10/08/2026
Show us your dec pages. Really. Show us the whole thing.
Sometimes we receive declarations pages from someone shopping their insurance, only to find they’ve carefully blacked out what they’re currently paying.
Save yourself the Sharpie. 😊
Knowing your current premium does not change the rate we can offer you. The carrier’s rate is the rate, whether we know what you’re paying now or not.
What your dec pages do help us do is compare your coverage, limits and deductibles so we can make sure we’re giving you an apples-to-apples comparison.
And sometimes, after seeing what you have and what you’re paying, our advice may simply be: stay where you are. We’d rather give you good advice and try again in the future than move you just for the sake of moving you.
So show us your dec pages—premium and all. If we can find you better coverage, a better rate, or both, great. If we can’t, we’ll tell you that too.
Heinz Insurance Group
804-748-7400
heinzinsurancegroup.com