TAM Lending, Ray Pagan

06/22/2021

https://www.forbes.com/sites/adamminsky/2021/06/21/biden-administration-will-make-it-easier-for-student-loan-borrowers-to-get-a-mortgage/?sh=540232971314

The Biden administration is easing federal mortgage lending rules to give student loan borrowers a better shot at being approved for a home mortgage. Here are the details.

05/23/2019

Mortgage rates are tanking as the Summer begins. If you bought a home in the last 2 years, you could save with a refinance. If you’re looking to buy a home, call me, rates are looking really great right now.

03/21/2019

Why rent for more?

Home prices may be cooling off right now, but rents are heating up yet again. After taking a breather in 2018, rents for both single-family homes and multifamily apartments are now rising at the fastest pace in nearly a year, according to Zillow.

01/11/2019

I’m overly excited about this Spring’s buying season. Long term rates are trending lower.

03/16/2017

What do rising Fed rates mean to you?
http://www.chicagotribune.com/business/ct-fed-interest-rate-impact-0316-biz-20170315-story.html

The impact of higher rates ripples through the economy in various ways. Here's what today's rate hike means for consumers.

01/02/2017

Serious about buying in '17? Before you start driving around to look at homes, before you call realtors, and before looking at homes on realtor apps you should contact a trustworthy/knowledgeable mortgage loan officer. I personally do a mortgage analysis, credit check, and let you know exactly where you stand (well before house hunting). Be prepared. Buy a house, don't get sold one.
This article is a quick read with good advice.
http://www.foxbusiness.com/features/2016/12/30/buying-home-in-2017-these-5-things-could-jeopardize-your-mortgage.html

Shockingly, enough people still do things that can cause themselves heartache when applying for mortgages.

02/11/2016

Interest rates are hot but It's going to be a very cold week ahead (temp wise). Make sure any outdoor sprinkler back flows, water well pumps, and any exterior water sources get wrapped or covered.

01/06/2016

Hmm
http://www.foxnews.com/leisure/2016/01/05/8-things-your-realtor-does-behind-your-back/

If you're wondering what that 6% commission is actually going toward, we've compiled a list of nine important things Realtors do when you're not watching. The post 8 Things Your Realtor Does Behind Your Back appeared first on Real Estate News and Advice - realtor.com.

10/29/2015

Credit score boosting

http://www.dailyfinance.com/2015/10/27/boost-your-credit-score-great-trick/

Consumers can easily boost their credit scores by avoiding some of the fallacies surrounding the convoluted manner in which credit scores are tabulated.

10/13/2015

This is a good time of year to buy and get a great deal.
http://realtormag.realtor.org/daily-news/2015/10/06/next-three-months-best-time-buy

09/30/2015

Should you trust a Broker or a big bank? This video helps you decide.
https://vimeo.com/140660047

08/19/2015

If you're planning on buying a home using the USDA's 100% financing mortgage, call me and act now. They are raising their financed fee on commitments rendered after Oct 1st.