Ron Ruzicka - NMLS #417686 - First State Bank Mortgage

Ron Ruzicka - NMLS #417686 - First State Bank Mortgage With 40+ years in mortgages, I help clients nationwide—from first-time buyers to VA, FHA & Jumbo loans. A St.

Louis native, I offer local insight & personalized service. Licensed in all 50 states, I'm here to guide you at every step of your home journey.

4.83 star review received on Experience.com for Ron Ruzicka by Alyssa M - Ron was super friendly and offered great advic...
06/02/2026

4.83 star review received on Experience.com for Ron Ruzicka by Alyssa M - Ron was super friendly and offered great advice along the loan process. I felt very comfortable asking questions and conversing with him. He was respectful of receiving our approval for all initiations (running credit report timing, home inspection timing, etc.) along the way. I just felt Ron was a trusted ally along the journey rather than someone who just wanted our business.

Click to see all 263 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Marion N A - Ron's knowledge, skill and experience guided...
05/27/2026

5.0 star review received on Experience.com for Ron Ruzicka by Marion N A - Ron's knowledge, skill and experience guided us through a seamless financing journey. His expertise guided us through the largest and smallest bumps along the way to which we are extremely grateful! We have absolutely no hesitation in recommending him to others and plan to do so! He is an asset, an invaluable asset to your organization! We can't thank him enough!

Click to see all 262 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

4.83 star review received on Experience.com for Ron Ruzicka by Emily P - Always taking our calls and guiding us corr...
05/22/2026

4.83 star review received on Experience.com for Ron Ruzicka by Emily P - Always taking our calls and guiding us correctly Thank you!

Click to see all 261 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

I can do loans in all 50 States
05/09/2026

I can do loans in all 50 States

Homebuying doesn’t stop at 5:00 p.m.—and neither do I. I make myself available during evenings and weekends because your questions and decisions can’t always wait for "business hours."

As a loan officer with First State Bank Mortgage, I’m here to help you explore the right options for your situation—whether you’re buying your first home, refinancing, or looking for programs with down-payment assistance or flexible guidelines.

We offer a full range of loan products including Conventional, FHA, VA, Jumbo, and more.

I’ll help you find the perfect fit—even after hours.

Ron Ruzicka
314.610.9869
rruzicka.fsbfinancial.com

5.0 star review received on Experience.com for Ron Ruzicka by Mary E H - Ron was wonderful. He explained every thing ...
04/24/2026

5.0 star review received on Experience.com for Ron Ruzicka by Mary E H - Ron was wonderful. He explained every thing clearly and was always available when we had questions. We had a great experience.

Click to see all 260 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by John R C - Ron was extremely helpful with our refinanc...
04/24/2026

5.0 star review received on Experience.com for Ron Ruzicka by John R C - Ron was extremely helpful with our refinancing and answered all of our questions quickly and
accurately. He was always available at anytime day or night. i would definitely recommend Ron to anyone looking to finance a home purchase.

Click to see all 259 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Nicholas A W - I can’t say enough good things about workin...
04/20/2026

5.0 star review received on Experience.com for Ron Ruzicka by Nicholas A W - I can’t say enough good things about working with my mortgage lender. They were professional, responsive, and made the entire process smooth and stress-free. I always felt informed and confident every step of the way. Highly recommend!

Click to see all 258 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Tessa D - Ron and the whole team were very easy to...
04/07/2026

5.0 star review received on Experience.com for Ron Ruzicka by Tessa D - Ron and the whole team were very easy to work with and communicated frequently with me throughout the whole process.

Click to see all 257 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by James T L - Ron is obviously very experienced and well ver...
04/04/2026

5.0 star review received on Experience.com for Ron Ruzicka by James T L - Ron is obviously very experienced and well versed in his profession as a mortgage loan officer. The process was seamless and painless from start to finish.

Click to see all 256 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

5.0 star review received on Experience.com for Ron Ruzicka by Neil S - Ron and his team are very professional, timely to...
03/04/2026

5.0 star review received on Experience.com for Ron Ruzicka by Neil S - Ron and his team are very professional, timely to respond, and will work to ensure they are providing the best options and service available.

Click to see all 255 reviews of Ron Ruzicka, Senior Loan Officer | NMLS # 417686

Address

16690 Swingley Ridge Road
Chesterfield, MO
63017

Telephone

+13146109869

Website

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