Andrew Westhof NMLS #885168

04/22/2026

03/07/2026

Thank you to everyone who attended the First Time Home Buyer Crash Course last night. I really appreciate everyone taking the time to come out, ask questions, and be part of the discussion.

As promised, I also made a donation to the Huron Valley Humane Society based on attendance. Thank you for helping support a great local organization while learning about homeownership.

02/22/2026

⏰ Less than 2 weeks away but there are still some spots left!

I'll be hosting a First Time Home Buyer Crash Course in Ann Arbor on Thursday, March 5th from 6:00pm - 7:30pm in Ann Arbor!

Thinking about buying your first home but feeling overwhelmed by conflicting advice online? You’re not alone and that’s exactly why I’m hosting this.

Seminar will cover:
✔️ Clear, realistic steps to homeownership
✔️ A better understanding of credit, payments, and down payment options
✔️ Answers to the questions Google doesn’t explain very well
✔️ Confidence even if buying still feels a year (or more) away
🍽️ Dinner will be provided
👫 Bring a friend who’s been “thinking about buying someday”

🐾 For each attendee or group that comes, I’ll be donating $20 to Huron Valley Humane Society (or a local animal shelter of your choice).

Spots are limited and filling up! Grab yours here:
👉 Register here:

Free First-Time Homebuyer Seminar Supporting Huron Valley Humane Society

01/29/2026

I'll be hosting a First Time Home Buyer Crash Course in Ann Arbor on Thursday, March 5th from 6:00pm - 7:30pm in Ann Arbor!

🐾 For each attendee or group that comes, I’ll be donating $20 to Huron Valley Humane Society (or a local animal shelter of your choice).

Thinking about buying your first home but feeling overwhelmed by conflicting advice online? You’re not alone and that’s exactly why I’m hosting this.

Seminar will cover:
✔️ Clear, realistic steps to homeownership
✔️ A better understanding of credit, payments, and down payment options
✔️ Answers to the questions Google doesn’t explain very well
✔️ Confidence even if buying still feels a year (or more) away

🍽️ Dinner will be provided

Space is limited, but there’s still room and you’re welcome to bring a friend who might benefit too.

👉 Register here:

Free First-Time Homebuyer Seminar Supporting Huron Valley Humane Society

01/07/2026

Thank you to all the clients who worked with me in 2025 and to everyone who referred clients to me in 2025! Every closing resulted in a donation and the end of year total came to $2,150 to greatlakes.org and $250 to GVSU student support fund!

Please consider referring a client or reaching out if you have any home loan needs in 2026 so we can keep doing more good!

HOMES Mortgage Lending

Great Service, Great Rates, Supporting the Great Lakes!

The Alliance for the Great Lakes works to protect the Great Lakes for today and tomorrow. Learn how to get involved today.

01/07/2026

2026 donation tally : $900

Thank you to my clients for trusting me with your home financing! HOMES Mortgage Lending donates $50 to www.greatlakes.org for every loan closed (or $25 to greatlakes.org and $25 to the charity of the client's choice)

The Alliance for the Great Lakes works to protect the Great Lakes for today and tomorrow. Learn how to get involved today.

12/02/2025

Happy Giving Tuesday!

HOMES Mortgage Lending just donated $250 to the GVSU student resource fund. In case you weren't aware if you do a loan with me and are a GVSU alum I'll donate $25 to the GVSU student resource fund in your honor on top of the $50 that we donate to greatlakes.org . Think of me the next time you are in the need for a mortgage and we can help the Great Lakes and fellow Lakers! Anchors Up!

https://www.givecampus.com/schools/GrandValleyStateUniversity/2025-gvsu-giving-tuesday?a=11652655

The Alliance for the Great Lakes works to protect the Great Lakes for today and tomorrow. Learn how to get involved today.

11/21/2025

If you haven’t frozen your credit with Equifax, TransUnion, and Experian, now is the time.

I’m a little embarrassed to admit I hadn’t done it myself until today but it took less than 10 minutes to freeze all three. Super quick, totally free, and easy to lift whenever you need to apply for credit.

Protect yourself. I’ve seen firsthand with past clients how awful it can be when someone gets hacked, and a simple credit freeze can save you a massive headache down the road.

Links and steps below:

1. Experian

Online:
https://www.experian.com/freeze/center.html

Phone: 1-888-397-3742
You’ll set up a PIN or password when freezing.

2. Equifax

Online:
https://www.equifax.com/personal/credit-report-services/

Phone: 1-800-349-9960
Equifax gives you a PIN. Keep it safe — you’ll need it to lift the freeze.

3. TransUnion

Online:
https://www.transunion.com/credit-freeze

Phone: 1-888-909-8872
You’ll create an online account and manage freezes from there.

What to Expect

Takes about 5 minutes per bureau

You’ll get a PIN or password to unfreeze temporarily when applying for new credit

Freezes don’t affect your credit scores or existing accounts

07/29/2025

https://www.youtube.com/watch?v=lfKANDEVcmo

HOMES Mortgage Lending can now offer a 1% conventional loan option in Michigan! Contact with questions or to get started today! Andrew Westhof – Sr Loan Offi...

06/08/2025

Here's a quick look at what a typical purchase in Ann Arbor might look like for week ending 6/5/25

The average home price in Ann Arbor for May 2025 was $511,322. With a 20% down payment, your loan amount would be $409,057.60.

Based on Freddie Mac's Primary Mortgage Market Survey for the week of June 5, 2025, the average 30-year fixed conventional rate was 6.85%. At that rate, your principal and interest payment would be $2,680.39 per month.

Factoring in estimated annual property taxes of $12,900/yr (using 53 mills after re-assessment) and homeowner's insurance of $1,500/yr, your monthly escrow would be around $1,200. This brings the total estimated monthly payment to $3,880.39.

Want to explore what a home payment would look like for your specific situation? Get a no obligation quick quote by completing your basic information here: https://www.homesmortgagelending.com/quick-quote-purchase