Chattanooga Title, Inc.

Chattanooga Title, Inc. Chattanooga Title Inc. is a title insurance company and closing office.

How Personal Judgments Can Attach to Your New HomeBuyers are often surprised to learn that past personal judgments: such...
06/08/2026

How Personal Judgments Can Attach to Your New Home

Buyers are often surprised to learn that past personal judgments: such as credit card debts, medical bills, or legal disputes: can attach to a newly purchased property. This can create immediate title issues and impact your ability to secure future financing or sell the home.

Top 3 Mistakes Regarding Personal Liens:
1. Not disclosing active legal disputes or judgments during the application process.
2. Assuming that small or old judgments have automatically expired.
3. Failing to resolve outstanding credit judgments before attempting to close.

The experts at Chattanooga Title, Inc. conduct thorough searches to identify potential risks before you reach the closing table. Our 35+ years of experience and in-house legal team provide the protection you need to ensure your home remains truly yours.

Start your homeownership journey with a clear and secure title.
https://chattanoogatitleinc.com/

The rise of digital transactions has brought a significant threat to real estate: wire fraud. With 1 in 4 transactions n...
06/08/2026

The rise of digital transactions has brought a significant threat to real estate: wire fraud. With 1 in 4 transactions now targeted by sophisticated fraud schemes, the security of your closing funds is more critical than ever. At Chattanooga Title, Inc., our in-house attorney personally oversees high-risk protocols to ensure your investment remains safe from redirection.

Top 3 Mistakes:
1. Following wire instructions sent via email without secondary voice verification.
2. Ignoring subtle changes in an email address or signature line.
3. Sending funds before confirming the bank details directly with our office.

Protect your closing with the region's most trusted title team. Contact us today to ensure your transaction is secure.

The Risk: While a surge in inventory and a cooling market offer more options for buyers, the decrease in transaction "fr...
06/08/2026

The Risk: While a surge in inventory and a cooling market offer more options for buyers, the decrease in transaction "frenzy" often leads to complacency. Rushing through the educational phase of a closing can leave new homeowners unaware of restrictive covenants or long-term title exceptions that affect their future use of the property.

Top 3 Mistakes:
1. Skipping a comprehensive review of the title commitment during the due diligence period.
2. Neglecting to ask detailed questions about property easements or homeowner association restrictions.
3. Prioritizing speed over a thorough understanding of the closing documents.

Chattanooga Title, Inc. utilizes this market shift to provide an educational and thorough closing experience. With our in-house counsel and decades of local experience, we ensure you move into your new home with total clarity and security. Learn more at https://chattanoogatitleinc.com/

The evolution of AI-cloned voice fraud presents a significant challenge to real estate security. Sophisticated actors ca...
06/08/2026

The evolution of AI-cloned voice fraud presents a significant challenge to real estate security. Sophisticated actors can now replicate familiar voices to misdirect funds during the closing process, making traditional voice recognition an insufficient security measure. Protecting your investment requires strict adherence to verification protocols and the use of secure communication channels.

Trusting voice instructions without secondary verification is a critical risk. To safeguard your transaction, always utilize secure portals for all financial data and sensitive information.

Top 3 Mistakes Regarding AI-Cloned Voices and Wire Fraud:

* Accepting changes to wire instructions via phone without performing a secondary out-of-band verification.
* Trusting a caller's identity based solely on voice recognition without a pre-established verbal passcode.
* Bypassing secure communication portals in favor of convenience during high-pressure closing timelines.

At Chattanooga Title, Inc., we prioritize the security of your transaction. With over 35 years of experience and an in-house attorney to manage complex digital risks, we provide the regional expertise necessary for a secure closing.

The Risk: AI-driven wire fraud has seen a 1,760% surge recently, with criminals using sophisticated voice spoofing and d...
06/04/2026

The Risk: AI-driven wire fraud has seen a 1,760% surge recently, with criminals using sophisticated voice spoofing and deepfake communications to mimic your real estate agent or title officer. These attacks are designed to intercept your closing funds by providing fraudulent wiring instructions at the final hour.

Top 3 Mistakes:
1. Trusting wiring instructions sent via email without verifying them through a known, trusted phone number.
2. Acting on "urgent" last-minute changes to payment details sent outside of business hours.
3. Failing to use secure, encrypted communication portals for financial data.

At Chattanooga Title, Inc., we implement rigorous red-flag protocols to defend your transaction. Our team leverages 35+ years of expertise and legal oversight to provide a secure closing environment for every client.

Avoiding Power of Attorney Pitfalls in Real EstateUsing a Power of Attorney (POA) can make a closing more convenient, bu...
06/04/2026

Avoiding Power of Attorney Pitfalls in Real Estate

Using a Power of Attorney (POA) can make a closing more convenient, but it also introduces significant risks if not handled correctly. An invalid or outdated POA will not be accepted by title companies or lenders, potentially stopping a transaction in its tracks on closing day.

Top 3 Mistakes with Power of Attorney:
1. Using a general POA rather than one specifically drafted for real estate.
2. Failing to get title company approval for the document well before the closing date.
3. Not verifying that the principal is still legally competent at the time of signing.

With over 35 years of expertise, Chattanooga Title, Inc. provides the legal oversight needed for complex transactions involving POAs. Our in-house attorney reviews these documents early to ensure a smooth, secure process for all parties.

Make your closing seamless by coordinating your POA requirements with us today.
https://chattanoogatitleinc.com/

Tennessee property owners and real estate professionals must prepare for significant changes to deed fraud prevention la...
06/04/2026

Tennessee property owners and real estate professionals must prepare for significant changes to deed fraud prevention laws taking effect on July 1st. These new regulations are designed to combat the rising frequency of property fraud by mandating stricter identity verification and procedural standards.

Failure to comply with these updated statutes poses a severe risk to the validity of real estate transactions and can result in significant legal and financial liability. A critical element of the new law involves mandatory multi-factor authentication (MFA) for remote online notarizations to ensure the integrity of the signing process.

Top 3 Mistakes to Avoid:
- Neglecting specific multi-factor authentication requirements for remote notarizations.
- Using outdated identification protocols that fail to meet the new July 1st standards.
- Proceeding with closings without verifying that all fraud prevention mandates have been satisfied.

Chattanooga Title, Inc. provides the security you need in an evolving legal landscape. With our in-house counsel and local expertise, we have already adapted our processes to ensure full compliance.

Developing land in Soddy-Daisy or starting a new build in East Brainerd presents unique title challenges that require me...
06/04/2026

Developing land in Soddy-Daisy or starting a new build in East Brainerd presents unique title challenges that require meticulous oversight. Ensuring a clear title is essential for a smooth transaction and long-term security.

Top 3 Mistakes to Avoid in Land Division and New Construction:

1. Inaccurate Legal Descriptions: New parcels require precise boundary definitions. Errors in the deed can lead to boundary disputes and costly title defects.

2. Unrecorded Easements: Identifying utility or access easements during the planning phase is critical. Overlooking these can halt construction or restrict property use.

3. Mechanics’ Lien Risks: Failing to ensure all contractors are paid and lien waivers are properly filed can jeopardize your ownership rights.

With over 35 years of experience and an in-house attorney, Chattanooga Title, Inc. provides the specialized legal oversight required for complex land divisions and construction closings. We are here to ensure your investment is protected.

Visit chattanoogatitleinc.com to discuss your next project.

The Hidden Costs of Boundary EncroachmentsDiscovering that a fence, driveway, or structure is on a neighbor's land: or v...
06/01/2026

The Hidden Costs of Boundary Encroachments

Discovering that a fence, driveway, or structure is on a neighbor's land: or vice-versa: just before closing can be a nightmare. These boundary encroachments often go unnoticed for years but can prevent a lender from funding a loan or cause long-term legal battles between neighbors.

Top 3 Mistakes with Property Boundaries:
1. Choosing to skip a survey to save on closing costs.
2. Relying on outdated property descriptions or old drawings.
3. Ignoring visible discrepancies in fence lines or shared driveways.

Chattanooga Title, Inc. has been the region's most trusted title company since 1987. Our team and in-house counsel work to resolve encroachment issues before they become closing delays, ensuring your property lines are clear and protected.

Secure your investment with a professional title search and survey.
https://chattanoogatitleinc.com/

The Risk: On July 1st, new Tennessee deed filing requirements take effect to combat the rise in property title theft. Fa...
06/01/2026

The Risk: On July 1st, new Tennessee deed filing requirements take effect to combat the rise in property title theft. Failure to adhere to these precise legislative updates can lead to rejected filings or, worse, leave your property vulnerable to fraudulent transfers that go undetected for months.

Top 3 Mistakes:
1. Using outdated deed forms that do not comply with the new statutory requirements.
2. Failing to provide the necessary multi-factor verification identifiers now required by county registers.
3. Assuming a standard notary acknowledgement is sufficient without checking for recent legal updates.

Chattanooga Title, Inc. provides the security of an in-house attorney to navigate these regulatory changes. With over 35 years of experience in Southeast Tennessee, we ensure your documents are legally sound and your property is protected.

Address

829 McCallie Avenue
Chattanooga, TN
37403

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14237563057

Website

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