Towers Insurance Group

09/30/2026

🏠 Finally Have a Place of Your Own?
Moving into your own apartment is exciting! New place, new furniture, new memories — and a whole lot of belongings that are now your responsibility to protect.
One thing renters sometimes overlook is Renters Insurance.
Your landlord’s insurance generally protects the building, but it doesn’t necessarily protect your personal belongings.
Renters insurance may help provide coverage for:
📺 Electronics & TVs
💻 Laptops and computers
🛋️ Furniture
👕 Clothing and personal belongings
🔥 Certain fire or smoke losses
💧 Certain water-related losses
🔒 Theft
⚖️ Personal liability
And renters insurance can often be more affordable than people expect.
Whether you're moving into your first apartment, helping a college student get settled, or you've been renting for years, it's worth making sure your belongings are properly protected.
📞 224-404-1731
📧 [email protected]
🌐 TowersInsGroup.com
Towers Insurance Group
Protect What Matters Most.

09/30/2026

💇‍♀️✨ DID YOU KNOW WEDNESDAY? ✨💇‍♀️
Meet Lucy, the Salon Owner—one of the characters in our Towers Insurance Group series!
Lucy has worked hard to build her salon, grow her clientele, and create a business she’s proud of. But she has a question:
“Does my salon really need business insurance?”
The answer is that salons and beauty professionals can face risks that go far beyond the building itself. A customer could slip and fall, equipment could be damaged, property could be stolen, or an unexpected event could interrupt business operations.
Depending on the business, coverage may include:
✂️ General Liability
🏢 Business Personal Property
💇‍♀️ Professional Liability
🔥 Property Coverage
💵 Business Income Coverage
👩‍💼 Workers’ Compensation
Every salon is different, so the right coverage should be based on how your business actually operates.
As an independent insurance agent, I can help you review your exposures and explore coverage options designed for your business.
📞 224.404.1731
📧 [email protected]
🌐 TowersInsGroup.com
Towers Insurance Group
Protect What Matters Most.

09/29/2026

🚛 TRUCKING TUESDAY 🚛
Meet Mike — The Trucker. 👋
Mike is an owner-operator, and he has a question I hear often:
“What insurance do I really need?”
The answer depends on how your trucking business operates. Your authority, equipment, cargo, contracts, trailers, and whether you operate independently or for another carrier can all affect the coverage you may need.
A trucking insurance program can include coverage such as:
🚛 Commercial Auto Liability
🛡️ Physical Damage
📦 Motor Truck Cargo
📋 General Liability
🚚 Non-Owned Trailer / Trailer Interchange
👷 Workers’ Compensation
🚛 Fleet Coverage
⭐ Coverage for New Ventures & Startups
The important thing is making sure your policy is built around your actual operation—not simply choosing coverage because another trucker has it.
As an independent insurance agent, I can shop multiple trucking markets and help you understand the coverage options available for your business.
You focus on the road. I’ll help protect the rest.
📞 224.404.1731
📧 [email protected]
🌐 TowersInsGroup.com
Towers Insurance Group
Licensed in Illinois • Wisconsin • Texas
Protect What Matters Most.

09/28/2026

🏡 INSURANCE MYTH MONDAY
MYTH: “My homeowners insurance covers everything inside my house automatically.”
Not necessarily!
Your homeowners policy provides coverage for your personal belongings, but that doesn’t always mean every item is fully protected for every type of loss.
💎 Jewelry and other valuables
🎨 Fine art & collectibles
💻 Electronics
💵 Cash
🚲 Certain recreational equipment
🛋️ High-value furnishings
Some categories of property may have special limits, and depending on the item and the type of loss, additional coverage or scheduled personal property may be worth discussing.
And remember—flood damage is generally not covered by a standard homeowners policy and typically requires separate flood coverage.
That’s why I encourage my clients to review their policies periodically, especially after making a major purchase or adding something valuable to the home.
Not sure what your policy actually covers? Let’s review it together. 🧡💙
📞 224.404.1731
📧 [email protected]
🌐 TowersInsGroup.com
Towers Insurance Group
Protect What Matters Most.

09/27/2026

It's National Seat Check Saturday! Find a free car seat inspection near you and make sure your child's seat is installed correctly:

Car seats and booster seats provide protection for infants and children in a crash, yet car crashes are a leading cause of death for children ages 1

09/25/2026

✨ HAPPY FRIDAY! ✨

Another week is coming to a close, and sometimes it’s worth taking a moment to recognize how far you’ve come.

Every new connection, every opportunity, and even every challenge can be part of building something better. Keep showing up, keep learning, and most importantly—keep moving forward. 💙

Whether you’re building a business, taking care of your family, chasing a new goal, or simply trying to make tomorrow a little better than today… you’ve got this! 🧡

And while you’re working toward what’s next, make sure the things you’ve worked so hard for are properly protected.

🐾 Winston and I hope you have a safe, relaxing, and wonderful weekend!

Towers Insurance Group
📞 224.404.1731
📧 [email protected]
🌐 TowersInsGroup.com

Protect What Matters Most.

09/24/2026

Nothing says fall like a warm bowl of soup. Cozy up with one of these favorite recipes:

Whether you're rushing to get dinner on the table or have the time to let something simmer on the stovetop, we have plenty of comforting fall soup recipes for you. They're a satisfying addition to any meal plan, especially when served with a sandwich or side of crusty bread.

09/23/2026

🐾 WINSTON WANTS TO KNOW WEDNESDAY 🐾

Winston has another good question for me today! 🐶

“Jessica, how often should someone review their insurance?”

My answer: At least once a year—and anytime life changes.

🏡 Bought a new home?
🚗 Added a vehicle or driver?
💍 Got married?
💼 Started or expanded a business?
🛍️ Made a major purchase?

Those changes can also mean changes in what you need to protect.

Insurance isn’t something you should purchase once and forget about. An annual review gives you and your agent an opportunity to make sure your coverage still reflects where you are today.

And remember—sometimes the most important question isn’t “How much am I paying?” It’s “Am I properly protected if something happens?”

🐾 Winston says: Good questions lead to better protection!

📞 224-404-1731
📧 [email protected]
🌐 TowersInsGroup.com

Towers Insurance Group
Protect What Matters Most.

09/22/2026

🚛 TRUCKING TUESDAY 🚛

You’re hauling a trailer that doesn’t belong to you. If something happens to that trailer while it’s in your possession, are you covered?

The answer depends on how you’re operating and how your trucking policy is written.

Trailer Interchange and Non-Owned Trailer coverage are often confused, but they are not necessarily the same coverage. The right option can depend on whether you’re operating under a trailer interchange agreement and how the trailer is being used.

Before you hook up and hit the road, make sure you know what your policy actually covers.

📞 224-404-1731
📧 [email protected]
🌐 TowersInsGroup.com

Towers Insurance Group
Protect What Matters Most.

09/21/2026

💡 INSURANCE MYTH MONDAY

MYTH:
“Once I buy an insurance policy, I don’t really need to review it unless I have a claim.”

FACT:
Life changes—and your insurance should change with it.

Buying a new vehicle, remodeling your home, adding a driver, starting a business, purchasing expensive equipment, or changing how you use your property can affect your coverage.

A policy that was right for you a year or two ago may not reflect what you need today.

🔍 When was the last time you reviewed your insurance coverage?

As an independent insurance agent, I can help you review your current policies, identify possible coverage gaps, and explore options from multiple carriers.

Towers Insurance Group
Protect What Matters Most.

📞 224-404-1731
📧 [email protected]
🌐 TowersInsGroup.com