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Are You Paying for Coverage You Don’t Need?More coverage isn’t automatically better coverage.Your Medicare choices shoul...
09/03/2026

Are You Paying for Coverage You Don’t Need?

More coverage isn’t automatically better coverage.

Your Medicare choices should reflect your healthcare needs, prescriptions, preferred doctors, budget, and how you use healthcare.

As your needs change, it’s worth reviewing your coverage to understand what you’re paying for and whether your plan still makes sense for you.

📞 Let’s review your Medicare options together. Call 423-777-5577 or visit medicaremisty.com.

What Are Medicare Savings Programs?Medicare Savings Programs, or MSPs, are state-administered programs that can help eli...
09/02/2026

What Are Medicare Savings Programs?

Medicare Savings Programs, or MSPs, are state-administered programs that can help eligible people with certain Medicare costs.

Depending on the program you qualify for, assistance may include your Medicare Part B premium and potentially other Medicare cost-sharing expenses.

Eligibility rules can vary, so don’t rule yourself out without checking.

📞 Have Medicare questions? Call Medicare Misty at 423-777-5577 or visit medicaremisty.com.

Can You Get Help Paying for Medicare?Possibly! Depending on your income, resources, and eligibility, there are programs ...
09/02/2026

Can You Get Help Paying for Medicare?

Possibly! Depending on your income, resources, and eligibility, there are programs that may help with certain Medicare expenses.

These can include help with premiums and other Medicare-related costs. There is also Extra Help, a program designed to help eligible individuals with Medicare prescription drug costs.

Don’t automatically assume you won’t qualify—it’s worth learning what assistance may be available.

📞 Medicare Misty can help point you in the right direction. Call 423-777-5577 or visit medicaremisty.com.

09/01/2026

Avoid these 5 common Medicare mistakes that could affect your coverage—and your wallet.

Know your options, check the details, and make informed Medicare decisions.

Deductible, Copay, and Coinsurance—What’s the Difference?These Medicare terms can sound similar, but they mean different...
09/01/2026

Deductible, Copay, and Coinsurance—What’s the Difference?

These Medicare terms can sound similar, but they mean different things:

• Deductible: What you may need to pay before certain coverage begins paying.
• Copay: A set dollar amount you pay for a covered service.
• Coinsurance: A percentage of the cost you may be responsible for.

Knowing these terms makes it easier to compare coverage based on what you could actually spend—not just the monthly premium.

📞 Need help understanding Medicare? Call 423-777-5577 or visit medicaremisty.com.

Why Could Your Medicare Premium Be Higher?Not everyone pays exactly the same amount for Medicare.For some beneficiaries,...
09/01/2026

Why Could Your Medicare Premium Be Higher?

Not everyone pays exactly the same amount for Medicare.

For some beneficiaries, higher income can result in an additional charge called IRMAA — Income-Related Monthly Adjustment Amount. It can affect Medicare Part B and Part D costs.

That’s why understanding how Medicare calculates your costs is important—especially when you’re approaching retirement or experiencing a major change in income.

📞 Let’s make Medicare easier to understand. Call 423-777-5577 or visit medicaremisty.com.

🏥 What Is the Medicare Part B Premium?Medicare Part B helps cover services such as doctor visits, outpatient care, preve...
08/31/2026

🏥 What Is the Medicare Part B Premium?

Medicare Part B helps cover services such as doctor visits, outpatient care, preventive services, and certain medical equipment.

Most people pay a monthly premium for Part B. The amount can vary depending on factors such as your income, and it can change from year to year.

Understanding what you’ll pay before enrolling can make Medicare budgeting much easier.

📞 Questions about Part B? Call Medicare Misty at 423-777-5577 or visit medicaremisty.com.

💰 How to Avoid Paying More Than You Need for MedicareMedicare costs aren’t just about the monthly premium. Depending on ...
08/31/2026

💰 How to Avoid Paying More Than You Need for Medicare

Medicare costs aren’t just about the monthly premium. Depending on your coverage, you may also have deductibles, copays, coinsurance, prescription costs, and other out-of-pocket expenses.

The key is to look at the total cost of your coverage, not just the premium. Reviewing your options can help you understand whether your current coverage still fits your healthcare needs and budget.

📞 Have questions about your Medicare options? Medicare Misty can help you understand the details.

Call 423-777-5577 or visit medicaremisty.com.

5 Medicare Costs People Forget to Budget ForHaving Medicare doesn’t necessarily mean your healthcare costs disappear.Her...
08/30/2026

5 Medicare Costs People Forget to Budget For

Having Medicare doesn’t necessarily mean your healthcare costs disappear.

Here are 5 expenses you may need to consider:

1️⃣ Monthly premiums — Depending on your coverage, you may have one or more premiums.

2️⃣ Deductibles — You may have to pay a certain amount before coverage begins paying for some services.

3️⃣ Copays & coinsurance — Your share of the cost for covered healthcare services can add up.

4️⃣ Prescription medications — Your costs depend on your medications and drug coverage.

5️⃣ Services Medicare may not cover — With Original Medicare, routine dental care, hearing aids, and routine eye exams for glasses generally aren’t covered.

The monthly premium is only one piece of your Medicare budget.

📞 Want to better understand the potential costs of your Medicare options? Contact MedicareMisty for personalized guidance.

08/30/2026

Medicare decisions shouldn’t start with “What plan is everyone else choosing?”

They should start with YOU.

Your doctors. Your prescriptions. Your budget. Your healthcare needs. What works perfectly for a friend or neighbor may not be the right fit for your situation.

Before making a Medicare decision, make sure you understand your options and how they fit your needs.

You don’t have to figure Medicare out alone. MedicareMisty is here to help.

📞 Call MedicareMisty at 423-777-5577
✉️ Email [email protected]

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