Scott Sidkey NMLS# 223621

09/30/2026

A home search begins with buyers understanding their financing. Pre-qualification and pre-approval both help clarify the budget and outline loan options, but they serve different purposes.

Let’s discuss what sets them apart (and which one is the most important).
https://myoc.io/cGFgXrRVH3S/BhPFp



NMLS # 223621

09/28/2026

Don’t let closing costs sneak up on you. Beyond the down payment, buyers must be ready to pay items at closing, such as loan origination fees, credit report fees and a title search fee. Discover other common closing costs to prepare for the big day.
https://myoc.io/cGFgXrRVH3S/9iuqH



NMLS # 223621

09/21/2026

Every rental property has a financial story worth paying attention to. A DSCR loan qualifies you on that story, using what the property earns instead of your personal income. It's a more direct path for investors who'd rather move on cash flow than paperwork.

Want to see what your next property could unlock? Let's talk.
https://myoc.io/cGFgXrRVH3S/5ScVi

NMLS # 223621

09/18/2026

Knowing the data means you’re always in pole position. Pending home sales increased in August, despite higher mortgage rates. With increased buying power and income growth, there’s more opportunity to negotiate at the offer table.

Ready to make your move? Let’s connect.
https://myoc.io/cGFgXrRVH3S/pSd3d



NMLS # 223621

09/17/2026

Those who use the market to their advantage often score the biggest wins. Increased rates mean more inventory, which may lead to more competition between sellers. And when sellers are motivated, you have an edge at the offer table. This is precisely the time to make big moves.

Let’s connect on how to make your dream home a reality.
https://myoc.io/cGFgXrRVH3S/YnxOg



NMLS # 223621

09/16/2026

Bigger, better, stronger, sooner 💪 That’s your homebuying power with our increased conforming loan limits.

Have questions? Let’s chat!
https://myoc.io/cGFgXrRVH3S

NMLS # 223621

09/15/2026

09/14/2026

Did you know that a $2,000/month rent payment adds up to $72,000 in three years? That’s money renters don’t get back. Homeowners, on the other hand, could achieve financial goals for the future through equity.

Curious whether buying could make sense? Get in touch to review the possibilities.
https://myoc.io/cGFgXrRVH3S/sT664



NMLS # 223621

09/10/2026

If you’re looking to buy a house, this news could be big for you. Existing-home sales decreased last month, creating abundant inventory and more opportunity for buyers to negotiate.

Want to take advantage of the shifting market? Let’s connect.
https://myoc.io/cGFgXrRVH3S/Pd1mb



NMLS # 223621