credit Counselors! Making the process of getting out of debt simple, understandable, and stress-free is exactly what we work hard to do every day!

10/08/2026

That medical bill isn't on your credit report. Does that mean it's gone?

Not necessarily. Credit bureaus now leave off many medical collections (paid, under $500, or less than a year old), and some states have added their own rules. But a missing debt isn't the same as a forgiven one.

Paid, under $500, or less than a year old? Here's why your medical debt may not be on your credit report, and why you could still owe it.

10/07/2026

“Can you lend me $15,000.... and please don’t tell my spouse?” That’s a request with a lot of baggage.

Family Credit Management President Michael McAuliffe shares his perspective in this Moneywise article, featured on Yahoo Finance, on hidden debt, lending to friends, and why paying off a balance doesn't fix the real problem if you're hiding debt from your partner.

Mixing money, secrets and your friend’s wife is a recipe for disaster.

10/02/2026

A 40% discount on something you didn't need is still 60% you didn't need to spend. Before Prime Big Deal Days begins on October 6, make your list, stick to your cart, and remember: the best deal is on something you were already going to buy.

We break down how to shop Amazon's October sale without turning a "deal" into regret... or debt.

Prime Big Deal Days is Oct 6-7. Learn how to avoid impulse buys, pay smart, and stick to your budget with tips from nonprofit credit counselors.

09/29/2026

Our president, Michael McAuliffe, will be live on SiriusXM’s Road Dog Trucking Radio at 5 PM ET / 4 PM CT. Listen on channel 142!

09/28/2026

Financial uncertainty is stressful. Being unprepared for it is worse.

Michael McAuliffe spoke with CNBC Select about why an emergency fund matters and an easy way to make it less tempting to spend before you actually need it.

Regardless of what the future brings, now is always the right time to prepare. Here are the best ways to navigate financial uncertainty, according to experts.

09/28/2026

Should you consolidate your debt? Our latest blog post breaks down when consolidation makes sense, when it can backfire, and what alternatives to consider.

Is debt consolidation a good idea? Learn when consolidating debt can save money, when it may not help, and how to decide if it’s right for you.