Greg Atkins - Acre Mortgage & Financial

12/09/2025

Hey! Hi! Hello! I’m still here! We’re at that time of year where money may be tight, and maybe it’s time to take a better look at your home financing options! Rates have gone down - is it worth it to try and refi into a lower rate? Maybe you want to tap into some equity or take out a home equity loan? No matter the question, I still have the answers. Give me a call today for a completely free consultation! 856.281.0520 / 856.552.0486

11/12/2024

🚨🚨WHAT’S THE BEST WAY TO TAP INTO YOUR HOME’S EQUITY?🚨🚨

If your home has grown in value or you've paid down a significant amount of your existing mortgage — or both, lucky you — you may be sitting on a substantial cushion of home equity!

Home equity is the difference between your home's current value and what you still owe on your mortgage. If you have sufficient equity, you could use a cash-out refinance to convert some of your home's value into, well…cash!

To do that, you refinance into a new mortgage that's for more than you owe on your current mortgage. The cash you get comes from the difference between that new mortgage amount and what you currently owe. Lenders usually require you to maintain at least 20% equity in your home, limiting the amount you can borrow.

A cash-out refinance sounds great, since it's turning some of your wealth into actual money you can spend. However, if you're looking to use home equity but hesitant about losing your low mortgage interest rate, a second mortgage might be preferable to a cash-out refinance.

With a home equity line of credit or a home equity loan, you don't alter the terms of your current home loan. Just keep in mind that these loans have different guidelines and will almost always have higher interest rates.

So which makes sense for you? CALL ME today and let’s take a look. It costs NOTHING just to have a conversation, and it might end up gaining you a substantial amount of money in the very near future!

Call me! Text me! Email me! Send me a carrier pigeon! Make a smoke signal! Just show up at my home uninvited if you want! (okay maybe not that last one.)

856-552-0486
856-281-0520
[email protected]

09/11/2024

🚨🚨**ONLY 24 HOURS LEFT TO SIGN UP. MAKE SURE TO CHECK IT OUT!!**🚨🚨

Want to finally buy your first home, but strapped for cash?

TOMORROW @ 11am, we will be holding a FREE webinar to discuss the First Time Home Buyer Program for the State of NJ and what it can help offer you (or someone you know) as a potential buyer!

Join us for this special event and learn how we can help you possibly qualify for $10,000 to $15,000 in down payment assistance from the State of NJ!

PLEASE share this link, you never know who we might be able to help!

Discover the path to homeownership with our exclusive webinar designed for First Time Homebuyers just like you! Navigating the world of down payments and settlement fees can feel like an insurmountable challenge, but we're here to light the way. Join us for an enlightening session where we'll unveil...

09/10/2024

🚨🚨**THERE’S STILL ROOM
AVAILBLE TO SIGN UP, BUT HURRY, SPACES ARE LIMITED**🚨🚨

Want to finally buy your first home, but strapped for cash?

ON THURSDAY @ 11am, we will be holding a FREE webinar to discuss the First Time Home Buyer Program for the State of NJ and what it can help offer you (or someone you know) as a potential buyer!

Join us for this special event and learn how we can help you possibly qualify for $10,000 to $15,000 in down payment assistance from the State of NJ!

PLEASE share this link, you never know who we might be able to help!

Discover the path to homeownership with our exclusive webinar designed for First Time Homebuyers just like you! Navigating the world of down payments and settlement fees can feel like an insurmountable challenge, but we're here to light the way. Join us for an enlightening session where we'll unveil...

09/09/2024

Want to finally buy your first home, but strapped for cash?

ON THURSDAY @ 11am, we will be holding a FREE webinar to discuss the First Time Home Buyer Program for the State of NJ and what it can help offer you (or someone you know) as a potential buyer!

Join us for this special event and learn how we can help you possibly qualify for $10,000 to $15,000 in down payment assistance from the State of NJ!

PLEASE share this link, you never know who we might be able to help!

Discover the path to homeownership with our exclusive webinar designed for First Time Homebuyers just like you! Navigating the world of down payments and settlement fees can feel like an insurmountable challenge, but we're here to light the way. Join us for an enlightening session where we'll unveil...

09/06/2024

Are you or do you know a first time home buyer that thinks they’ll never be able to qualify for a home loan because of low assets?

IN LESS THAN ONE WEEK, on SEPTEMBER 12TH @ 11am, we will be holding a FREE webinar to discuss the First Time Home Buyer Program for the State of NJ and what it can help offer you (or someone you know) as a potential buyer!

Join us for this special event and learn how we can help you possibly qualify for $10,000 to $15,000 in down payment assistance from the State of NJ!

PLEASE share this link, you never know who we might be able to help!

Discover the path to homeownership with our exclusive webinar designed for First Time Homebuyers just like you! Navigating the world of down payments and settlement fees can feel like an insurmountable challenge, but we're here to light the way. Join us for an enlightening session where we'll unveil...

09/04/2024

ON SEPTEMBER 12TH @ 11am, we will be holding a FREE webinar to discuss the First Time Home Buyer Program for the State of NJ and what it can help offer you (or someone you know) as a potential buyer!

Join us for this special event and learn how we can help you possibly qualify for $10,000 to $15,000 in down payment assistance from the State of NJ!

PLEASE share this link, you never know who we might be able to help!

Discover the path to homeownership with our exclusive webinar designed for First Time Homebuyers just like you! Navigating the world of down payments and settlement fees can feel like an insurmountable challenge, but we're here to light the way. Join us for an enlightening session where we'll unveil...

08/15/2024

I just read about the SSN data breach.

If you want extra protection, freeze all three of your credit scores! It’s free to do, easy to do (just took me less than 10 minutes) and will prevent any new credit from being opened.

I deal with this a lot at work, and don’t worry, it’s also easy to unfreeze when you need to apply for new credit/a loan.

During a freeze you can still use your credit cards, and you also still have to pay your bills, but it’ll help against the almost guaranteed flood of fraud that is coming.

On August 6, 2.7 billion records from National Public Data, including social security numbers, were leaked on a dark web forum.

07/25/2024

Per CNN, “A recent report from real estate marketplace Zillow found that nearly one in four home sellers offered price cuts in June. That’s the highest level for that month since 2018.

Also, the average rate for a 30-year fixed-rate mortgage fell last week to its lowest level since mid-March.

This, along with a jump in new home construction and the expectation the Federal Reserve could begin cutting interest rates in September, could make buying a home more affordable in the future.”

It’s coming. Be prepared and get started ahead of the curve today so you’re ready for the low interest rates tomorrow!

856.552.0486

07/19/2024

It’s been a great week to be great. Bookended by two closings for two incredible clients that are purchasing their dream homes!

I’ve helped them. And check the reviews, I’ve helped others too!

If it’s time to buy, if you’ve found the house of your dreams, don’t waste another second. Call me TODAY and let’s get the process started.

856.552.0486

05/09/2024

Things may be getting tight right now in the current economy. Which means there’s no better time for you to consolidate debt.

So stop clowning around and CALL ME TODAY!

Greg Atkins - The Atkins Team
NMLS # 1645979
856.552.0486
[email protected]
Brondt-Cook Group @ Acre Mortgage
NMLS # 13988