Drew J. Stevens - Financial Professional

09/25/2026

Your 2024 tax return may be affecting your 2026 Medicare premium.

Consider a couple whose 2024 joint modified adjusted gross income was above $342,000 and no more than $410,000. If both spouses have Medicare Part B in 2026, each pays $527.50 per month instead of the $202.90 standard premium.

That’s $324.60 extra per person, per month—or $7,790.40 for the year for two spouses in Part B income-related adjustments alone. A Part D adjustment may add more.

Medicare generally looks back two tax years. If you’ve since retired and your income has fallen, you may be able to ask Social Security to reconsider the adjustment.

Before a large Roth conversion or retirement account withdrawal, ask: What could this do to my Medicare premium two years from now?

If a Medicare notice surprised you, let’s connect it to your retirement income plan.

09/18/2026

The Federal Reserve (Fed) concluded its September policy meeting, increasing rates for the first time since 2023. Swipe through for an overview of the key takeaways from the meeting and what this may mean moving forward.

We are keeping a close eye on economic data and policy developments as they unfold. As always, if you would like to talk through your portfolio or investment strategy, please don't hesitate to call us.

09/14/2026

09/11/2026

What important decision are you assuming you can always make tomorrow?

On the 25th anniversary of September 11, we remember the nearly 3,000 lives lost, the families forever changed, and the extraordinary courage of first responders and ordinary citizens.

For me, this day also carries a deeply personal meaning. I was supposed to be in New York on September 11, 2001, but my trip was canceled. Years earlier, I was also supposed to be at the World Trade Center around the time of the 1993 bombing, but I happened to be out of town.

I do not share these near-misses to compare my experience with those who suffered unimaginable loss. I share them because they left me with a truth I have never forgotten:

Life is precious. Life is uncertain. Tomorrow is never promised.

That lesson applies to the decisions we continue to postpone—including decisions about Social Security, retirement income, taxes, Medicare, investments, and whether our current financial plan is truly serving us.

There is a difference between thoughtfully waiting and simply avoiding a decision. Thoughtful planning has a reason, a process, and a date for action. Procrastination has none of those things.

And procrastination is still a decision.

In this special episode of the Wisdom to Wealth Podcast, I invite you to identify one important decision you have been putting off—and take one meaningful step forward today.

Watch or listen here: [INSERT EPISODE LINK]

08/25/2026

What if one of the biggest threats to your retirement isn't the stock market—but the person trying to convince you that they're protecting your money? Scammers are becoming increasingly sophisticated. They impersonate banks and government agencies, manufacture family emergencies, promote fraudulen...

08/17/2026

You’ve spent decades saving for retirement—but what happens when the paycheck stops and you actually have to start living on the money? In this episode of Retire Wise, Dr. Drew Stevens, founder of Wisdom to Wealth and a Retirement Decision Specialist, introduces Jack and Diane, a hypothetical co...

08/10/2026

Can your spouse receive their own Social Security benefit and then simply add another 50% of yours? It's one of the most common Social Security misconceptions—and misunderstanding the rule could lead couples to build a retirement income plan around benefits they may never receive. In this episode,...

08/07/2026

Tax season may be over, but midyear planning can still make a meaningful difference for your retirement strategy.

A proactive tax check-in during the spring or early fall can help you understand where you stand today and identify adjustments that may support tax-efficient retirement income planning. Reviewing your withholdings, estimated taxes, and year-end opportunities now can create more flexibility before deadlines approach.

At Wisdom to Wealth, our team is here to help you evaluate your current position and uncover strategies that align with your long-term goals. If you'd like a clearer picture heading into the second half of the year, we invite you to reach out.

Have you scheduled your midyear review yet?

08/05/2026

Claiming Social Security is one of the biggest retirement decisions you'll ever make—but it's also one of the most misunderstood. Many people focus only on maximizing their monthly benefit, yet the timing of your claim can affect taxes, Medicare premiums, Roth conversions, investment withdrawals, ...