Life, heath and Busines

Life, heath and Busines Life and Health Insurance. Protect yourself and your family, build generational wealth for your children.

09/02/2021

Thanks for the patience from all of the people attached to this. I stepped away for a (long) minute. But I am back and will review then pick up and continue.

05/01/2021

My apologies, I stepped away for a while for personal reasons. I am back and I will continue on. regard to all.

10/25/2020

before I return to my discussion about retirement and planning for it... 3 points.

1) Know your level of risk avoidance/tolerance, your short mid and long term goals, and do your research

2) When selecting your plan,know that several varying options can get you there. pick one, move on it, and review it consistently.

3) Be okay with putting pieces of your plan into place piecemeal. It isn't "all or nothing"

10/13/2020

The question we all ask ourselves: why do I need insurance?

We all have an answer. The Answer is different for each person.

Happy to have had a good day with a new client yesterday. He and I started a discussion on what  will be a big piece of ...
10/05/2020

Happy to have had a good day with a new client yesterday.

He and I started a discussion on what will be a big piece of his financial planning.

10/03/2020

How do we sort through the static and noise of all the sales pitches; the legitimate offers to help; the less legitimate offers to help?

Start by understanding a couple of absolute facts.
1) The younger a person is (when insurance is purchased), the more one gets and the cheaper it is.

2) Know your level of health and of risk tolerance

3) know your actual budget:
a) the sum of all income less all expenses.

4) know your behaviors -
a) do you drive like GTA 5?
b) smoke anything?
c) eat some level of healthy?
d) BMI much?

5) Do some simple research by company

6) Talk to a person who is licensed in the sate you live in

09/30/2020

My last set of images ended with Probate and wills. There are many reasons to have will, none to simply not. Consider your children, your spouse/Significant Other, business interests.All done with lawyers. Always use a lawyer barred in your state and make you discuss with him/her how insurance can help.

A quick reminder: Information being shared is best if one starts at the first page of the first sequence. first part about Sep 2

09/28/2020

A quick reminder: Information being shared is best if one starts at the first page of the first sequence. first part about Sep 2

This is the second set of a multi-set collection of posts about retirement planning. It makes more sense if you read the...
09/09/2020

This is the second set of a multi-set collection of posts about retirement planning. It makes more sense if you read them in order.

We often spend too little time preparing for the future.  Let's look this over the course of a few days
09/02/2020

We often spend too little time preparing for the future. Let's look this over the course of a few days

08/31/2020

A flyer that lays out insurance.

08/29/2020

One of the things we need to do is change how we look at insurance.

It is an investment

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Chesterfield, VA

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