Citizens National Bank

Citizens National Bank Member FDIC, Equal Housing Lender. We are the largest, locally-owned bank in the northern lower peninsula of Michigan.

Citizens National Bank is a full-service, independent community bank serving Northern Michigan with locations in Alanson, Cheboygan, Indian River, Mackinaw City, Onaway, Pellston, and Petoskey. Citizens National Bank is a full-service, independent community bank serving eight locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, and Petoskey.

Didn’t get a chance to register? You can still join us!Wake Up Petoskey is happening soon, and we’d love to see you ther...
06/02/2026

Didn’t get a chance to register? You can still join us!

Wake Up Petoskey is happening soon, and we’d love to see you there. Stop by for:
🍳 Complementary breakfast
☕ Complementary coffee
🎵 Live music
🤝 Great connections

When: June 3 from 7:30 to 9 a.m.
Where: 324 Michigan St., Petoskey, MI 49770 (the former Petoskey News-Review building)

Bring your business cards and come ready to connect – we’ll see you in the morning!

Up here, summer happens on the lake.It’s where neighbors become friends. Where weekends stretch longer.Let us help you j...
06/01/2026

Up here, summer happens on the lake.

It’s where neighbors become friends.

Where weekends stretch longer.

Let us help you join the shoreline community. Apply for a watercraft loan today ➡️ https://bit.ly/46DFBZM

Good luck to our Rise Dance Studio dancers this weekend!
05/29/2026

Good luck to our Rise Dance Studio dancers this weekend!

After 40 years in banking, Dave Woods is retiring on May 28, 2026. From his leadership as Senior Vice President & Chief ...
05/27/2026

After 40 years in banking, Dave Woods is retiring on May 28, 2026. From his leadership as Senior Vice President & Chief Loan Officer to the lasting relationships he built with customers, teammates, and the community, Dave leaves behind a legacy of trust, mentorship, and impact.

A familiar face across Northern Michigan for more than 30 years, Dave has given back through Rotary, coaching youth sports, and teaching financial responsibility to the next generation.

Thank you, Dave, for your commitment, leadership, and heart. Wishing you all the best as you enjoy more time with family, friends, and everything Northern Michigan has to offer.

Read the full story ▶ https://bit.ly/42ZkBKU

05/27/2026

Whopper of a jackpot!!

05/27/2026

Lake weekends don’t stop at just one toy.

From pontoons to jet skis to the truck that hauls them, we can finance your full lake setup.

Apply today ➡️ https://bit.ly/46DFBZM

Haven’t checked out our full-service branch in downtown Petoskey yet? This is your sign! Join us for Wake Up Petoskey an...
05/26/2026

Haven’t checked out our full-service branch in downtown Petoskey yet? This is your sign!

Join us for Wake Up Petoskey and experience it for yourself while enjoying:
☕ Free breakfast & coffee
🎵 Live music by Pete Kehoe
🎟️ Door prizes
🤝 Great networking opportunities

PLUS, hear an update from North Central Michigan College!

When: June 3 from 7:30 to 9 a.m.
Where: 324 Michigan St., Petoskey, MI 49770 (the former Petoskey News-Review building)

Come see what we’re all about – we’d love to welcome you!

Citizens National Bank is a full-service, independent community bank serving seven communities in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, and Petoskey.

Starting today, our Mackinaw City branch will have extended hours for the summer: Mondays through Thursdays from 9 a.m. ...
05/26/2026

Starting today, our Mackinaw City branch will have extended hours for the summer: Mondays through Thursdays from 9 a.m. to 5 p.m. and Fridays from 9 a.m. to 6 p.m.

Stop planning around rental availability.When it’s your boat, the lake is always open (except during the Top O’ Michigan...
05/25/2026

Stop planning around rental availability.

When it’s your boat, the lake is always open (except during the Top O’ Michigan Outboard Marathon National Championship race, of course!).

Citizens National Bank offers flexible boat and watercraft loans designed around your life.

Let’s get you on the water ➡️ https://bit.ly/46DFBZM

Address

303 N. Main Street
Cheboygan, MI
49721

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12316277111

Alerts

Be the first to know and let us send you an email when Citizens National Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Citizens National Bank:

Share

Category