05/12/2026
Like lots of decisions in life, you have options to consider. The same is true when choosing the right life insurance. So, if you don’t know where to start, we can help!
Here are some factors to consider when choosing between the different types of life insurance:
• Length of coverage: Do you want a lifetime policy (permanent) or one that lasts for a set number of years (term)?
• Cost of premiums: Are you looking for a low monthly payment (term) or can you swing a bit more (permanent)?
• Option for cash value: Do you want your life insurance policy to build cash value over time (permanent)?
Need a little more help understanding the difference between term & permanent life insurance? Think of them this way:
• Term life insurance is like renting: you’re covered for a set time and have the option to renew.
• Permanent life insurance is like owning a home: as long as you pay your mortgage, it’s yours, and you can build equity over time.
Call us today to find out more about the different types of life insurance. 423-894-1579