Investor Property Loan

10/20/2026

Check out our newsletter about what happening in real estate and mortgages. We have our fingers on the pulse and pass the summaries of whats happening to you. DM us to be added to our monthly Mortgage Lab email.

Mortgage Lab October 2026 — What the Rate Hike Means For You

09/09/2026

Lunch at Porto’s with part of the IPL team — and two LEGENDS!

Betty Porto — her family turned a 300-sq-ft bakery into an LA institution, built on the same recipe her mom started making out of necessity as a Cuban refugee. Decades later, people still line up for it. That’s the standard we chase every day: build something so good, people keep coming back.

Brandon Beardt — has led our processing/UW department since IPL’s earliest days, and the results speak for themselves. He’s now relocating to Houston for the next year so his wife can pursue her dream in medicine — while still leading IPL full time. Dedication to his team and his family, all at once.

Here’s to Porto’s for the inspiration, and to Brandon for the example.

08/04/2026

Stop waiting for Chairman Warsh to hold your hand. 🚨
The Fed’s new playbook: shorter statements, fewer clues, no forward guidance. Rates sit at 3.50–3.75%, and the committee’s split on what’s next.

If your underwriting still leans on a future rate cut — you’re not being patient, you’re losing deals to people buying today.

The move: underwrite on current cash flow. If it doesn’t pencil now, don’t buy it hoping for later. Use bridge loans and non-QM DSCR programs to lock in what works today.

👇 Still baking rate cuts into your year-3 exit, or have you made the switch to day-one underwriting? Drop it in the comments.

— Investor Property Loan | (800) 440-8350 | investorpropertyloan.com

07/31/2026

Waiting 48 hours for a mortgage broker to send a term sheet can cost you more than time—it can cost you the deal.

In today’s market, rates and pricing can change quickly. A rental property that cash-flowed earlier in the week may no longer pencil out by the time you finally receive a quote.

Whether you’re a real estate investor evaluating your next purchase or a realtor helping an investor submit a competitive offer, you need accurate financing numbers before you move forward.

That’s why we built an instant DSCR pricing tool.

It allows you to:

✓ View current DSCR rates and fees
✓ Run different loan and property scenarios
✓ Estimate payments and cash flow
✓ Price deals without waiting for a callback

No tax returns. No income verification. No endless back-and-forth just to see whether a deal works.

Want access to the DSCR pricer?

Comment **“DSCR”** below or send me a message, and I’ll get you access.

04/28/2026

The 2026 housing data is telling a story most people are missing.
71% of fix-and-flip investors plan to buy MORE this year than last — the highest in four years. Inventory growth has finally cooled. And the smartest move a lot of investors are making right now has nothing to do with buying anything.
I cover all of it in The Mortgage Lab — free monthly newsletter. May issue drops Friday.

👇 Comment LAB and I’ll send it to you.
🏷️ Know an investor who needs to see this? Tag them.

04/24/2026

Congrats to one of our very own, Alex Bekeza, on his interview on the “Unconventional” podcast with Bill Tessar.

Alex shares his journey of making a career change into the mortgage industry and building over $250M in production.

As an investor himself with 30+ properties owned, Alex understands firsthand what real estate investors go through when trying to secure the right financing, structure deals, and grow a portfolio.

That experience is exactly why he brings so much value to investor clients.

Proud to have Alex on the Investor Property Loan team.

Would you rather work with a lender who personally invests in real estate?