RateSeeker

03/21/2023

Check out our latest story!

By Sabrina Karl If you’re shopping for a new home, it’s smart to get a mortgage lender involved early. But does that mean getting pre-qualified or pre-approved? Knowing the difference can save you from a common homebuyer mistake and possible missed opportunities. Pre-qualification is easier and ...

02/13/2023

Check out this week's story and learn how to keep your personal information safe from hackers!

https://www.rateseeker.com/mortgage-news/four-easy-steps-to-protecting-your-phone-from-hackers

By Sabrina Karl In today’s world, you carry an immense amount of sensitive personal information almost everywhere you go. That’s because your cell phone stores usernames, passwords, account numbers, emails, texts, and personal photos and videos. Fortunately, it’s not hard to put roadblocks in ...

01/13/2023

Check out this weeks story and learn what impacts your credit score the most!!

https://www.rateseeker.com/loan-stories/the-6-factors-that-can-boost-or-hurt-your-credit-score

By Sabrina Karl Anytime you apply for a loan, a new credit card, or even an insurance policy, having a higher credit score will save you money by earning you a lower interest rate, better perks, or a cheaper premium. So how can you boost your score? The No. 1 step is to understand the factors you

12/26/2022

Check out our new CD calculator below!

https://www.rateseeker.com/cd-calculator

12/05/2022

Do you know the difference between a soft and a hard credit check? Even if you do, check out our story below!

https://www.rateseeker.com/loan-stories/whats-the-difference-between-a-hard-and-soft-credit-check

By Sabrina Karl Checking your credit report has never been easier. But as Americans begin to review this information more regularly, questions pop up about what they see there, and a common surprise is that the mere application for credit can ding your score. Credit inquiries come in two flavors:

11/22/2022

Check out our story below to learn more about protecting your bank account from loan scammers!

https://www.rateseeker.com/savings-stories/how-to-protect-your-bank-account-from-loan-scammers

By Sabrina Karl Fraudsters have honed numerous ways to separate you from your money, from outright theft of your personal information to sneaky ways of getting you to divulge it voluntarily. Since one of their deceptive tricks is posing as a loan provider, look for these signs of a legitimate lende

11/14/2022

"HOW HIGH WILL THE FED RAISE RATES?"
We all know rates are increasing but when will they stop? Read our story below to learn more!

https://www.rateseeker.com/mortgage-news/how-high-will-the-fed-raise-rates

By Sabrina Karl On Wednesday the Federal Reserve announced yet another 2022 rate hike. It’s the sixth one this year, and the fourth massive one in a row. So how much higher will they go? The only known answer is that no one, in fact, knows. Not even the Fed. That’s because rate decisions are mad...

11/01/2022

"FREE CREDIT REPORTS STILL AVAILABLE WEEKLY INSTEAD OF YEARLY"

Check out this week's story! Learn more about how to get your free credit report!

https://www.rateseeker.com/loan-stories/free-credit-reports-still-available-weekly-instead-of-yearly

By Sabrina Karl As with many things, rules about credit reports have changed notably since the Covid-19 pandemic. Fortunately for consumers, some of these will remain in place for quite some time. Free copies of your credit report have long been available. But pre-pandemic, free reports were limi

10/18/2022

Have you ever thought about starting a Roth IRA for your child?

In our story below, learn more about some of the benefits and requirements for opening one!

https://www.rateseeker.com/savings-stories/why-you-should-start-a-roth-ira-for-your-child

By Sabrina Karl Though it’s familiar advice to start early on retirement savings, not everyone realizes that, with your help, your minor child can get an exceptionally early start. Roth IRAs are funded with dollars that have already been taxed, so they’re able to be withdrawn tax-free later. Thi...

10/12/2022

Check out this week's story!

"WHICH IS BETTER, CREDIT OR DEBIT? IT DEPENDS ON YOU."

https://www.rateseeker.com/savings-stories/which-is-better-credit-or-debit-it-depends-on-you

By Sabrina Karl Whether you’re pumping gas, checking out at the supermarket, or shopping online, choosing to pay with debit or credit is transactionally the same. But that doesn’t mean both are equal, and what’s best boils down to your financial personality. For those who can reliably pay thei...

10/03/2022

"TWO SMART MOVES AFTER FED ANNOUNCES ANOTHER HUGE RATE HIKE"

Check out this week's story at www.rateseeker.com/savings-stories/two-smart-moves-after-fed-announces-another-huge-rate-hike !

By Sabrina Karl The Federal Reserve hiked the federal funds rates by another massive increment Wednesday. Though expected, the 0.75% increase is historically notable, as it represents the third consecutive hike of that size since June, and the fifth hike this year. The Fed generally prefers to ra