Jeff Guffey Agency

06/01/2026

06/01/2026

So, you've had the same auto coverage all these years but haven't had a review before renewal?

Driving less? Less time on road = Less Risk

If you are no longer driving 12-15,000 miles that you were previously rated? You may be overpaying.

Let's find out. I can help either help you save or confirm your current coverage is still 👍 good.

Nothing to lose.

Call me today!

05/30/2026

Auto rates are dropping and stabilizing.

Does your insurance carrier provide you a review each year to make sure your coverage is still accurate and see if there have been any changes that could possibly save you money?

-or-

Do they just mail you a piece of paper and say here's your new premium and consider you "easy money".

I don't take you or anything for granted. My job is to provide you the best coverage. There is no cutting corners or taking away coverage that you absolutely need just to lower your price.

You pay alot for your coverage and deserve accountability.

That's how I roll with your needs from Dental to Medicare.

Medicare is not a simple process. I can keep it simple.

I don't worry about spending money on having licenses in 20+ states nor do I worry about the former news people recommending me. My focus is Tennessee and the people local to me that need someone accessible to serve their needs.

Contact me today for your needs!

05/30/2026

We are failing as a humanity when we don't take care of these 4-legged angels. 🐾❤️

05/30/2026

Turning 65? Decisions decisions. Here's some helpful info to consider. As always, I'm local and here to help you.

Turning 65 can get confusing with all the different choices available, not to mention all the "perks" that you hear about on TV or coming from a telemarketer. I want you to understand the differences in what's available. Take a look at this breakdown and I hope it helps you make the decision that is truly in your best interest.

� MEDICARE SUPPLEMENT (Medigap)
You + Your Doctor Decide
✔ Go to any doctor or specialist that accepts Medicare
✔ No referrals needed
✔ No prior approvals for most surgeries/procedures
✔ Coverage is predictable and consistent
� Best for: Those who want control, flexibility, and fewer delays

� MEDICARE ADVANTAGE (Part C)
Insurance Company Helps Manage Care
✔ Must use a network of doctors
✔ Referrals often required to see specialists
✔ Prior authorization required for many surgeries/tests
✔ Approval depends on plan rules and guidelines
� Best for: Those comfortable with managed care and lower upfront costs

⚖️ THE BIG DIFFERENCE
Supplement:
➡️ Your doctor recommends → You get care
Advantage:
➡️ Your doctor recommends → Plan must approve first

� BOTTOM LINE:
If having control over when and where you get procedures done matters most, understanding this difference is critical before choosing your plan.

05/29/2026

Have a baby that was born Jan 1, 2025 at the earliest? Keep this in mind:

The Trump Accounts app gives families easy access to child investment accounts designed to build long-term savings and financial growth.

05/29/2026

Many of you that either have a qualifying disability or know someone may want to pass along this link I'm about to share.

It's called The ABLE (Achieving a Better Life Experience) Act.

ABLE accounts are tax-advantaged savings tools that can be set up by a person with a disability, or someone authorized to act on their behalf, such as a parent, legal guardian or power of attorney. These accounts allow both children and adults with disabilities to set aside up to $100,000 without putting their eligibility for critical benefits like Medicaid or Supplemental Security Income at risk.

This information is just provided to hopefully help someone out there not aware of this program. Click the link for additional info:

The Stephen Beck, Jr., Achieving a Better Life Experience Act (ABLE) became law on December 19, 2014. The law aims to ease financial strains faced by individuals with disabilities by making tax-free saving accounts available to cover qualified disability expenses.

05/26/2026

Recently sign the papers for a new home? It's an exciting time and it's also an important time to make sure you have protection in place.

Mortgage protection coverage is very inexpensive especially when you are younger and in your best stages of health.

Let's remember that these policies are not fully about death but they have living benefits that may become necessary while you are off from work for example with a chronic illness.

I also have an option called Return of Premium. Yes, you read correctly. If you don't utilize this policy during your term and you've completed your mortgage for example. You can get most or possibly all of your paid premiums refunded back to you. Consider it like a savings account you've had for however many years with full life coverage. It's a win-win for you all the way around.

I'll be more than happy to explain further. Don't allow time to slip away, get your lowest premium rate available NOW.

05/26/2026

Love never stops with family but there are some things we can do to keep that love and let them know. Take that stress off them and protect them financially from the burden of funeral and burial expenses as well as the other miscellaneous expenses that arise.

It's inexpensive and a short and simple application process with NO medical exam. In most instances, immediate coverage that never ends as long as current payments are maintained.