Ryan Hicks - State Farm Insurance Agent

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Ryan Hicks - State Farm Insurance Agent The mission of Ryan Hicks State Farm is to help, to be there, to treat every customer like they are our first. From life's first steps to giant leaps.

From minor mishaps to unprecedented losses to new beginnings. Whether you’re thinking about new adventures, making home improvements, or simply looking for reassurance, the Ryan Hicks State Farm team is here to help you start fresh with the right insurance plan. With over 25 years of experience in the insurance industry, I understand how essential personalized coverage is, just like a custom game plan that fits your unique lifestyle. From protecting your home against unpredictable weather to ensuring your vehicle is ready for every journey, I’m committed to helping you find the right policies to meet your needs this year. As your proud local insurance agent serving Tennessee, Georgia, and Alabama, I’m proud to support our community’s individuals, families, and businesses throughout the Tennessee Valley and beyond. Before joining State Farm, I spent over a decade in financial services, making the move to insurance in 2005 to help people connect with the policies that fit their lifestyle. Since 2021, I’ve been leading a growing agency here in Chattanooga. At the heart of my business is a simple philosophy: put the customer first. This mindset has helped me build a dedicated team across multiple states, ready to assist you with your auto, home, life, and business insurance needs, so you can focus on what matters most, whether that’s achieving your new year’s resolutions or spending quality time with loved ones. When I’m not in the office, you’ll find me spending time with my wife, Libby, who is a Hamilton County teacher, our two amazing kids, and our dog, Harry. We love exploring Chattanooga’s vibrant community events, supporting local teams, and embracing all that each new season here has to offer. Stop by or give my State Farm office a call. We’re conveniently located at the corner of Greens Rd and East Brainerd Rd in Chattanooga. Let’s team up to review your insurance coverage and make sure you’re protected, so you can enjoy every moment of the year ahead, no matter what the weather brings.

10/17/2026

🍝 Happy National Pasta Day!

Today we’re asking the important questions. Forget insurance deductibles for a minute.

If you could only eat ONE pasta dish for the rest of your life, what’s your pick?

🍝 Spaghetti & Meatballs
🧀 Fettuccine Alfredo
🍅 Lasagna
🌶️ Cajun Chicken Pasta

Or are we missing the best one?

Settle the debate in the comments!

— Ryan Hicks Agency

Looking for something fun this weekend?Chattanooga Oktoberfest and the Cleveland Apple Festival are both happening today...
10/17/2026

Looking for something fun this weekend?

Chattanooga Oktoberfest and the Cleveland Apple Festival are both happening today and tomorrow!

Cool fall weather, local vendors, great food, and plenty to do with the family.

Check out their official pages for hours and admission details before heading out.

Which one are you visiting this weekend?

10/15/2026

🍂 Two fall favorites. One weekend decision.

Looking for something fun to add to your weekend plans?

🍺 Chattanooga Oktoberfest brings German-inspired food, live music, dancing, and plenty of festive atmosphere to the Scenic City.

🍎 Cleveland Apple Festival offers arts and crafts, delicious fall treats, family activities, and plenty of small-town charm.

Both are great ways to enjoy fall in Southeast Tennessee!

Which one would YOU add to your weekend?

🍺 Chattanooga Oktoberfest
🍎 Cleveland Apple Festival

Drop your pick in the comments!

Ryan Hicks Agency
Your Chattanooga neighbor.

10/14/2026

Adventure is around the corner. And my team is in your corner. Call us to talk life insurance.

10/13/2026

Before you celebrate that cheaper insurance quote, make sure you’re comparing more than just the monthly payment.

A lower premium sounds great. But what are you actually getting for your money?

Three things to compare:

1. Coverage limits: Are you getting the same amount of protection, or did those limits drop to make the price look better?
2. Deductibles: Is your deductible still $500 or $1,000, or did it jump to $2,500? That’s money you’ll be responsible for if you have a covered claim.
3. What’s included: Does the new quote include rental car coverage, roadside assistance, or other protections you currently have?

Here’s the point: Saving $30 a month is $360 a year. But if you’re taking on thousands more in potential out-of-pocket costs or giving up important coverage, is it really a better deal?

At Ryan Hicks Agency, we’re happy to help you compare quotes side by side so you understand exactly what you’re getting.

Compare the coverage. Then compare the price.

Ryan Hicks Agency
423-521-7243

10/12/2026

Our office will be closed today, Monday, October 12, in observance of Columbus Day.

We’ll be back tomorrow, Tuesday, October 13, at 9:00 AM, ready to help with all your insurance needs.

Enjoy your Monday!

Ryan Hicks Agency
📞 423-521-7243

10/11/2026

🍂 $2,500. ONE home upgrade. What’s your pick?

Fall is the perfect time to tackle a project around the house. You’ve got $2,500 to spend, but you can only choose ONE!

🔥 Fire Pit Area – Cool evenings, good company, and a backyard worth hanging out in.

🛏️ Guest Room – Finally turn that spare bedroom into something other than a storage room.

🚪 Entryway – Give your home a fresh first impression.

🍳 Kitchen Touch-Up – New paint, hardware, or lighting to give the kitchen a little facelift.

So, where’s your $2,500 going?

Drop your pick in the comments. I’m curious which one wins!

10/09/2026

🦌 Deer Season Is Here! Do You Know What Your Auto Insurance Covers?

You’re driving down the road when a deer suddenly jumps out in front of you. You hit the brakes, but it’s too late.

Here’s the insurance question: Are you covered?

That’s where comprehensive coverage comes in.

Comprehensive coverage generally helps pay for damage to your vehicle caused by things other than a collision with another vehicle or object, including hitting a deer.

But there’s something else you need to check: your deductible.

Let’s say a deer causes $4,000 in damage to your vehicle.

* $250 deductible: You pay $250. Insurance pays $3,750.
* $500 deductible: You pay $500. Insurance pays $3,500.
* $1,000 deductible: You pay $1,000. Insurance pays $3,000.

These examples assume the damage is covered and the claim is within your policy limits.

Here’s the takeaway: A higher deductible may lower your monthly premium, but it also means more money out of your pocket when something happens.

And remember, comprehensive coverage is optional unless required by your lender. Liability coverage alone won’t pay to repair your vehicle after hitting a deer.

One more important distinction: Hitting a deer is generally a comprehensive claim. Swerving to miss one and hitting a tree is generally a collision claim.

Before deer season gets into full swing, take a minute to review your comprehensive coverage and deductible.

Not sure what you have? We’ll be glad to help you review it.

Ryan Hicks Agency
📞 423-521-7243

10/08/2026

🎃 WEEKEND ROUNDUP | Chattanooga Fall Fun! 🍂

Looking for something fun to do with the family this fall? Two Chattanooga favorites are bringing plenty of Halloween fun, and we’re curious which one you’d choose!

🦁 BOO IN THE ZOO | Chattanooga Zoo

Costumes, trick-or-treating, animals, and plenty of Halloween excitement! A great way to celebrate the season with the kids.

📅 October 9, 10, 16, 17, 23, 24 & 31

🎟️ Details & tickets:
https://www.chattzoo.org/events/boo-in-the-zoo

🎃 ENCHANTED PUMPKIN PATCH | Rock City

Glowing pumpkins, colorful lights, beautiful scenery, and a little fall magic atop Lookout Mountain.

📅 Through October 31

🎟️ Details & tickets:
https://www.seerockcity.com/fall/

🍁 So, which is more your family’s speed?

Team Boo in the Zoo — costumes, candy, and Halloween excitement?

Team Rock City — glowing pumpkins, mountain views, and fall atmosphere?

👇 Tell us which one you’re picking! And if you’ve been to either, let us know what you thought!

We love highlighting the places and experiences that make Chattanooga such a great place to call home.

Ryan Hicks Agency

Congratulations to Briana Kaltenmark, East Hamilton Middle School’s September Teacher of the Month!Ms. Kaltenmark is in ...
10/07/2026

Congratulations to Briana Kaltenmark, East Hamilton Middle School’s September Teacher of the Month!

Ms. Kaltenmark is in her first year at East Hamilton Middle, and she’s already making a difference. Her enthusiasm, dedication, and passion for her students and for teaching have made her a tremendous addition to the school community.

Each month, the East Hamilton Middle School administration selects a teacher they believe deserves this recognition, and we’re proud to help celebrate their selection.

Congratulations, Ms. Kaltenmark! Thank you for the energy and dedication you bring to your students and school each day.

Ryan Hicks Agency
Proud to support our local schools and educators

Address

2140 Rossville Avenue Ste 104
Chattanooga, TN
37421

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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