Citizens National Bank

Citizens National Bank Member FDIC, Equal Housing Lender. We are the largest, locally-owned bank in the northern lower peninsula of Michigan.

Citizens National Bank is a full-service, independent community bank serving Northern Michigan with locations in Alanson, Cheboygan, Indian River, Mackinaw City, Onaway, Pellston, and Petoskey. Citizens National Bank is a full-service, independent community bank serving eight locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, and Petoskey.

The phone rings with the biggest project you've ever landed...Then reality hits.You need materials before your customer ...
09/02/2026

The phone rings with the biggest project you've ever landed...

Then reality hits.

You need materials before your customer pays.

The traditional lending process may take weeks.

Your customer won't wait that long.

Citizens National Bank's Business Express Loan Program helps local businesses move when opportunity knocks – not after it's gone.

Because businesses in Northern Michigan don't have time to sit on the sidelines.

Learn more about CNB's Business Express Loans at https://bit.ly/4zuLl4V

Loan subject to credit approval.

Citizens National Bank is pleased to welcome Erica Reimann as Small Business Banker serving Cheboygan and Presque Isle c...
08/31/2026

Citizens National Bank is pleased to welcome Erica Reimann as Small Business Banker serving Cheboygan and Presque Isle counties.

Erica brings a passion for building relationships, a commitment to exceptional service, and deep roots in Northern Michigan. She is dedicated to helping local business owners navigate challenges, pursue opportunities, and connect with financial solutions that support their goals.

As a lifelong resident of the area, Erica understands the important role small businesses play in creating vibrant communities, and she's excited to serve as a trusted partner for businesses throughout the region.

Read the full story at https://bit.ly/462uhFV

Big banks focus on volume. Fintechs focus on software.We focus on you.Smart tools, local people, and support that actual...
08/31/2026

Big banks focus on volume. Fintechs focus on software.

We focus on you.

Smart tools, local people, and support that actually answers when you call.

Your business’s cash management solutions should make your life easier, not leave you navigating phone trees or waiting on hold. Let's talk about solutions built around your business goals ➡️ https://bit.ly/4hNCg0D

Guess who is celebrating their birthday today! Stop by our Alanson branch today, Friday, Aug. 28, before 5 p.m. to have ...
08/28/2026

Guess who is celebrating their birthday today! Stop by our Alanson branch today, Friday, Aug. 28, before 5 p.m. to have a slice of cake with the birthday girl!

Our Mackinaw City branch will continue with its extended summer hours through Friday, September 11, before reverting to ...
08/28/2026

Our Mackinaw City branch will continue with its extended summer hours through Friday, September 11, before reverting to our winter hours.

Starting Monday, September 14, 2026, the Mackinaw City branch hours will be Monday through Friday, 9 a.m. to 4 p.m.

Do you have strong organizational skills, an eye for detail, and enjoy working with documentation and records management...
08/27/2026

Do you have strong organizational skills, an eye for detail, and enjoy working with documentation and records management, and want to work in Cheboygan? Join our team!

Being a Junior Loan Processor - Records Management at Citizens National Bank is a great way to help people secure and maintain the financing they need for their homes, businesses, and personal goals.

This role might be a great fit for you if you are a dependable team player who communicates effectively, stays organized, enjoys managing multiple tasks, and is committed to accuracy and exceptional service.

Learn more, including how to apply, at https://bit.ly/4qDPVKd

Citizens National Bank is proud to announce the semi-retirement of Sherry Wichlacz, effective August 28, 2026, following...
08/25/2026

Citizens National Bank is proud to announce the semi-retirement of Sherry Wichlacz, effective August 28, 2026, following an extraordinary career spanning more than 45 years.

Throughout her tenure at CNB, Sherry has served as a trusted leader, mentor, and operational expert whose dedication has strengthened our organization and enhanced the service we provide to our customers.

Although she is transitioning from her full-time role, we're pleased that Sherry will continue supporting CNB on a part-time basis.

Thank you, Sherry, for your exceptional service, unwavering commitment, and lasting impact on CNB and our communities. From all of us at CNB, we hope you enjoy semi-retirement!

Read the full story at https://bit.ly/4giNSHW

In observance of Labor Day, all Citizens National Bank locations will be closed on Monday, September 7.Bank with us 24/7...
08/24/2026

In observance of Labor Day, all Citizens National Bank locations will be closed on Monday, September 7.

Bank with us 24/7/365 through our mobile app, online banking, ATMs, and telebanc services.

Technology makes banking easier.People make banking better.At CNB, you'll still find local bankers ready to answer your ...
08/24/2026

Technology makes banking easier.

People make banking better.

At CNB, you'll still find local bankers ready to answer your questions, solve problems, and help your business succeed.

Because business banking isn't just about opening an account.

It's about having one trusted financial partner for everything your business needs – from checking and savings to lending, cash management, and beyond.

Let's build your business together. Chat with a cash manager ➡️ https://www.cnbismybank.com/cash-management/cash-management-services.html?utm_campaign=meetedgar&utm_medium=social&utm_source=meetedgar.com

Address

303 N. Main Street
Cheboygan, MI
49721

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12316277111

Website

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