Alyssa Hampton -Financial Strategist

05/15/2024

Long term care is NOT a place, it’s an EVENT!

I don’t feel like Long Term Care is talked about enough. And honestly we don’t talk about Long Term Care until we need it. A couple of things to do your research on.

1. Cost of Long term Care
2. Medicaid spend down
3. LTC coverage

Why not put something in place before you or your family needs it use it? This can save you thousands in the long run, while providing the care you need without the financial burden!

I’d love to have a conversation!

05/08/2024

Calling all powerhouse moms! Join our dynamic team of 5+ mompreneurs as they dive into the world of finance—the highest paying industry out there! Learn from successful speakers, who've cracked the code to MULTIPLE six-figure incomes.

From juggling multiple hats to mastering time management and leadership, they've got you covered. Whether you're a boss mom, know one, or aspire to become one, secure your spot now.

Don't miss out on this game-changing opportunity!

Send me your email to register!

05/07/2024

Retirement is not just the end of a job. It’s the beginning of a life you’ve worked, dreamed and planned for. 👨🏻‍💻

Fixed Indexed Annuity is a product that takes a portion of your nest egg and protects it. How? 🔒

You enter an agreement with the insurance company to index your savings. Unlike the bank, you can get higher interest rates and growth. Unlike a stock market account, it is not like a variable annuity that is invested directly into the market (which is at risk of loss). Our product mirrors the market with S&P 500 investments that grow and index and that never lose. How?📈

When the market drops the account gets locked at the exact spot (earning) of where the market hit zero. Your floor is zero and never negative. ➕

I call it the stairway to heaven, for those who have worked hard for their money. 🤍

Baby boomers are my favorite clients because they understand that the market is volatile and they are sick and tired of watching their account sit still or drain out at each statement. Slow and painful growth that should have been better by now. Not to mention someone is getting paid each month to neglect that account or mismanage it. 💁🏻‍♀️

If you want to discuss what an FIA would look like with your portfolio, I would love to show you.

1. Get better rates than the bank✅
2. Index your money ✅
3. Lifetime income - you never outlive your money✅
4. Death benefit for your beneficiary (which is tax free income to them)✅
5. Legacy accounts for your charitable goals✅
6. You do not have to medically be approved for this type of insurance on your money ✅
7. I don’t charge you to educate you, run illustrations and help you roll over your funds✅

https://calendly.com/alyssahampton-envision

The more you know! 🎉👩🏻‍💼

05/06/2024

Rethinking The Traditional Retirement Planning Approach: An Alternative Strategy

When it comes to securing your financial future, make sure you’re educated on all of the strategies that are available to you and don’t settle. Traditional investment-based retirement planning does not focus enough on retirement income, which leaves many retirees frustrated and confused. While Index Universal Life insurance policy offers flexibility, security, and can ultimately produce significantly more income for you and your family. When it comes to planning for retirement, it's essential to weigh your options carefully.

Let's break down the pros and cons of two popular choices: the 401(k) and Index Universal Life (IUL) insurance.

👎 Cons of 401(k):

- Taxation Troubles: Income withdrawals are taxed in retirement, reducing your savings.
- Market Risks: Subject to market volatility, risking potential losses along the way and disrupting compound interest.
- Restricted Access: Limited access before 59.5, with penalties for early withdrawals.
- Fee Frenzy: High fees and penalties will eat away at your returns over time.
- Living Benefits Lacking: Lack of living benefits leaves you vulnerable to unforeseen circumstances.

👍 Pros of Index Universal Life Insurance:

Tax-Free Retirement Income: Enjoy tax-free income in retirement, maximizing your money.
Market Risk Protection: With a floor, your savings are shielded from market downturns while still offering market like growth.
No Age Restrictions: Access your cash value anytime, for any need, without penalties or restrictions.
Asset Protection: Your cash value is protected from lawsuits and divorce proceedings, ensuring your assets are secure.
Living Benefits Galore: Comprehensive protection, from critical illness coverage to long-term care benefits, for you and your loved ones.

Ready to explore your options? DM me “Tax Free” to learn more and make the right choice for your retirement journey! 💡💰

https://calendly.com/alyssahampton-envision/personalfinancialreview
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05/01/2024

🌟 Building Strong Financial Foundations 💰🏡

Hey friends! 👋 Let's talk about something important - our financial well-being! 💡 It's never too late to start building good money habits and securing a brighter future. 🚀 Here are a few tips to help you on your financial journey:

1️⃣ Budgeting Bliss: Take charge of your finances by creating a realistic budget. Track your income, expenses, and savings goals. It's the roadmap to financial success! 📊💵

2️⃣ Emergency Fund Magic: Life can throw curveballs, and having an emergency fund is like a financial superhero that saves the day. Aim for at least 3-6 months' worth of living expenses. ⚡️🦸‍♂️

3️⃣ Debt-Free Dreams: Work on reducing high-interest debts. Tackling them strategically will free up more of your hard-earned money. 🚫💳

4️⃣ Financial Education: Knowledge is power (when applied) so stay informed about personal finance. Books and podcasts can be a great way to learn more. 📚🧠

🚀 Ready to take the leap? I'm here to help! Whether you need guidance on budgeting, financial education, or just want to chat about your financial goals, I'm here for you.

https://calendly.com/alyssahampton-envision/initialoverview

Drop me a message, and let's embark on this financial journey together! Remember, small steps lead to big results💪💼

04/18/2024

We have some great webinars to close out the month!!

This Thursday (4/18) is designed to help you understand more about financial literacy and what that means for you!

Next Thursday (4/25) is one of our most popular webinars, The Truth about the 401K. How did the 401k start, and what was it designed to do? What has it become and is it still the best option? Tune in to have all of your questions answered!

DM me your email and I can register you or go to limitless-ld.com/register

04/17/2024

Just in case you didn't know yet!
I can help you repair your credit, eliminate debt and student loans.
I can help you set up retirement accounts, college funds, life insurance with living benefits and funeral plans.
I can help protect your assets with a will and trust!
I can help protect your business with buy/sell agreements and business succession planning.
I can even handle your employee investment accounts, help with bonus structures, and work with them individually one on one.
All this and much more!

All 💥FREE💥 to you; no catch! Licensed, Insured, and backed by a Global 500 Company.
And if you’d like to be able to also provide these services to others, we’re currently still looking to bring new people in to work from home in one of the highest paying industries in the world.

04/10/2024

April is financial Literacy month! Here are some key things to consider when looking at your finances!

I will be going through each step into detail over the next few weeks. If you would like a closer look at your financiers please don’t hesitate to reach out. I understand times are tough and I’m here to help!

04/04/2024

04/03/2024

"The sooner you start saving the more you’ll be able to accumulate!" That makes sense right?

Most people are only told about 529s for college funds for kids. But they are very limited on use and hold the 59 1/2 rule.

🤔➡️What if your child doesn’t go to college ?
🤔➡️What if your child has an opportunity for their employer to pay for them to go to college?
🤔➡️ What if your child was born to be an entrepreneur and needs start up funds?

There is an option that is refered as “The Million Dollar Baby."
Why? Because of the way it grows with your child. Even into adulthood!

😎 -Its able to be utilized in many different ways. 😎-Everything growing TAX FREE and Distributed TAX FREE.
😎- With market PROTECTION!

These are great products to learn about. Extra information or expanding your knowledge base never hurt anyone. 🤷‍♀️

🚨Don’t take my word for it tho! 🚨
Let me get you registered for the webinar Thursday!!!

⚠️NO obligation to anything
⚠️NO personal information being taken
⚠️NO camera required

You can literally just listen to the FREE education on how it works and why. Then you can decide if it’s something worth looking further into!!!!

03/31/2024

He is risen!! ✝️🙏🙌

Happy Easter to! We are wishing you a very blessed Day!