Frank Spell- Senior Loan Officer

06/06/2025

Frank Spell was THE FIRST loan officer to join the Homestead family. Throughout the years, he has seen the company’s culture adapt and grow in ways that keep the team strong through every market shift. He’ll tell you that leadership listens—whether it’s a small tweak to follow-up procedures ...

04/24/2025

Beginning May 5, the Department of Education will restart involuntary collections on defaulted federal student loans—meaning tax refunds, benefits, and wages could be garnished, and missed payments will again lower credit scores by 50–100 points. We know how much a drop in credit scores and collections on your credit report can affect your ability to buy a home, so on our blog, we break down how these changes affect credit scores and exactly how they could impact your mortgage application. We also share options that borrowers might have when it comes to their student loans and how having student loan debt does not mean you won’t qualify to buy a home.

11/22/2023

Little good news for our Vets having issues making house payments
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For millions of Americans homeownership is a foundation for so many parts of their lives, and for many it is also their primary source of wealth. The Biden-Harris Administration is committed to expanding access to homeownership, ensuring homeowners can afford to stay in their homes and make the repa...

11/21/2023

Are mortgage rates stressing you out in this market? We have programs and strategies to get our customers (and realtors) through this cycle of higher interest rates. Contact our team today for more info!

Learn more: https://ow.ly/8g5J50Q9WLb

11/21/2023

Message me if you want to know more.

Are mortgage rates stressing you out in this market? We have programs and strategies to get our customers (and realtors) through this cycle of higher interest rates. Contact our team today for more info!

Learn more: https://ow.ly/8g5J50Q9WLb

11/13/2023

Just something to ponder

10/03/2023

Homebuyers face many challenges and uncertainties in today's housing market. Factors like supply and demand, economic conditions, and personal financial situations can greatly impact the decision-making process.

At Homestead, we’re here to answer any questions you might have. Feel free to contact us anytime—our team is available 24/7 for your convenience!

You can also visit our website for informational resources like this: https://ow.ly/s6wT50PSuvc

07/21/2023

Happy Friday! 🎉 Another fun fact you may not know is that our team is available for weekend pre-approvals. 🏠 Homestead is here when you need us! homesteadfinancial.com 👍

01/22/2023

11/07/2022

10/07/2022

If you are a victim of a natural disaster and are displaced from your home, you have options. Ask our team about the 203H Loan.