Spratt Savings Bank

Spratt Savings Bank Member FDIC. Equal Housing Lender. Spratt Savings Bank has been around since 1892, and is the only financial instution headquartered in Chester County, SC.

Visit us at www.sprattsavingsbank.com for more information. Chartered in 1892, Spratt Savings Bank is the oldest bank in South Carolina. And this continuity and stability is what we offer to our customers. With two locations to serve you in Chester and Great Falls, we offer you unsurpassed customer service. Our Vision: As the only financial institution headquartered in Chester County, our vision i

s to be the “financial partner of choice” with consumers, businesses, churches and institutions in our market. Our Misson: To be recognized as:
- An exceptionally sound financial institution with pride in our history and enthusiasm for our future.
- A financial partner dedicated to helping our customers achieve economic success and financial security.
-A corporate citizen deeply committed to serving Chester County by participating in activities that will promote economic expansion and improve the quality of life for all Chester County citizens.
-An employer devoted to the personal and professional growth and development of our employees. Our ultimate purpose is to create an organization that will (1) allow us to significantly impact the financial success of our customers, (2) achieve long-term financial success for the Bank through stable earnings while growing deposits and earning assets, and (3) create an environment that encourages professional growth and development for our employees.

Do you have a business in Chester County? If you want to save money and have a local team dedicated to helping you, then...
08/25/2026

Do you have a business in Chester County? If you want to save money and have a local team dedicated to helping you, then give us a call at Spratt Savings Bank!

Now with 3 locations covering Chester County we can help your business big or small!

We are Chester County’s Community Bank!




We know it’s only Thursday, but it is time for High School Football in Chester County! 🏈🏈Spratt Savings Bank would like ...
08/20/2026

We know it’s only Thursday, but it is time for High School Football in Chester County! 🏈🏈

Spratt Savings Bank would like wish all Chester County High Schools a successful football season!!

Spratt Savings Bank supports local athletics!!

We are Chester County’s Community Bank!

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August 14th is National Financial Awareness Day!Financial Awareness day is about understanding where you are today and m...
08/14/2026

August 14th is National Financial Awareness Day!

Financial Awareness day is about understanding where you are today and making informed decisions about what comes next!

Here are five tips for a financial tune up!

🔵Review spending and savings
🔵Check financial goals
🔵Assess emergency readiness
🔵Monitor accounts regularly
🔵Seek trusted guidance from your community banker for your specific needs!

Spratt Savings Bank is Chester County’s Community Bank!




A few weeks ago we had our Richburg Grand Opening and gave away some great prizes! 🎉🎉 Here are a few of the lucky winner...
08/11/2026

A few weeks ago we had our Richburg Grand Opening and gave away some great prizes!

🎉🎉 Here are a few of the lucky winners! 🎉🎉

We want to once again thank all of the business that were involved in our event!
Chester County Natural Gas Authority
Cotton Hills Farm
Dogwood Veterinary Clinic
Cake Lady Cafe
Coast 11 Coffee Company
PJ’s Soft Serve & More

If you are in Richburg then come and see us!

We are Chester County’s Community Bank!




The Chester News & Reporter is having its 2026 Reader’s Choice Awards-Best of the Best in Chester County! 🏆 We would lik...
08/05/2026

The Chester News & Reporter is having its 2026 Reader’s Choice Awards-Best of the Best in Chester County! 🏆

We would like you to consider going and voting for Spratt Savings Bank as your favorite financial institution. Voting will be ending soon so please vote for us today!

Spratt Savings Bank is the oldest bank in South Carolina as well as the only financial institution headquartered in Chester County!

We are Chester County’s Community Bank!

The link to vote will be in the comments!




Spratt Savings Bank would like to wish students, parents and teachers in Chester County and surrounding areas a very Hap...
08/03/2026

Spratt Savings Bank would like to wish students, parents and teachers in Chester County and surrounding areas a very Happy First Day of School! 🏫 🍎

Did you know that you can open your child a savings account with Spratt?

Come see us and get your child’s financial future started!!

We are Chester County’s community bank!




🍗 Not sure if you know but July 29th is National Chicken Wings Day! 🍗The best chicken wings aren't always from the place...
07/29/2026

🍗 Not sure if you know but July 29th is National Chicken Wings Day! 🍗

The best chicken wings aren't always from the place everyone expects. So tell us... where's the place for the best wings?

We're looking for the best wings around, bonus points if it is local! Share your recommendations in the comments!!





Employee Spotlight!! 🔦💡Our next employee spotlight will be Toni Dutton! Toni is a part of our Great Falls branch. She ha...
07/27/2026

Employee Spotlight!! 🔦💡

Our next employee spotlight will be Toni Dutton! Toni is a part of our Great Falls branch. She has been a part of the Spratt team for almost 3 years!

Our great team members are what makes our bank the best in the business!!

We are Chester County’s community bank!




Spratt Savings Bank in Richburg is off and running after our Grand Opening event a few weeks ago! Thank you State Rep. R...
07/16/2026

Spratt Savings Bank in Richburg is off and running after our Grand Opening event a few weeks ago!

Thank you State Rep. Randy Ligon for being a part of our celebration and recognizing us in such a special way!

Spratt is Chester County’s community bank!




Address

1613 J. A. Cochran Bypass
Chester, SC
29706

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18034822156

Alerts

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