Steven Bornfreund - Licensed Insurance Agent

06/02/2026

Medicare Beneficiaries May Soon Have Access to GLP-1 Medications for Just $50 Per Month

A significant change is coming for Medicare beneficiaries who have struggled with the high cost of weight-loss medications.

Beginning July 1, 2026, the Centers for Medicare & Medicaid Services (CMS) will launch the Medicare GLP-1 Bridge, a demonstration program that will allow eligible Medicare beneficiaries to access certain GLP-1 medications for a flat $50 monthly copay.

GLP-1 medications, such as Wegovy and Zepbound, have gained national attention for helping individuals lose weight and improve their overall health. However, these medications have often been out of reach for many Medicare beneficiaries due to costs that can exceed $1,000 per month.

Who May Qualify?

To be eligible for the Medicare GLP-1 Bridge program, beneficiaries must:

Be enrolled in a Medicare Part D prescription drug plan.
Meet specific clinical criteria established by CMS.
Obtain a prescription and prior authorization from their healthcare provider.

In general, the program is designed for beneficiaries seeking treatment for obesity or weight management. Those already receiving GLP-1 medications for conditions currently covered by Medicare, such as Type 2 diabetes, certain cardiovascular conditions, sleep apnea, or MASH, will continue receiving coverage through their existing Part D benefits rather than through this demonstration program.

Why This Matters

Obesity is linked to numerous health conditions, including heart disease, stroke, diabetes, and reduced mobility. By making these medications more affordable, CMS hopes to improve access to evidence-based treatments that can help beneficiaries achieve better long-term health outcomes.

For many seniors, this could be a life-changing opportunity. Instead of choosing between their budget and their health goals, eligible beneficiaries may soon have access to treatment at a predictable and affordable monthly cost.

What Should Medicare Beneficiaries Do Now?

If you think you may benefit from a GLP-1 medication, now is a good time to:

Speak with your physician about whether a GLP-1 medication is appropriate for you.
Review your Medicare Part D coverage.
Stay informed as CMS releases additional details about enrollment and prior authorization requirements before the July 1 launch.
Need Help Understanding Your Medicare Options?

Medicare rules and prescription drug coverage continue to evolve. As an independent Medicare advisor, I help individuals understand their coverage options and stay informed about important Medicare changes.

If you have questions about Medicare Part D, prescription drug coverage, or how these upcoming changes may affect you, feel free to contact me at 609-934-4849. I'm here to help you navigate your options and make informed decisions about your healthcare coverage.

04/21/2026

🚨 We're Growing — And Looking for Amazing People! 🚨

Our agency has been blessed with steady growth, and we’re excited to share that we’re expanding our team! We’re currently looking for Independent Medicare Insurance Agents. You should have a genuine passion for helping others, provide a personalized approach to service, and have the support of a dedicated team of industry experts behind you.

We know firsthand how rewarding this work can be — the relationships we build with our clients are truly special. If you’re already licensed and looking for a new opportunity, or if you’re just exploring what a career in Medicare insurance might look like, we’d love to talk.

Let’s grow together. 🌱

📩 Message us or comment below if you're interested — or tag someone you think would be a great fit!

04/16/2026

Medicare Fast Fact 💡
Medicare Supplement (Medigap) plans let you see any doctor nationwide who accepts Medicare — no referrals and no networks.

That flexibility can be a big deal if you travel or want freedom of choice.

Not sure if a Supplement or Advantage plan fits you better? We can help explain the differences so you can make an informed decision!

Contact us at 856-209-2377.

04/14/2026

Life is unpredictable, but your financial security doesn’t have to be. Here are the 5 Key Coverages that help protect you and your loved ones from excessive financial burden:

✔ Disability – Income protection when you need it most
✔ Hospital & Medical Expenses – Avoid overwhelming medical bills
✔ Cancer Expenses – Coverage for unexpected treatments & costs
✔ Long-Term Care Expenses – Home health care & nursing home coverage
✔ Final Expenses – Ease the financial stress on your family

At SMS Insurance Agency, we’re here to help you find the right coverage to fit your needs. Let’s ensure you’re prepared—contact us today!

📞 856-209-2377
💻 www.smsinsurance.agency

👉 Tag a friend who needs to see this!

04/10/2026

💙 Cancer Costs & Coverage – Are You Financially Prepared? 💙

No one wants to think about cancer, but the reality is 4 out of 10 people will be diagnosed in their lifetime. While treatment can be life-saving, the costs can be overwhelming—even with health insurance.

💰 Did you know? Cancer patients without extra coverage can spend up to 23% of their household income on out-of-pocket costs in the first year!

Health insurance may cover some medical expenses, but many unexpected costs—like travel for treatment, second opinions, home care, and lost income—are not fully covered.

💡 A supplemental cancer policy can help by providing a lump-sum cash benefit, giving you the flexibility to:
✔️ Cover out-of-pocket medical costs 🏥
✔️ Pay for alternative treatments 🌿
✔️ Take time off work or hire extra help at home 🏡
✔️ Support family members assisting with care ❤️

Whether you're young and planning ahead or older and reviewing Medicare options, having the right coverage can provide financial peace of mind.

📞 Let’s talk about your options today!

📍 Scott Bornfreund/Steven Bornfreund
📍 SMS Insurance Agency
📍 856-209-2377 | www.smsinsurance.agency

04/09/2026

Many of my Medicare clients have been asking about long-term care lately—what it costs, how it’s covered, and how to protect their savings if care is ever needed.

Here’s the reality: Medicare generally does not cover long-term care like extended nursing home stays, assisted living, or long-term in-home care. And those costs can add up quickly.

That’s why more people are choosing life insurance with a Long-Term Care rider.

Why this option is so popular:

• If you need long-term care, you can use part of the policy to help pay for it.
• If you never need care, your loved ones still receive the full life insurance benefit.
• It helps protect the retirement savings you worked hard to build.
• Many plans offer predictable premiums and guaranteed benefits.

In other words, it lets you plan for care without feeling like you’re paying for something you may never use.

If you’ve been thinking about long-term care planning, I’m happy to answer questions or show you what this could look like for you. You can contact me at 609-934-4849.

Send a message to learn more