Laura Gardner at Guaranteed Rate Affinity NMLS 308093

Laura Gardner at Guaranteed Rate Affinity NMLS 308093 I am a VP of Mortgage Lending NMLS 308093 at Guaranteed Rate Affinity NMLS 1598647.

At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process!

Game night at the office! 🎲 Nothing beats a little friendly competition and a lot of laughs with an amazing team. ...
08/07/2026

Game night at the office! 🎲 Nothing beats a little friendly competition and a lot of laughs with an amazing team.

08/06/2026

If you've ever wondered whether a HELOC (Home Equity Line of Credit) and a cash-out refi are the same thing, you're in good company. Plenty of homeowners do. Both tap into the equity you've built, but the way they get you there is different, and that difference matters when your plans change. The good news is you don't have to sort it out alone.

Save this for whenever you're ready, and reach out anytime you'd like a hand making sense of it.
https://myoc.io/hluRL0OvYMD/V9HVP



NMLS # 308093

Did you know? Many buyers can qualify for a home with less than a 20% down payment. Depending on the loan program, quali...
08/05/2026

Did you know? Many buyers can qualify for a home with less than a 20% down payment. Depending on the loan program, qualified buyers may be able to purchase a home with as little as 3% down.

The first step is finding out what options are available to you.

Home prices increased in most metro markets in Q2, while sales rose in three of the four major regions. Since prices, de...
08/05/2026

Home prices increased in most metro markets in Q2, while sales rose in three of the four major regions. Since prices, demand and affordability vary by area, the data could affect what you’ve built as a homeowner or what options may fit if you’re buying. A changing market could still create opportunities when you know what to look for.

Reach out, let’s discuss what home financing opportunities this report could create for you.
https://myoc.io/hluRL0OvYMD/919Ct



NMLS # 308093

Monday Motivation ✨"Believe you can and you're halfway there." – Theodore RooseveltA positive mindset can take you farth...
08/03/2026

Monday Motivation ✨

"Believe you can and you're halfway there." – Theodore Roosevelt

A positive mindset can take you farther than you think.

08/03/2026

The extra monthly cost of mortgage insurance shouldn't stand between you and homeownership and for qualified buyers, it won't. Guaranteed Rate Affinity offers down payment options as low as 3% with mortgage insurance waived.

Let's connect to see if this is the right fit for you.
https://myoc.io/hluRL0OvYMD/VkjhU



NMLS # 308093

An evening at The Muny with Laura! 🎭✨ There’s nothing better than enjoying a summer night in Forest Park with great comp...
07/31/2026

An evening at The Muny with Laura! 🎭✨ There’s nothing better than enjoying a summer night in Forest Park with great company and a great show.

When rates hold steady, it takes some of the pressure off your home financing decisions. It gives you more space to thin...
07/30/2026

When rates hold steady, it takes some of the pressure off your home financing decisions. It gives you more space to think through your options, understand what you can afford and move forward with confidence. As growth and jobs stay steady and inflation remains elevated, the Fed kept rates unchanged this week.

I can talk it through and help you find the right path forward.
https://myoc.io/hluRL0OvYMD/Ifc2i



NMLS # 308093

07/30/2026

Most homeowners know their monthly number but not what it's actually made of. PITI breaks it down into the four parts that shape every payment. When you understand each piece, budgeting gets a lot clearer.

I'll help you make sense of it all.
https://myoc.io/hluRL0OvYMD/hMlGv



NMLS # 308093

07/30/2026

Did you know that buying your first home early can increase your net worth by over $119,000 dollars by age 50 compared to waiting? Most people only calculate what it costs to buy a home today. However, the real financial impact often comes from delaying year after year while missing out on compounding equity. Instead of waiting to save a huge down payment, exploring lower down payment options could help you get started much sooner. Are you curious how much delaying your purchase might actually cost you in the long run? Comment or message me the word WAIT to get a personalized breakdown for your situation. 🏡
https://myoc.io/hluRL0OvYMD

NMLS # 308093

Address

1100 Town And Country Crossing Drive
Chesterfield, MO
63017

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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