Keys Insurance and Benefit Services

07/11/2022

Future Clients‼️‼️‼️

Here’s a TIP…

Most A+ Rated life insurance companies run a MVR (Motor Vehicle Report) and Rx Check!

Don’t wait till after you’ve been diagnosed with an ailment to start your policy do it before you actually see a doctor!! (Hence before you are prescribed any medication)

Your driving record will effect your ability to get coverage just as much as your health!

If you have a poor driving record or DUI reach out to me I have companies for you too!!

Criminal Background? I have a company for you too!!!

Book a free session today!!
Link in my bio!!

07/10/2022

🗣10 YEAR WAITING PERIOD 😳🥹😫

Every Insurance Policy comes with a 30 day free look period!!!

You have 30 days to review the details of your policy and confirm whatever information you were given and verify it!!

My client started a policy for her dad in 2019… due to his extremely poor health he did not qualify for immediate coverage and he was placed with what we call a final expense graded policy which would normally consist of a 2 year waiting period!

So for the first 2 years if he were to pass away the insurance company will refund all the premium plus a little interest that’s standard!!!

The thing is every insurance company creates their own PRODUCTS‼️‼️‼️‼️‼️

What Mutual of Omaha says ain’t what TransAmerica said or what Americo said cause they all create their own underwriting guidelines and clauses‼️‼️‼️‼️‼️

So guess what her dad was placed in a 10 year waiting period!!

Guess when she found out!??

You right when he died almost 2 1/2 years later!!!
Under the standard terms he would have paid out his full death benefit but because of this clause specific to that carrier he was only paid back premium!!

I’m here to help you not find yourself in a position like this!! No matter how upset you get the contract is the contract and it says what it says!!!

Let’s get smarter let’s read the fine print!!
I’ll read it for you…

Let’s work!!

07/10/2022

$400,000 Term Insurance will NEVER BE $18 Per Month‼️‼️‼️‼️‼️

This how y’all get finessed into an Accidental Death Policy. This is not a life insurance contract it’s an accidental death contract meaning it will only pay out if you die in an Accident!!! If you die of a heart attack you get NOTHING!!

When companies advertise rates this low it’s based on a 21 yr. old in what we called preferred health.

You at 38 yrs old not gonna pay $30 for $400,000 in coverage!!

I want you guys to understand that!!!
Stop focusing on price the avg. policy will cost you up to $3 a day!!! If your family isn’t with $3 just say that!!! If you’d rather take a chance and leave your family in grief and without your income to support and provide them with the life that had before you were gone.

It’s all on you!! GoFundMe will pay for your funeral but not your child’s education or a roof over their head!!

07/10/2022

GoFundMe and the church fish fry is not gonna keep a roof over your child’s head if you pay away prematurely!!!

GoFundMe is not going to make sure your children have the same quality of life!! GoFundMe is not going to cover your child’s education! GoFundMe is not going to pay off your mortgage or coverage rent or taxes on a property you already own.

Why are we consistently investing in things that have no value and fail to protect what we work hard for everyday??

I bothers my soul when I see families who live in a nice home and drive beautiful car with beautiful clothes then die and your family is doing the ugly cry because without you that can’t maintain any of it!!!

You put your family in 🤬up situation because you failed to plan and protect them. Everything you worked for is gone because you didn’t have your shhhh together..

Tell me why your car is better protected than your life???
What’s your excuse?

07/08/2022

July 20, 2022 at 7:30pm‼️‼️‼️

Index Universal Life (IUL) FREE WEBINAR!!!!

Up to 15% interest paid on CASH RESERVES 😱

Let’s get all your questions answered!!!

Sign up for Free Webinar on Index Universal Life!!

Click the link below to register!!

https://keysinschicago.gumroad.com/l/uuxwss

04/19/2022

KEYS INSURANCE AND BENEFIT SERVICES IS NOW OFFERS MOBILE NOTARY SERVICES!!!!!

WALK IN NOTARY SERVICES HAVE BECOME PRETTY HARD TO COME BY....WE'LL COME TO YOU!!!!

SAME DAY APPOINTMENTS AVAILABLE.

Go to www.keys-ins.com/mobile-notary to schedule your notarization appointment.

Loan Documents
Real Estate Closings
Financial Documents
Structured Settlements
Last Will & Testaments / Legal Forms
Deeds / Property Transfers
Medical Forms / Documents
Power of Attorney
Jail Visits
Hospital / Hospice Visits

LICENSED
BONDED
INSURED

Please fill out the form below and a representative will contact you within 30 MINUTES or less to confirm your appointment. We value your time and look forward to assisting you.

01/05/2022

Negative Cash Value & Index Universal Life Insurance🤔

I’ll be talking about what it is and how it works on Thursday.

Tune In‼️

09/27/2021

Life Insurance has evolved!
You don’t have to die to utilize your benefits!
That’s Right!!!
If you are hospitalized or ill for any period of time that interferes with your ability to work and earn an income your life insurance will pay an Accelerated Benefit to you in order to meet the financial needs of your family.

Want more information about these benefits and more. Give me a 📞 (312) 820-1224

Family Owned Life/Health Brokerage
Specializing in Life Insurance, Annuities, Disability Income Ins

06/08/2021

Welcome New Clients.
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