Ron Ruzicka - NMLS #417686 - First State Bank Mortgage

Ron Ruzicka - NMLS #417686 - First State Bank Mortgage With 40+ years in mortgages, I help clients nationwide—from first-time buyers to VA, FHA & Jumbo loans. A St.

Louis native, I offer local insight & personalized service. Licensed in all 50 states, I'm here to guide you at every step of your home journey.

5.0 star review received on Experience.com for Ron Ruzicka by Benjamin S - My  questions  never  went  unanswered. alway...
08/28/2026

5.0 star review received on Experience.com for Ron Ruzicka by Benjamin S - My questions never went unanswered. always super responsive and helpful. Made this whole process so easy. Thanks for everything!

Click to see all 270 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by James H - Ron is always very quick to respond and is able ...
08/21/2026

5.0 star review received on Experience.com for Ron Ruzicka by James H - Ron is always very quick to respond and is able to answer our questions quickly. He provided fantastic advice to ensure we were getting the most out of our loan. Ron will always be my first call!

Click to see all 269 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Eva C B - Ron was an excellent help in securing my mortgag...
08/10/2026

5.0 star review received on Experience.com for Ron Ruzicka by Eva C B - Ron was an excellent help in securing my mortgage. Moving from my home in Maryland, he made sure I felt that St. Louis was a community I would love. Ron is a person I can trust.

Click to see all 268 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

07/18/2026
5.0 star review received on Experience.com for Ron Ruzicka by Haris B - Ron makes it really easy and quick to apply for ...
07/15/2026

5.0 star review received on Experience.com for Ron Ruzicka by Haris B - Ron makes it really easy and quick to apply for a mortgage and keep the process moving along.

5.0 star review received on Experience.com for Ron Ruzicka by Patrick V - great communication and availability
07/11/2026

5.0 star review received on Experience.com for Ron Ruzicka by Patrick V - great communication and availability

Click to see all 266 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Geoff K - Ron was  acceptionally  reaponsive  and  profeas...
07/08/2026

5.0 star review received on Experience.com for Ron Ruzicka by Geoff K - Ron was acceptionally reaponsive and profeasional. Easy to work with .

Click to see all 265 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Travis W - Ron  was  great    The  other  staff  did  well...
06/28/2026

5.0 star review received on Experience.com for Ron Ruzicka by Travis W - Ron was great The other staff did well however if the support folks could have reduced the amount of req that would have helped

Click to see all 264 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

4.83 star review received on Experience.com for Ron Ruzicka by Alyssa M - Ron was super friendly and offered great advic...
06/02/2026

4.83 star review received on Experience.com for Ron Ruzicka by Alyssa M - Ron was super friendly and offered great advice along the loan process. I felt very comfortable asking questions and conversing with him. He was respectful of receiving our approval for all initiations (running credit report timing, home inspection timing, etc.) along the way. I just felt Ron was a trusted ally along the journey rather than someone who just wanted our business.

Click to see all 263 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Marion N A - Ron's  knowledge, skill and experience guided...
05/27/2026

5.0 star review received on Experience.com for Ron Ruzicka by Marion N A - Ron's knowledge, skill and experience guided us through a seamless financing journey. His expertise guided us through the largest and smallest bumps along the way to which we are extremely grateful! We have absolutely no hesitation in recommending him to others and plan to do so! He is an asset, an invaluable asset to your organization! We can't thank him enough!

Click to see all 262 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

Address

16690 Swingley Ridge Road
Chesterfield, MO
63017

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