First Equity Residential Mortgage, Inc.

First Equity Residential Mortgage, Inc. NMLS NUMBER 115585

Meet Bob Yopko, Owner and Senior Loan Officer at First Equity Residential Mortgage.Bob has been helping Michigan borrowe...
08/12/2026

Meet Bob Yopko, Owner and Senior Loan Officer at First Equity Residential Mortgage.

Bob has been helping Michigan borrowers navigate the mortgage process since 1993 and founded First Equity in 1995. With decades of experience across a wide range of loan programs, he is known for providing clear answers, honest guidance, and creative solutions tailored to each client’s goals.

Bob specializes in VA loans and also enjoys helping first-time homebuyers and seniors exploring reverse mortgage options. Outside the office, you’ll likely find him fishing, reading, watching football, or spending time with his wife, three children, and six grandchildren.

Have mortgage questions? Give Bob a call at 734-475-0270 or email [email protected].

First Equity Residential Mortgage, Inc. | NMLS #115585 | Equal Housing Lender
Bob Yopko | NMLS # 129476 | Licensed Mortgage Loan Originator

Ever see "VA funding fee" on a loan estimate and wonder what it means? 🤔The VA funding fee is a one-time payment made to...
07/15/2026

Ever see "VA funding fee" on a loan estimate and wonder what it means? 🤔

The VA funding fee is a one-time payment made to the Department of Veterans Affairs at closing. It helps keep the VA loan program running for future generations of service members — no taxpayer funding required.

Here's what most people don't know: it can be waived entirely.

You may be exempt if you:
✅ Receive VA disability compensation
✅ Are a surviving spouse of a veteran who died in service or from a service-connected disability
✅ Are rated eligible for disability compensation but receive retirement or active duty pay instead

The fee varies based on your down payment, loan type, and whether it's your first time using the benefit — but for those who qualify for a waiver, it's one less cost at closing.

Not sure if you qualify? That's exactly what we're here for.

💾 Save this for reference and share it with a fellow veteran who needs to see it.

First Equity Residential Mortgage, Inc. | NMLS #115585 | Equal Housing Lender. Bob Yopko | NMLS # 129476 | Licensed Mortgage Loan Originator

This Independence Day, we honor the freedoms we enjoy and the men and women who have served to protect them. We're proud...
07/04/2026

This Independence Day, we honor the freedoms we enjoy and the men and women who have served to protect them.

We're proud to support veterans and military families on their path to homeownership through VA loan programs.

Thank you to all who have served, and to the families who serve alongside them. Wishing you a safe and happy Fourth of July!

🇺🇸 Happy Independence Day from First Equity Residential Mortgage.

First Equity Residential Mortgage, Inc. | NMLS #115585 | Equal Housing Lender. Bob Yopko | NMLS # 129476 | Licensed Mortgage Loan Originator

Helping families feel at home every step of the way- that’s why we do what we do! 🏡At First Equity Residential Mortgage,...
06/18/2026

Helping families feel at home every step of the way- that’s why we do what we do! 🏡

At First Equity Residential Mortgage, we’re committed to making the home financing process smooth, stress-free, and personal from start to finish. Thank you to our amazing clients for trusting us with such an important milestone!

First Equity Residential Mortgage, Inc. | NMLS #115585 | Equal Housing Lender. Bob Yopko | NMLS # 129476 | Licensed Mortgage Loan Originator

Think you know who qualifies for a VA home loan? These three facts might surprise you.✅ Surviving spouses may qualify.✅ ...
06/02/2026

Think you know who qualifies for a VA home loan? These three facts might surprise you.

✅ Surviving spouses may qualify.
✅ Your benefit can be restored.
✅ No down payment is required.

You served. These veteran benefits exist for you and your family; don't leave them on the table!

📲 Schedule a VA mortgage consultation to learn more- call Bob today at 734.475.0270.

First Equity Residential Mortgage, Inc. | NMLS #115585 | Equal Housing Lender
Bob Yopko | NMLS # 129476 | Licensed Mortgage Loan Originator

12/16/2024

Creative new housing options are emerging that allow older residents to stay in their community, but in a place better suited to their needs than their long-held home

Address

310 N Main #201
Chelsea, MI
48118

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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