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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Sherri Boland NMLS # 1228391 - Flat Branch Home Loans

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United States
Chattanooga, TN
Sherri Boland NMLS # 1228391 - Flat Branch Home Loans

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My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one.

Please reach out to me anytime via phone or email. I'm looking forward to hearing from you.

11/03/2026

Ready to buy, but hoping rates improve down the road? 🔄

With Rate Rewind, eligible borrowers who close on a home loan by December 31, 2026 may have the opportunity to refinance later with no lender fees through the program. It's designed to help you move forward with your homebuying goals today while providing added flexibility if rates become more favorable in the future.

Reach out today to learn more about Rate Rewind and how it could work for you! 💚

Read more about our Rate Rewind program here: https://flatbranchhomeloans.com/blog/loan-program-news/FBHL-Relaunches-Rate-Rewind

10/31/2026

Happy Halloween! 🧡

Whether you're carving pumpkins, passing out candy, or making memories with family and friends, we hope your day is filled with plenty of treats and a little Halloween magic. 🎃🍬

10/29/2026

Saving for a down payment can feel like the biggest hurdle to buying a home, but there may be programs available that can help. 🏡

Many homebuyers are surprised to learn they may qualify for down payment assistance, grants, or affordable financing options designed to reduce upfront costs. Whether you're a first-time buyer or simply looking for ways to make homeownership more accessible, exploring available assistance programs could help you get into a home sooner than you thought. 💚

Learn more about our down payment assistance programs here: https://loom.ly/NNeXRas

10/27/2026

House hunting in today's market doesn't have to mean stretching your budget. 💚

Here are some ways to stay budget friendly:
📋 Set a comfortable monthly payment before you start shopping
⭐ Prioritize your must-haves over your wish list
🔍 Keep an open mind about neighborhoods and home styles
💡 Consider the long-term value of a home, not just the listing price

A thoughtful plan can help you find a home you love while staying confident in your budget.

Let's talk through your options! 🏡

10/22/2026

A home isn't just a purchase. It's a long-term investment in your future. 🏡🌱

As property values appreciate over time, homeowners may build equity that can open doors to future opportunities and financial flexibility.

Whether your goals include:
🔨 Updating your home
🎓 Investing in education
🏠 Moving into your next home
💰 Strengthening your financial future

Homeownership can be a powerful way to put down roots while building wealth over time. 💚

Let's get you home!

10/20/2026

Budgeting isn't about restricting your spending. It's about telling your money where to go. 💰

A good budget starts with the basics:
📝 Track your monthly income
🏠 List your fixed expenses
🛒 Account for everyday spending
🎯 Set aside money for savings goals

The more intentional you are with your budget, the more confidence you'll have in reaching your financial goals!

Ready to take control of your finances? Reach out today!

10/15/2026

Your home's equity could be a valuable financial tool! 🏡

A Home Equity Line of Credit, or HELOC, allows homeowners to borrow against the equity they've built in their home. Unlike a traditional loan, a HELOC provides flexible access to funds over time, so you can borrow what you need, when you need it.

Whether you're planning home improvements, consolidating debt, covering education expenses, or preparing for a major purchase, a HELOC may offer the flexibility to help you reach your goals!

Have questions about how a HELOC works or if it's the right fit for your situation? Reach out today! 💚

10/13/2026

Wondering what factors can influence mortgage loan approval? 🏡

Lenders look at several pieces of your financial picture, including:
💳 Your credit history and credit score
💼 Income and employment stability
📊 Your debt-to-income ratio
🏦 Available assets and savings

Understanding these factors can help you feel more prepared and confident as you work toward your homeownership goals. 💚

Let's connect and discuss your options!

10/08/2026

Market value and appraisal value may sound similar, but they can mean two different things when you're buying a home. 🔑

🏠 Market Value: What a buyer is willing to pay for a home based on current market conditions
📋 Appraisal Value: A licensed appraiser's professional opinion of the home's value based on factors like condition, location, and comparable sales

Understanding the difference can help you navigate the homebuying process with confidence!

Have questions about how an appraisal could impact your loan? We're happy to help! 💚

10/06/2026

Clear communication is key to a smooth homebuying experience. 🤝 While working through your mortgage, here are a few questions we recommend asking:

📅 What milestones should I expect before closing?
🚫 Are there any financial moves I should avoid before closing?
✅ What can I do to help keep my loan on track?

Asking questions throughout the process can help prevent surprises and ensure you know what to expect from application to closing. We're here to help you navigate every step with confidence. 💚

Address

Chattanooga, TN
37421

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://flatbranchhomeloans.com/team/sherri-boland

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