The Concannon Insurance Agency

08/25/2026

While automated AI threats get all the headlines, human error is driving over 85% of corporate cyber insurance losses this year. 📉

Phishing and social engineering remain the #1 threat to your bottom line.

Read more here:

Social engineering accounted for 85.3% of incurred cyber insurance losses in the first half of 2026, up from 17.7% in the first half of 2024, according to Resilience.

08/20/2026

We can’t plan your groceries, but we CAN take that insurance policy off your mind.

📞 (636) 537-5611
🔗 ConcannonAgency.com

08/18/2026

No business is too small to be targeted by cybercriminals. 🔐 In fact, small and mid-sized businesses are especially vulnerable because they may not have as many resources to dedicate to cybersecurity.

Own a small business and not sure where to start? We’ve got you covered. Call Concannon Insurance Agency at (636) 537-5611 to learn more today.

08/13/2026

If your business stores, ships, or sells battery-powered products, it's worth double-checking your safety practices and your coverage.

🔋 The average settlement for a lithium-ion battery liability case now tops $7.8 million, according to a new report from The Hartford.

See recent incidents that show how fast this can escalate: https://www.thehartford.com/insights/home-workplace-safety/rechargeable-electronics

08/11/2026

When you adopt a new AI tool or subscription platform, your data's fate often lives inside the fine print of that vendor contract, not your own systems.

The questions worth asking before signing:
🔍 Do we own the data we generate?
🔍 What happens if we switch vendors?
🔍 Can we export the data?

Data ownership is becoming a real piece of risk management, alongside cyber and tech liability coverage.

Read more:

As insurers rely on AI and TP data, ownership rights are becoming a strategic risk hidden inside technology contracts

08/06/2026

It comes down to higher repair costs.

Electric vehicle (EV) parts, batteries, and specialized labor all carry a premium. The good news: that gap narrows as newer models are released and repair networks catch up.

If you're shopping for an EV, it's worth getting an insurance quote before you buy, not after.

Questions about how a new vehicle purchase could affect your coverage? We're happy to chat: (636) 537-5611.

https://insurify.com/car-insurance/report/electric-vehicle-insurance-costs/

08/04/2026

As a new school year kicks off and students find ways to pay for college, they turn to social media. And scammers know it.

Before your student applies to anything they find online, watch for these signs of a scam:

🚩 Asks for payment to process your application
🚩 Guarantees you'll win
🚩 Pressures you with an urgent deadline
🚩 Requests sensitive info upfront
🚩 Has no verifiable school, sponsor, or official website behind it

The biggest takeaway: Always verify through official sources and trusted organizations before applying or paying anything.

Read more:

There are more trustworthy places than social media to search for college scholarships, consumer advocates said. Here's what to know.

07/30/2026

Car shopping? Your choice matters more than you might think. 🚗

Consumer Reports broke down average annual premiums by brand, and the gap between the cheapest and priciest is over $2,200 a year.

Here are the takeaways we found most important:
🛞 Vehicle type matters: Trucks tend to cost less to insure than sedans
🛞 Brands with strong safety ratings and lower theft/repair risk tend to land on the cheaper end
🛞 Shopping for insurance quotes BEFORE you buy can save you real money down the road

Read the full breakdown: https://www.consumerreports.org/money/car-insurance/cheapest-car-brands-to-insure-a3798859902/

Our team at Concannon Insurance Agency is always happy to chat about auto insurance and getting you the best rate possible.
📞 (636) 537-5611

Illustration: Israel Vargas

CR lists the cheapest car brands to insure based on extensive data from Insurify.

07/28/2026

Seasonal hires, busier schedules, and more vehicles on the road = more risk for your fleet. 🚙💨

Concannon Insurance Agency can help make sure your commercial automobile coverage actually fits your fleet, and put fleet safety programs in place that help prevent accidents before they happen.

If it's been a while since you've reviewed your commercial auto policy, now's a good time.
📞 (636) 537-5611
🔗https://www.concannonagency.com/risk-management-consulting

07/24/2026

It's their first time driving and your first time teaching someone to drive. 🚙 Remember to have patience with your teenager and with yourself.

Need more advice on how to educate and protect your new teen driver? Read our newest blog:

Few milestones bring more pride and more worry than watching your teenager pull out of the driveway alone for the first time. Read on to learn what you as a parent can do to help keep your family safe.