09/03/2026
Are you approaching retirement? Don’t wait until your last day of work to figure everything out.
Retirement involves three separate decisions:
✅ When to leave your employer
✅ When to start Social Security
✅ When to enroll in Medicare
Getting the timing right can help you avoid missed enrollment deadlines, gaps in healthcare coverage, and possible late-enrollment penalties. Missing certain Medicare deadlines—or going too long without creditable prescription drug coverage—may result in penalties.
Retirement decisions can feel overwhelming, but understanding your options and important deadlines can make the transition easier. What retirement question would you like answered next? Follow my page for more educational information about Social Security, Medicare, and the transition into retirement.
