Teri Johnson-Licensed Insurance Agent

03/09/2026

This may be another unprecedented year of change for Medicare!

While there are many positive changes to the Part D program, such as a new $2,100 maximum out-of-pocket cap and a new Medicare Prescription Payment Plan, the burden of these new mandated programs can be very confusing!

Ask questions now and schedule your yearly Medicare plan review with a trusted, experienced, and educated insurance professional like me!

02/26/2026

Your healthcare needs change from year to year. Is your plan still working for you?

We offer complimentary health insurance reviews to make sure your plan still fits your needs.

Are your doctors still in network?
Are your prescriptions still covered?
Are there unused benefits?
Are your monthly costs the same?

This is simply an educational review so you can feel confident your coverage is working for you!

10/13/2025

What are you doing between October 15 and December 7? If reviewing your Medicare plan isn’t on your list, please consider adding it. This is the time when you can review your current plan, make sure it still suits your health needs and change it if necessary

231-445-3123

09/17/2025

Beautiful fall morning at the farmer’s market!

Medicare season is right around the corner stop by if you have any question’s! 🤔

09/09/2025

Questions about Medicare? Stop by the Cheboygan Farmers Market and say hi while you grab your local fresh produce! I will be there Wednesday and Saturday morning.

09/05/2025

Stay Local! Encore Financial Group supporting our Cheboygan Chief's Football!!

Some of our team at Encore showing their support for the Cheboygan football team! Proud to cheer on our local athletes — good luck tonight! 🏈

08/25/2025

Turning 65 or already on Medicare?

Navigating Medicare doesn’t have to be confusing. As a licensed Medicare agent, I’m here to make the process simple, clear, and tailored to your needs.

New to Medicare?
Reviewing your current plan?

Let’s sit down (in person, by phone, or online) and go over your choices—at no cost to you.

06/12/2025

On Sunday we celebrate the dads, stepdads, granddads, and father figures who lead, protect, and inspire every day.
Here’s to strong shoulders, wise advice, and unconditional support.
Wishing all the amazing dads a safe, happy, and well-protected Father’s Day! 💙💙

Your love is strong. Your planning is smart. Your family is covered.

05/27/2025

🌼 Stay Healthy This Season – Make Sure You're Covered! ☀️

Spring is turning to summer, and while you're planning vacations, family outings, or just enjoying the sunshine — don’t forget to take care of you. Your health matters year-round and having the right medical insurance can make all the difference.

✔️ Affordable plans for individuals & families
✔️ Coverage options that fit your needs and budget
✔️ Help with doctor visits, prescriptions, preventive care & more

Let’s make sure you're protected — now and all year long.
Call me at 231-445-3123 with any questions you may have!

05/06/2025

As an independent insurance agent, I work for you — not a specific company. That means I can shop around and find the best health coverage at the best price, tailored to your unique needs.
✅ Free personalized quotes
✅ Honest, expert advice
✅ Local, friendly service
Let's make sure you're covered — message me today or give me a call to get started!
231-445-3123

04/23/2025

🎉 Come see us at the Business Expo tomorrow! 🎉
Encore Financial Group will be there, and we’d love to meet you!

Swing by our booth for a chance to win this amazing gift basket, beautifully put together by Bittersweet 💐✨

We can’t wait to see you there!

🗓️ April 24th
🕒 3:00 – 7:00 PM
📍 Ralph Cantile Hockey Arena