MedicareMisty

08/27/2026

What Is a Medicare Supplement Plan?

You may have heard the term Medigap — but what exactly is it?

A Medicare Supplement Insurance plan is private insurance designed to help pay some of the healthcare costs that Original Medicare (Parts A and B) doesn't fully cover, such as certain copayments, coinsurance, and deductibles.

Here are a few important things to know:

• Medigap works with Original Medicare.
• You must generally have Medicare Part A and Part B to buy a Medigap policy.
• Medigap plans are standardized, so the benefits of the same lettered plan are generally the same regardless of the insurance company.
• Medigap does not include prescription drug coverage, so you may need a separate Part D plan.

Your timing matters, especially around your Medigap Open Enrollment Period, when you generally have important protections when buying a policy.

📞 Have questions about Medigap? Contact MedicareMisty to learn about your options.

08/27/2026

There’s a BIG difference between having a dream and simply having a wish.

A wish is hoping something good will happen.

A dream requires action, sacrifice, discipline, and commitment.

When you truly believe in your dream, you’re willing to work through the obstacles and keep moving forward—even when it gets difficult.

So ask yourself: Am I dreaming, or am I just wishing?

Don’t wait for your dream to happen. Put in the work to make it happen.

08/27/2026

Medicare Advantage vs. Medicare Supplement: Which Is Right for You?

If you're comparing Medicare options, you may be wondering about the difference between these two choices.

Medicare Advantage (Part C) is an alternative way to receive your Medicare benefits through a Medicare-approved private plan. Plans often include Part A and Part B coverage and may offer additional benefits.

Medicare Supplement Insurance (Medigap) works alongside Original Medicare to help pay certain out-of-pocket costs, such as deductibles and coinsurance. It generally does not include prescription drug coverage, so you may need a separate Part D plan.

Neither option is automatically "better." The right choice depends on your healthcare needs, doctors, prescriptions, budget, and preferred coverage.

📞 Not sure which option fits your needs? Contact MedicareMisty to compare your Medicare choices and make an informed decision.

08/26/2026

What Does Medicare Actually Cover?

Medicare provides important health coverage — but it doesn’t cover everything.

Depending on your coverage, Medicare can help pay for things such as:

🏥 Hospital care
👩‍⚕️ Doctor and outpatient services
🩺 Preventive screenings and services
💊 Prescription drugs through Part D or certain Medicare Advantage plans
🚑 Certain medical equipment and supplies

However, Original Medicare generally does not cover most routine dental care, hearing aids, routine eye exams for glasses, or long-term care.

Your actual coverage and costs can also vary depending on whether you have Original Medicare, Medicare Advantage, Medicare Supplement Insurance, and/or prescription drug coverage.

Knowing what your plan covers before you need care can help prevent surprises.

📞 Have questions about what Medicare covers? Contact MedicareMisty to review your options and better understand your coverage.

08/26/2026

Turning 65 Soon? Here’s Your Medicare Checklist!

Turning 65 is exciting — but Medicare can feel overwhelming if you don’t know where to start.

Here are a few things to put on your checklist:

☑️ Know your Initial Enrollment Period
☑️ Find out whether you’ll be automatically enrolled
☑️ Decide whether you need Part A and Part B
☑️ Review your Medicare coverage options
☑️ Check your doctors and prescription medications
☑️ Compare costs — not just monthly premiums
☑️ Understand your enrollment deadlines

And if you’re still working or covered under a spouse’s employer plan, your enrollment decisions may be different.

Don’t wait until your 65th birthday to start planning.

📞 Turning 65 soon? Contact MedicareMisty and let’s make sure you understand your Medicare options.

08/25/2026

I was honored to win women of distinction and all proceeds go to Dolly imagination library! I want this to be the biggest year of raising money in honor of Parton! Buy your ticket, sponsorship or table below!!! Let’s show Dolly how much she means to us and continuing giving these kids their books!

Annual Awards Luncheon

08/25/2026

Medicare Myth: “You Automatically Get Every Part of Medicare.”

❌ MYTH!

Medicare has different parts, and enrollment doesn’t work exactly the same for everyone.

Part A helps cover inpatient hospital care.
Part B helps cover doctors’ services and outpatient care.
Part D helps cover prescription drugs.
Medicare Advantage (Part C) is an alternative way to receive your Medicare benefits through a private Medicare-approved plan.

Some people are automatically enrolled in certain parts of Medicare, while others need to actively enroll depending on their situation.

Turning 65 or new to Medicare? Understanding when and how to enroll can help you avoid costly mistakes.

📞 Have questions about Medicare enrollment? Contact MedicareMisty — I’m here to help you understand your options.

08/25/2026

Medicare Myth: “Everyone Pays the Same for Medicare.”

❌ MYTH!

Medicare costs can vary from person to person. Your premiums and other out-of-pocket costs may depend on factors such as your income, the coverage you choose, and whether you have Original Medicare, Medicare Advantage, or other coverage.

For example, some higher-income Medicare beneficiaries may pay an additional amount for Part B and Part D through IRMAA.

That’s why it’s important to look beyond the monthly premium and understand your total potential costs.

📞 Not sure what Medicare could cost you? Contact MedicareMisty to review your options and get a better understanding of your coverage.

08/24/2026

AEP is coming… and I’m ready.

Black paint on.
Headband tied.
Boots on.
Bad Medicare advice? Getting kicked to the curb.

This AEP, don’t let confusing information, Medicare scams, fraud, hidden fees, or penalty traps stand between you and the coverage you deserve.

I’m here to fight the bad advice — and help you make a confident Medicare decision.

Let’s get you ready for AEP.
Message me before you make your move!

08/24/2026

Can You Get Help Paying for Medicare?

Medicare costs can add up — but you may not have to handle them all on your own.

If you meet certain income and resource requirements, you may qualify for programs that can help reduce your Medicare expenses.

You may also qualify for Extra Help, which can lower certain costs associated with Medicare Part D prescription drug coverage.

Programs and eligibility requirements can vary, so it’s important to look at your individual situation rather than assuming you don’t qualify.

The best way to know? Check.

📞 Wondering if you may qualify for help with Medicare costs? Contact MedicareMisty and let’s explore your options.