Capital Financial Planners

10/15/2026

💰 Are You Underestimating Your Retirement Spending?

You may have a retirement savings goal in mind, but have you thought about how much you'll actually spend once you retire?

From everyday expenses to unexpected costs, retirement spending can add up faster than you think!

🎥 In our latest short, we discuss why it's important to have a realistic understanding of your spending before entering retirement.

Planning ahead today can help you feel more confident about tomorrow!

10/14/2026

🍂 What a Wonderful Day with Our Clients! 🍁

We had such a great time at our Client Appreciation Event on September 26th at Lone Oak Farm in Olney, Maryland!

Despite some temperamental weather, we didn't let a little rain dampen our spirits! ☔ It was wonderful getting together, catching up, sharing laughs, and spending quality time with so many of our amazing clients.

At Capital Financial Planners, building lasting relationships with our clients means so much to us. Events like these remind us just how grateful we are for the trust you place in our team.

❤️ Thank you to everyone who joined us and helped make the day so special! We are already looking forward to our next event and can't wait to see everyone again!

10/13/2026

10/13/2026

🎉🎂 Please join us in wishing Austin Costello, CFP®, a very Happy Birthday!

10/12/2026

10/09/2026

🚨 7 Major Tax Errors Federal Retirees Make (And How to Avoid Them!)

Are you making tax errors that could cost you money in retirement? 💰

From your TSP and federal pension to Social Security, understanding how your retirement income is taxed is essential to protecting your financial future.

In our latest video, we break down 7 major tax errors federal retirees should watch out for and discuss ways to help avoid costly surprises.

🎥 Watch now and take the next step toward a more tax-efficient retirement!

👉 https://youtu.be/ceI3Z72SLHg

Are you making costly tax mistakes with your federal retirement?F...

10/08/2026

💰 Budgeting Isn't About Restrictions—It's About Freedom!

When it comes to retirement, having a budget doesn't mean you have to stop enjoying life. In fact, it can do just the opposite!

A well-planned retirement budget can help you understand your finances, make confident spending decisions, and enjoy the retirement you've worked so hard for.

🎥 Watch our latest short to learn why budgeting can actually give you MORE financial freedom!

10/07/2026

Your retirement savings have a purpose: helping fund your life after work.

If every TSP withdrawal makes you hesitate, a clearer income plan may help. Read Neil Cain’s article on connecting your savings with everyday spending.

👉 https://www.fedweek.com/retirement-financial-planning/the-way-tsp-withdrawals-start-to-feel-different-from-a-pension-check/

10/06/2026

10/05/2026

You spent decades building your TSP. Does spending it now feel uncomfortable?

A pension payment can feel familiar, while a TSP withdrawal feels like dipping into savings—even when it’s part of your plan.

Neil Cain explores this retirement adjustment in his FEDweek article.

👉 https://www.fedweek.com/retirement-financial-planning/the-way-tsp-withdrawals-start-to-feel-different-from-a-pension-check/

You swipe your card at the grocery store the way you have for thirty years. The receipt looks the same. The total isn't unusual. But part of that balance