Spratt Savings Bank

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Spratt Savings Bank Member FDIC. Equal Housing Lender. Spratt Savings Bank has been around since 1892, and is the only financial instution headquartered in Chester County, SC.

Visit us at www.sprattsavingsbank.com for more information. Chartered in 1892, Spratt Savings Bank is the oldest bank in South Carolina. And this continuity and stability is what we offer to our customers. With two locations to serve you in Chester and Great Falls, we offer you unsurpassed customer service. Our Vision: As the only financial institution headquartered in Chester County, our vision is to be the “financial partner of choice” with consumers, businesses, churches and institutions in our market. Our Misson: To be recognized as:
- An exceptionally sound financial institution with pride in our history and enthusiasm for our future.
- A financial partner dedicated to helping our customers achieve economic success and financial security.
-A corporate citizen deeply committed to serving Chester County by participating in activities that will promote economic expansion and improve the quality of life for all Chester County citizens.
-An employer devoted to the personal and professional growth and development of our employees. Our ultimate purpose is to create an organization that will (1) allow us to significantly impact the financial success of our customers, (2) achieve long-term financial success for the Bank through stable earnings while growing deposits and earning assets, and (3) create an environment that encourages professional growth and development for our employees.

Spratt Savings Bank is excited to help our local food banks with Canned for a Cause Chester SC !All 3 locations have box...
10/15/2026

Spratt Savings Bank is excited to help our local food banks with Canned for a Cause Chester SC !

All 3 locations have boxes where you can donate canned food items to help with bail for the “inmates” which will be distributed to the food banks in Chester County.

Each location is helping a different person or group!

Chester Branch- Becca Hall with Chester County Natural Gas Authority
Richburg Branch- Fort Lawn Community Center
Great Falls Branch- Shelley Price with GRASP

Spratt is always happy to help our community!

Spratt is Chester County’s Community Bank!




Spratt Savings Bank will be closed on Monday, October 12th, 2026 in observance of Columbus Day. Remember that our Online...
10/11/2026

Spratt Savings Bank will be closed on Monday, October 12th, 2026 in observance of Columbus Day.

Remember that our Online and Mobile Banking features are always available. We also have ATMs at all 3 locations available 24/7.




10/11/2026

We have been so busy at the flower shop this week we forgot to announce that October 8th was Hunter's 37th Anniversary!

We are so thankful for every customer who has walked through our doors, trusted us with their special occasions, and supported our small business throughout the years. Your loyalty, kindness, and friendship have meant more to us than words can express!

Here's to 37 years of blooming, growing and making memories together- and many more to come.

With love,
Hunter's Creative Florist

It is that time of year again for the Great Falls Home Town Association Scarecrow Contest!This year there are a lot of g...
10/05/2026

It is that time of year again for the Great Falls Home Town Association Scarecrow Contest!

This year there are a lot of great entries! If you have a chance ride through downtown Great Falls and take a look!

The Great Falls Branch of Spratt Savings Bank has entered “Wheelma”, she is wheeling into Spratt for “wheelie” great service!

Please take a few minutes to vote for Spratt! Light Pole #8! The link to vote will be in the comments!




Spratt Savings Bank is honored to be named The Best Bank in Chester County by the Chester News & Reporter for 2026! This...
09/30/2026

Spratt Savings Bank is honored to be named The Best Bank in Chester County by the Chester News & Reporter for 2026! This makes 2 years in a row for Spratt! Thank you to all who voted for us! 🏆🏆

We are Chester County’s Community Bank!!

If you want to experience the best banking experience in Chester County, come see us today!




It is almost October and Spratt Savings Bank is October ready! 🩷Every Friday in October the staff will be wearing pink s...
09/28/2026

It is almost October and Spratt Savings Bank is October ready! 🩷

Every Friday in October the staff will be wearing pink shirts to support Breast Cancer Awareness. We wear pink to honor survivors, remember those we lost, and stand with current fighters.

Spratt is Chester County’s Community Bank!




Today is National Cheeseburger Day! 🍔There is nothing like a great cheeseburger, and nothing like your bank staff provid...
09/18/2026

Today is National Cheeseburger Day! 🍔

There is nothing like a great cheeseburger, and nothing like your bank staff providing you with great hometown service!!

Spratt is Chester County’s Community Bank!




🚨September is National Preparedness Month! 🚨Here are a few tips for you and your family:🔵Establish an emergency fund🔵Sto...
09/10/2026

🚨September is National Preparedness Month! 🚨

Here are a few tips for you and your family:

🔵Establish an emergency fund

🔵Store essential documents safely.

🔵Keep an updated inventory of your personal and household valuables.

🔵Evaluate your insurance coverage for Natural Disasters.

Spratt is Chester County’s Community Bank!




Spratt Savings Bank will be closed on Monday, September 7th, 2026 in observance of Labor Day. Remember that our Online a...
09/06/2026

Spratt Savings Bank will be closed on Monday, September 7th, 2026 in observance of Labor Day.

Remember that our Online and Mobile Banking features are always available. We also have ATMs at all 3 locations available 24/7.




Today is College Colors Day! 🏈🏈 The Spratt Team got to wear their favorite College apparel today to represent their team...
09/04/2026

Today is College Colors Day! 🏈🏈

The Spratt Team got to wear their favorite College apparel today to represent their team!

Let us know who your favorite team is in the comments!

If you want the best team to handle your financial needs, come see us at Spratt Savings Bank!






Address

1613 J. A. Cochran Bypass
Chester, SC
29706

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18034822156

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