Credit Theory

Credit Theory We teach Gen z & Millennial women how to rebuild their credit so they can confidently leverage credit

april 👒
05/03/2024

april 👒

😭 I just want to help you maximize your spend
10/05/2022

😭 I just want to help you maximize your spend

love my seesters to the core 🍎💛
09/26/2022

love my seesters to the core 🍎💛

09/20/2022

its time to enter the world of ✨travel partners✨

$150/month in pet fees isn’t very “pet friendly” of you 😵‍💫
09/16/2022

$150/month in pet fees isn’t very “pet friendly” of you 😵‍💫

God always focuses on what lies ahead…I will, too 🙂
08/22/2022

God always focuses on what lies ahead…I will, too 🙂

05/27/2022

Requesting credit limit increases on your credit cards helps:

1. Offset utilization
2. Get a higher limit on your next credit card
3. Gives you greater protection during emergencies

I usually keep my client results reserved for...well, my clients.That's because there's so much individualized, personal...
05/19/2022

I usually keep my client results reserved for...well, my clients.

That's because there's so much individualized, personalized work that goes into each person's account

And as I said a few days ago, 🌟 results will vary 🌟 is my favorite disclaimer to give.

Butttt... I know client results can be encouraging for you to envision what's possible for yourself!

How did Melissa get AMAZING results like this?

🎉Every time we had a monthly coaching call, she took action IMMEDIATELY

🎉She maintained her current accounts & took control of her debt

🎉She remained patient and controlled what she could. She left the rest up to us.

See her start date? 1/30/2021

Melissa knew that patience + consistency was the key to winning the credit game

Delivering results like this blows my mind because an excellent credit score can literally change the trajectory of your entire life.

Ready to change yours?

Celebrating a sunny day in Chicago by delivering our disputes in a pretty basket ☺️
05/09/2022

Celebrating a sunny day in Chicago by delivering our disputes in a pretty basket ☺️

1 in 3 Americans overspend on their credit cards, meaning they’re charging more on their credit cards than they have in ...
05/01/2022

1 in 3 Americans overspend on their credit cards, meaning they’re charging more on their credit cards than they have in their bank account. 🫣

How would your spending change if you treated your credit card like a debit card?

🥳 Credit coaching is by far my favorite part of my business!Don’t be scared to negotiate collections! They purchased you...
04/20/2022

🥳 Credit coaching is by far my favorite part of my business!

Don’t be scared to negotiate collections! They purchased your debt for pennies and are profiting every time you pay.

If you don’t like their offer, hang up and try again another day. You might just end up with a better offer 😉

Address

Chicago, IL

Opening Hours

Monday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 8:30am - 6pm
Sunday 8:30am - 6pm

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